Donnie Hoock, NMLS 1319720 - Movement Mortgage

Donnie Hoock, NMLS 1319720 - Movement Mortgage Donnie Hoock, Sr. Loan Officer - NMLS ID 1319720-Movement Mortgage

You DO NOT automatically need 20% down to buy a home!I still hear this one all the time, and I hate the idea of someone ...
09/24/2026

You DO NOT automatically need 20% down to buy a home!

I still hear this one all the time, and I hate the idea of someone putting off buying for another year or two because they think they have to save that much first.

There are loan options with much smaller down payments. What you qualify for depends on your situation, so talk to me before you assume you’re not ready.

I know I’ve talked about this before, but I keep coming back to it because the gap keeps getting bigger.If you’ve been s...
09/23/2026

I know I’ve talked about this before, but I keep coming back to it because the gap keeps getting bigger.

If you’ve been sitting on the sidelines because you remember how competitive buying a home was a few years ago - this is not that market.

That doesn’t mean every home or every neighborhood is the same. But it does mean I think it’s worth taking another look at what’s available and what your options are today.

One of my favorite conversations is when someone comes in with a price range in their head, and we actually sit down and...
09/22/2026

One of my favorite conversations is when someone comes in with a price range in their head, and we actually sit down and run the numbers.

Sometimes it confirms exactly what they thought. Sometimes it changes the search completely. Either way, I want you knowing what works before you fall in love with a house.

09/21/2026

If buying a home has been on the back burner for a while, this might be a good time to check back in. Markets change, your finances change, and what didn’t make sense six months ago might look a little different today.

I’m not here to tell you when you should buy. I’m here to help you understand your options so you can decide when the timing is right for you.

You are not late!!!If buying a home didn’t happen in your 20s or even your 30s - you have plenty of company. Your timeli...
09/18/2026

You are not late!!!

If buying a home didn’t happen in your 20s or even your 30s - you have plenty of company. Your timeline doesn’t need to look like anyone else’s.

When you feel financially ready, I’m here to help you understand what the next step could look like.

If a family member wants to help with your home purchase - that’s great, but please talk to me before any money changes ...
09/17/2026

If a family member wants to help with your home purchase - that’s great, but please talk to me before any money changes hands.

Gift funds usually need a clear paper trail showing where the money came from and confirming that it’s a gift rather than a loan. A quick conversation with me first can help keep the process moving without unnecessary complications.

More homes for sale means you may not have to settle as quickly.You could have more choices, more time to compare, and a...
09/16/2026

More homes for sale means you may not have to settle as quickly.

You could have more choices, more time to compare, and a better opportunity to find a home that actually fits your needs.

If you’ve been sitting on the sidelines, let’s take another look at what’s available.

Fixed-rate mortgages are popular for good reason, but they aren’t your only option.Depending on your plans, an adjustabl...
09/15/2026

Fixed-rate mortgages are popular for good reason, but they aren’t your only option.

Depending on your plans, an adjustable-rate mortgage could offer short-term savings that make sense for you. I can walk you through both options, explain the tradeoffs, and help you decide which one fits your budget and timeline.

09/14/2026

Buying a home has felt pretty intimidating for a while - especially if it’s your first one.

But I think it’s important to know that the market is constantly changing. And lately, we’re seeing some of those changes start to move in a direction that could help you.

Don’t assume you can’t buy based on what you’ve heard. Let’s actually look at your numbers and find out.

The graph tells a pretty clear story: the median price of a new home has climbed from $47,200 in 1980 to more than $410,...
09/11/2026

The graph tells a pretty clear story: the median price of a new home has climbed from $47,200 in 1980 to more than $410,000 today.

That growth didn’t happen in a straight line, and there have certainly been periods when prices declined. But over the long term, waiting for dramatically lower prices hasn’t historically been a winning strategy.

If you’re holding out for 2021 mortgage rates, remember: 2021 home prices may not be coming back with them. Let’s look at today’s numbers and determine what makes sense for you.

Address

575 Lynnhaven Pkwy, Ste 101
Virginia Beach, VA
23452

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm
Saturday 8am - 5pm
Sunday 8am - 5pm

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