03/27/2026
PCS season is here: so let’s make your 2026 BAH work harder in Hampton Roads.
If you’re headed to NAS Oceana, one of the biggest money moves can be using your VA loan to buy (instead of renting) so your housing allowance helps build equity.
Quick tips to maximize BAH:
1) Shop by commute + resale: neighborhoods near Oceana often stay in high demand.
2) Ask for seller concessions: it can reduce your cash needed at closing.
3) Compare “rent vs. own” monthly: same payment can hit different long-term goals.
4) Think beyond the tour: HOAs, insurance, and taxes change the real monthly number.
Want me to run a few “BAH-friendly” options near Oceana and show you what your VA benefits could look like on paper? Message me and I’ll send a tailored list.
-Shandra Cauthen | Hampton Roads Realtor
www.yourvirginiabeachliving.com