American Financial Network, Courtney LaLonde

American Financial Network, Courtney LaLonde We are a Direct Lender with authority to fund Fannie Mae, FHA, USDA, VA, and Jumbo loans products in-house. American Financial Network, Inc.

We are dedicated to making every loan transaction a relationship that will last a lifetime! www.homeloanscourtney.com
NMLS #1856186
"The views expressed are my own and do not necessarily reflect those of American Financial Network, Inc.”

CORP NMLS # 237341. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. In all states, the principal licensed office of American Financial Network, Inc. is 10 Pointe Drive, Suite 330, Brea, CA 92821; Phone: (714) 831-4000 (NMLS ID #237341). This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. is an Equal Housing Lender.

09/10/2026

After all these years in the mortgage world, I can usually spot it within two minutes: someone who has been listening to way too many opinions. 😵‍💫
​They sit down with:
​6 different loan programs 📑
​3 wild interest rate rumors 📉
​…and one very confident piece of advice from someone in a Facebook comment section 🤦‍♀️📱
​My first question is never about the paperwork. It’s always:
​👉 What are you actually trying to accomplish?
​Because 9 times out of 10, you don't need more information. The internet is already overflowing with it.
​What you actually need is someone to cut through the noise, filter out what doesn't apply to your life, and help make sense of the real options on the table. 💡
​Less chaos, more clarity. Let’s build the plan that actually fits your goals. ☕🏡
​

09/08/2026

Stop offering $10k under asking before you read this! 🛑📉
​With price reductions popping up right now, buyers have serious negotiating leverage—but knocking $10k off the purchase price might actually be the least helpful way to spend that discount.
​Here is the math breakdown on a $400,000 listing:
​Scenario A (Price Cut): You offer $390,000. On a 30-year mortgage, that saves you roughly $50 to $65 a month on your payment. Nice, but it barely moves the needle today.
​Scenario B (Smart Concession): You offer full price at $400,000, but ask the seller for $10,000 in closing cost assistance.
​Why Scenario B wins every time:
​💵 Instant Liquid Cash: Keep $10,000 of cold, hard cash in your bank account at the closing table instead of tying it up into home equity.
​🛋️ Immediate Purchasing Power: Use that saved cash for new furniture, emergency reserves, moving expenses, or updates right away.
​📉 Rate Buydowns: You can even use part of that $10k seller credit to buy down your interest rate (like a 2-1 temporary buydown), dropping your monthly payment way lower than a tiny price reduction ever could!
​Sellers net the exact same $390,000 either way, so they’re happy—and you walk into closing with thousands more in your pocket. 🎯🤝
​Drop a CASH below or DM me, and let’s run the exact numbers for your price point! 📲✨
​

Turned the key with cash to spare! 🔑✨Huge congratulations to our buyer on securing this completely renovated gem! Findin...
09/04/2026

Turned the key with cash to spare! 🔑✨

Huge congratulations to our buyer on securing this completely renovated gem! Finding a turnkey home in this market is a win on its own, but the real magic came down to strategy and teamwork.

Shoutout to Realtor Cameron Elliott for uncovering this beauty and expertly negotiating seller-paid closing costs. Because of that teamwork, our veteran borrower took full advantage of the VA loan:

0% down payment 🇺🇸
Full modern renovation (move-in ready!) 🛠️🏡
Only $4,500 total needed at the closing table! 💰
A massive win for our client and a solid reminder that the right team makes homeownership happen without draining your savings.

Who’s ready to make their next move? Drop a comment or send a DM to see what your options look like! 📲👇

When it’s meant to be, it’s meant to be! ✨ From Virginia to charming Edenton, North Carolina—talk about a full-circle mo...
08/24/2026

When it’s meant to be, it’s meant to be! ✨ From Virginia to charming Edenton, North Carolina—talk about a full-circle moment! 🚗💨🏡

Huge congratulations to these incredible clients on purchasing Home #3 for their next chapter in retirement! 🥂🎉

This journey was pure fate:

A few months back, we were under contract on a house on this exact street, but after inspection surprises, we had to make the tough call to walk away.
Fast forward through a little patience, and their actual dream home hit the market on that same exact street! 🤯✨
To make it happen smoothly, we structured a conventional loan by leveraging future projected rental income from their departing primary residence along with rental income from another property on their tax returns to balance out their debt-to-income ratio seamlessly. 📊🔑

Patience + the right loan strategy = keys in hand! 🗝️ Welcome to retired life in North Carolina! ☀️⚓

Thinking about relocating, retiring to the coast, or turning your current home into a rental? Let’s map out your strategy! 📲💬

08/21/2026

Plot twist: the best part of the job isn’t just numbers on a spreadsheet. 😉✨
​Here’s the real breakdown of what goes down daily:
​📉 Turning scary credit talk into a solid game plan
​🔑 Handing over keys with happy tears included
​🧠 Translating rate jargon into real human language
​🏡 Making that “maybe someday” home happen now
​If getting into a home has felt overwhelming lately, let’s make it simple. Drop a comment or slide into my DMs—let’s talk strategy! 📲💬
​

The monthly payment is usually the first number buyers want to know. Makes sense, but there are a few other pieces that ...
08/20/2026

The monthly payment is usually the first number buyers want to know.

Makes sense, but there are a few other pieces that matter before you get to the closing table.

Give me a call and we’ll go over it.

Courtney LaLonde
NMLS ID # 1856186
American Financial Network, Inc.
Company NMLS ID # 237341
[email protected]
757-971-0343

Reviews like these mean a lot to me and my team.We really do try to keep you updated, answer your questions, and make th...
08/13/2026

Reviews like these mean a lot to me and my team.

We really do try to keep you updated, answer your questions, and make the process as easy as we can from start to finish.

Thank you to everyone who has trusted us to be part of such a big decision! 🤍

🎉 INCREDIBLE CLOSING ALERT! 🎉Shoutout to the amazing Realtor Brie Flyge for securing the literal deal of a lifetime for ...
08/13/2026

🎉 INCREDIBLE CLOSING ALERT! 🎉

Shoutout to the amazing Realtor Brie Flyge for securing the literal deal of a lifetime for our VA buyers! 🇺🇸✨ When her clients say they want a new home, Brie doesn't just listen—she completely over-delivers.

Check out these insane wins on this transaction: 🏠 A BRAND NEW ROOF! 💰 $21,124 in Seller Concessions! 💳 $6,000 paid toward their Navy Fed credit card (Did you know VA Loans allow unused concession funds to go toward debt payoff?! 🙌) 🔙 $3,500 Earnest Money Deposit fully refunded!

AND THE KICKER?! 🤯 The home appraised for $39,000 OVER the contract price! That is some serious instant equity! 📈🔥

So honored to help make this happen. Huge congratulations to the newest homeowners! 🥂🔑

Lease up? No problem! 🙅‍♀️ We just closed on another incredible home, and I have to give a massive shoutout to Realtor S...
08/12/2026

Lease up? No problem! 🙅‍♀️ We just closed on another incredible home, and I have to give a massive shoutout to Realtor Sofya Zarubin for making it happen! 🙌

The moment Sofya got the call that her client's lease was ending, she got right to work. We partnered up with conventional financing to get them into a stunning, low-maintenance condo! 🏢✨

Not only did Sofya find the perfect spot, but she also secured a whopping $9,750 in seller concessions to cover closing costs! 💰💥 That is exactly how you take care of your clients! So thrilled to be part of this homebuying journey. 🥂🔑

Address

249 Central Park Avenue #300
Virginia Beach, VA
23462

Opening Hours

Monday 12am - 11:59pm
Tuesday 12am - 11:59pm
Wednesday 12am - 11:59pm
Thursday 12am - 11:59pm
Friday 12am - 11:59pm
Saturday 12am - 11:59pm
Sunday 12am - 11:59pm

Website

Alerts

Be the first to know and let us send you an email when American Financial Network, Courtney LaLonde posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to American Financial Network, Courtney LaLonde:

Shortcuts

Featured

Share