Mike Beggs Realtor DRE # 02089758

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Mike Beggs Realtor DRE # 02089758

Visalia Real Estate Agent serving the Visalia and surrounding areas representing buyers and sellers of homes, luxury, country, land or Ag producing estates.

07/15/2025

If recent home price headlines have you feeling worried, here’s some perspective.
Home values almost always go up in the long run. And the long-term gains offset any short-term dips. Basically, if you plan to live there for 5 or more years, you should be able to buffer yourself against any short-term declines

05/16/2025

Are you wondering what to expect if you buy or sell a home in the second half of the year? Here’s what the expert forecasts tell you.
Mortgage rates are expected to come down slightly. There will be more homes available for sale. And as inventory rises, home price growth will moderate

05/06/2025

With all the uncertainty in the economy, the stock market has been bouncing around more than usual. And if you’ve been watching your 401(k) or investments lately, chances are you’ve felt that pit in your stomach. One day it’s up. The next day, it’s not. And that may make you feel a little worried about your finances.

But here’s the thing you need to remember if you’re a homeowner. According to Investopedia:

“Traditionally, stocks have been far more volatile than real estate. That’s not to say that real estate prices aren’t ever volatile—the years around the 2007 to 2008 financial crisis are just one memorable example—but stocks are more prone to large value swings.”

While your stocks or 401(k) might see a lot of highs and lows, home values are much less volatile

04/18/2025

Connect with an agent to talk strategy. With the right price, you’ll attract more buyers
and boost your chances of getting multiple offers

03/25/2025

California home sales bounced back solidly after a slow start for the year as mortgage rates declined throughout the month of February. While home sales remain soft by historical standards, the increase is a first step in the right direction. Concurrently, the Federal Reserve held interest rates steady but lowered economic growth forecasts, citing trade policy risks. U.S. housing starts also rebounded, while homebuilder sentiment dropped to a seven-month low. Despite rising uncertainty in the economy and the policy arena, rates are expected to moderate later this year, and the housing market should continue to improve in Q225 and Q325

03/04/2025

Following a similar pattern as observed in the existing housing market, newly constructed home sales pulled back in January. While elevated mortgage rates may have played a role in the decline, the dip in January was due primarily to harsh weather at the start of the year. With rates declining in recent weeks and the Fed’s preferred inflation gauge slowing down from last year, the housing market could see a bounce back at the beginning of the second quarter. Policy uncertainty and economic worries, however, continue to linger on and begin to take a toll on consumers. CEOs, on the other hand, are a bit more optimistic about the business landscape and their confidence level improved solidly in the first quarter

01/28/2025

More good news continued to roll in last week to indicate that the economy and the housing market ended 2024 with a positive note. Newly constructed home sales continued to rise, for example, while business optimism reached its highest level since 2018 as policy uncertainty began to clear up. While California had a rough start to begin the year, we should see some improvement as the state gradually recovers from the devastating wildfires. With mortgage rates coming down from their recent high, demand in the housing market will also likely pick up as the market gears up towards its spring homebuying season

01/24/2025

Last year, as many as 1 in 3 sellers took their home off the market because it wasn’t selling.
If this happened to you too, you don’t need to be embarrassed. What you need are answers. And a local real estate agent can help with that by seeing if it was priced too high, needs some repairs, or didn’t get the right exposure

12/30/2024

• Heating and cooling costs: 82% of buyers consider heating and cooling costs to be one of the most important factors when looking for a home. And efficient heating and cooling systems with programmable thermostats can significantly lower monthly energy bills.
• Windows and doors with proper insulation: These help maintain comfortable indoor temperatures without overworking the HVAC system, which turns into saving on energy bills.
• Energy-efficient lighting and appliances: These can save money on utility bills and reduce a home’s overall energy use too.
• Commuting costs and environmentally friendly community features: Living in a community designed with energy-saving amenities and shorter commutes can reduce expenses and environmental impact.
• Landscaping for energy conservation: Strategically placed trees and shrubs can lower cooling costs in the summer.
• Solar panels: Solar panels can also provide long-term savings and are an attractive feature for eco-conscious buyers.
The common theme? Environmentally friendly features are popular with buyers because they help them save money and make homes more comfortable to live in. But making some of these updates before you sell your house doesn’t just benefit buyers – it’s worthwhile for you too.

12/20/2024

There’s a misconception going around that you have to put 20% of the purchase price down when you buy a home. But the truth is, many people don’t put down that much unless they’re trying to make their offer more competitive.
And if you want to give your savings a boost, look into down payment assistance. There are thousands of programs that offer an average benefit of nearly $17,000.
To learn more about loan options or down payment assistance programs, connect with a trusted lender and check out #2025

12/03/2024

News on the economy and the housing market last week were mostly positive and encouraging. Black Friday kicked off the holiday shopping season and consumers were able to deliver. Retail sales on the day after Thanksgiving increased 3.4% year-over-year and more money is expected to be spent on Cyber Monday. Consumers feeling more confident about the economy and their financial well-being was one reason for the holiday spending spree. The Consumer Confidence index which measures the level of optimism, indeed, increased for the second straight month in November. There was also good news in the housing market, as conforming loan limits were raised for 2025 and mortgage rates continued to recover after reaching their recent peak in early November. And while it was disappointing to see new home sales dropping to the lowest level in October, a separate housing market index released recently suggests that an improvement in buyers’ traffic and future sales were observed in November.

11/25/2024

One major reason why we’re not heading toward a foreclosure crisis homeowners have today. Unlike in the last housing bubble, where many homeowners owed more than their homes were worth, today’s homeowners have far more equity than debt.
That’s a big part of the reason why even though mortgage debt is at an all-time high, this isn’t 2008 all over again. As Bill McBride, Housing Analyst for Calculated Risk, explains

“With the recent house price increases, some people are worried about a new housing bubble –
but mortgage debt isn’t a concern”

Today’s
homeowners
are in a much
stronger position
than ever before.

Address

219 W Main Street
Visalia, CA
93291

Telephone

+15593004857

Website

http://mike41913.wixsite.com/website

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