Ann Arnesen, Sr. Mortgage Banker

Ann Arnesen, Sr. Mortgage Banker NMLS # 453374
Licensed in VA & NC

Atlantic Bay Mortgage Group, LLC
NMLS #72043
www.nmlsconsumeraccess.org
Equal Opportunity Lender What does that mean to you?

Have you dreamed about owning your first home, but just don't know where to start? Are you looking to upgrade to a bigger home? How about buying a vacation home? With over 19+ years of experience in the mortgage industry, I've helped thousands of families in Hampton Roads achieve their dreams of owning a home. Every one has different needs. We offer Conventional, FHA, VA, First Time Homebuyer programs, and Renovation mortgages. All of our loan processing and underwriting is done in-house. It means faster loan approvals, timely status updates, and on time loan closings. Getting a mortgage does NOT have to be stressful! Work with an expert that is knowledgeable of current loan programs and guidelines. Whether you're looking to purchase a new home or refinance an existing mortgage, call me today for a FREE consultation and I will help you find a mortgage to fit your needs.

Don't let mortgage headlines distract you. Today's market could mean less competition and financing options that can hel...
09/25/2026

Don't let mortgage headlines distract you. Today's market could mean less competition and financing options that can help make payments more affordable. Let's talk!



NMLS # 453374

A new season brings new possibilities. If a new address is calling your name, let’s make a plan to get you there. N...
09/22/2026

A new season brings new possibilities. If a new address is calling your name, let’s make a plan to get you there.

NMLS # 453374

5.0 star review received on Experience.com for Ann Arnesen by Benjamin B - Ann and her team went the extra mile to make ...
09/22/2026

5.0 star review received on Experience.com for Ann Arnesen by Benjamin B - Ann and her team went the extra mile to make sure that everything was done correctly. She also wanted to make sure that I understood the whole process. I greatly appreciate that she was available if I had questions. I was often surprised when she responded after hours and weekends. Thank you for making this such a great experience and an easy process.

Click to see all 579 reviews of Ann Arnesen, Ann Arnesen | NMLS # 453374

Your mortgage payment might be fixed, but your housing costs aren't.Property taxes, insurance, maintenance, HOA dues, th...
09/18/2026

Your mortgage payment might be fixed, but your housing costs aren't.
Property taxes, insurance, maintenance, HOA dues, they all creep up over time, and if your budget doesn't have room to move, that's when “house poor” happens.
Before you buy, give your numbers an honest stress test. SO, we broke down exactly how in our latest article!
https://myoc.io/teamarnesen/d86yr



NMLS # 453374

The recent Fed rate hike doesn't mean mortgage rates go up, too. The Fed rate is for short-term lending like credit card...
09/18/2026

The recent Fed rate hike doesn't mean mortgage rates go up, too. The Fed rate is for short-term lending like credit cards while mortgage rates tend to follow the bond market and economic conditions. So if you find a home you love, it's time to jump in - and I'm here to help you make a plan!

NMLS # 453374

September brings fall weather and motivated buyers. Check out my article for tips to help clients get to closing this ye...
09/16/2026

September brings fall weather and motivated buyers. Check out my article for tips to help clients get to closing this year, some BIG Fannie Mae and Freddie Mac updates, and other industry news you need to know! Want my monthly Round Up email with more news and tips? DM me or give me a call!
https://myoc.io/teamarnesen/TpjGk

NMLS # 453374

Going through a divorce doesn't inherently mean your mortgage will too.Here's what actually happens to a joint loan when...
09/14/2026

Going through a divorce doesn't inherently mean your mortgage will too.
Here's what actually happens to a joint loan when a marriage ends.
https://myoc.io/teamarnesen/vyxKs



NMLS # 453374

Check out the latest national average mortgage rates, and remember, they're just one part of the conversation. Want to c...
09/11/2026

Check out the latest national average mortgage rates, and remember, they're just one part of the conversation. Want to chat about all the paths to homeownership? Call me!



NMLS # 453374

Remembering and honoring the lives lost on September 11, 2001, and the courage of those who responded with strength and ...
09/11/2026

Remembering and honoring the lives lost on September 11, 2001, and the courage of those who responded with strength and service. We will never forget.

NMLS # 453374

It's back-to-school season, but for some families it's actually "back under our roof" season. More people are buying mul...
09/08/2026

It's back-to-school season, but for some families it's actually "back under our roof" season.
More people are buying multigenerational homes than ever, whether it's adult kids returning, parents moving in, or everyone deciding one mortgage beats three rent checks.
We broke down what actually matters when you're buying a house for more than one generation.
https://myoc.io/teamarnesen/uQud2



NMLS # 453374

Address

600 Lynnhaven Pkwy, Ste 100
Virginia Beach, VA
23452

Telephone

+1 757-284-7870

Website

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