04/02/2026
This is NOT an April Fools joke! 👀
buy in April... no payment until July?
Here’s why:
You pay your mortgage after you’ve lived in the home.
At closing, you cover the interest for the end of May, so June is already accounted for when you pay your closing costs. That’s why your first full payment isn’t due until July.
What this means for you:
✨ A little breathing room after closing
✨ Time to reset your finances
✨ A smoother start to homeownership
It’s not a loophole...it’s just understanding the timing.
But we can pretend we get the first month free, right?
Let’s make this happen for you!🤍
Ana Muto | Central California Realtor
559.699.7054
[email protected]