The Koehn Mortgage Group

The Koehn Mortgage Group Need a home loan? We treat every customer as we would want to be treated. We service ALL of Texas.

At The Koehn Mortgage Group, we put God first and we run our business the way we have run our family all of these years, which is by "The Golden Rule", Luke 6:31 "Do unto others as you would have them do unto you". We treat every customer as an individual, not a number and we don't place you into a loan profile, created by the banking industry. We use "common sense" and will help you obtain the best loan possible, for your particular situation. We have a wide range of programs and together we'll find the loan that's best suited for you. Conventional, FHA, VA and USDA financing are all available options and being in business since 1998, we have the experience to help you find the loan that benefits you the most. Call today, homeownership for you and your family is just around the block!!! Equal Housing Opportunity

Kristine Koehn - NMLS # 222402
Rick Koehn - NMLS # 220399
Alan Cooper - NMLS # 1912420
Ben Holder - NMLS # 2325810

The Koehn Mortgage Group is Powered by Preferred Rate
Preferred Rates is Partnered with American Pacific Mortgage
NMLS # 1850

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV
Licensed in Texas

Friday’s Mortgage Term of the Week: PMIEver heard a lender mention PMI and wondered what it means?PMI = Private Mortgage...
09/25/2026

Friday’s Mortgage Term of the Week: PMI

Ever heard a lender mention PMI and wondered what it means?

PMI = Private Mortgage Insurance.

It may be required on certain conventional mortgages when you put less than 20% down on a home.

Understanding terms like PMI can help you better understand your mortgage and the costs that come with it.

Have questions about your mortgage options? We’re here to help you understand them.

📞 254-405-6690
🌐 thekmortgagegroup.com

The Koehn Mortgage Group, Powered by Coast2Coast Mortgage | NMLS # 376205
Ben Holder NMLS # 2325810 | Kristine King NMLS # 222402
Equal Housing Lender

09/24/2026

POV: Explaining to my client what it’s actually like to be a mortgage broker… 😂

A little paperwork, a lot of phone calls, and somehow we make it all work.

Thursday Client Spotlight There’s nothing better than hearing directly from the homeowners we’ve had the opportunity to ...
09/24/2026

Thursday Client Spotlight

There’s nothing better than hearing directly from the homeowners we’ve had the opportunity to serve.

We’re grateful for every client who trusts The Koehn Mortgage Group to be part of such an important financial decision. Your feedback means a lot to our team and reminds us why we do what we do.

Thinking about your next mortgage move or simply have questions about your options? We’re here to help.

📞 254-405-6690
🌐 thekmortgagegroup.com

The Koehn Mortgage Group, Powered by Coast2Coast Mortgage | NMLS # 376205
Ben Holder NMLS # 2325810 | Kristine King NMLS # 222402
Equal Housing Lender

Who May, and Who May Not, Be a Good Fit for a Reverse Mortgage? A reverse mortgage can be a useful option for some homeo...
09/23/2026

Who May, and Who May Not, Be a Good Fit for a Reverse Mortgage?

A reverse mortgage can be a useful option for some homeowners, but it isn't right for everyone.

You may want to explore one if you’re 62 or older, plan to remain in your home, and are interested in using some of your home equity to create more financial flexibility.

On the other hand, if you're planning to move soon, aren't comfortable with the costs involved, or may have difficulty keeping up with ongoing property obligations, it may not be the right option for you.

Every homeowner's situation is different.

Have questions about reverse mortgages? We're here to help you understand your options.

📞 254-405-6690
🌐 thekmortgagegroup.com

Reverse mortgage loans are subject to eligibility requirements, loan terms, and costs. Borrowers must occupy the home as their primary residence and remain responsible for property taxes, homeowners insurance, maintenance, and other applicable obligations.

The Koehn Mortgage Group, Powered by Coast2Coast Mortgage | NMLS # 376205
Ben Holder NMLS # 2325810 | Kristine King NMLS # 222402
Equal Housing Lender

Let's clear up one of the biggest reverse mortgage misconceptions.MYTH: “The bank takes your house.”FACT: A reverse mort...
09/21/2026

Let's clear up one of the biggest reverse mortgage misconceptions.

MYTH: “The bank takes your house.”

FACT: A reverse mortgage does not mean you simply hand over ownership of your home.

You remain responsible for meeting the terms of the loan and keeping up with important obligations like property taxes, homeowners insurance, and maintenance.

There’s a lot of misinformation surrounding reverse mortgages. That's why understanding how they actually work matters.

Have questions? We're here to help you understand your options.

📞 254-405-6690
🌐 thekmortgagegroup.com

Reverse mortgage loans are subject to eligibility requirements, loan terms, and costs. Borrowers must occupy the home as their primary residence and remain responsible for property taxes, homeowners insurance, maintenance, and other applicable obligations.

The Koehn Mortgage Group, Powered by Coast2Coast Mortgage | NMLS # 376205
Ben Holder NMLS # 2325810 | Kristine King NMLS # 222402
Equal Housing Lender

Friday’s Term of the Day: Loan-to-Value (LTV) Ever heard a lender mention LTV and wondered what it means?Loan-to-Value m...
09/18/2026

Friday’s Term of the Day: Loan-to-Value (LTV)

Ever heard a lender mention LTV and wondered what it means?

Loan-to-Value measures the relationship between your mortgage balance and your home’s value.

For example, if your home is worth $400,000 and you owe $300,000, your LTV is 75%.

Understanding terms like LTV can help you feel more confident when navigating your mortgage options.

Have questions about your mortgage or home equity? Give us a call. We’re here to help you understand your options.

📞 254-405-6690
🌐 thekmortgagegroup.com

The Koehn Mortgage Group, Powered by Coast2Coast Mortgage | NMLS # 376205
Ben Holder NMLS # 2325810 | Kristine King NMLS # 222402
Equal Housing Lender

09/16/2026

POV: We started talking about interest rates, closing costs, down payments and loan options… and suddenly you’re questioning every financial decision you’ve ever made 😂😂

We get it. Mortgage talk can feel like a lot.

That’s why our job isn’t just to help you get a mortgage. It’s to break things down, answer your questions, and make sure you understand what you’re getting into.

No confusing jargon. No pretending you should already know everything.

Just real conversations and guidance from people who do this every day.

Got mortgage questions? Send us a message. We’re happy to talk.

Ben Holder | NMLS # 2325810
Kristine King | NMLS # 222402
The Koehn Mortgage Group, Powered by Coast2Coast Mortgage | NMLS # 376205
Equal Housing Lender

Monday reminder: retirement should come with peace of mind, not financial pressure. Meet Laura, an 82-year-old homeowner...
09/14/2026

Monday reminder: retirement should come with peace of mind, not financial pressure.
Meet Laura, an 82-year-old homeowner who was paying more than $3,000 every month toward her mortgage.

Through a Home Equity Conversion Mortgage (HECM), Laura was able to:

✅ Eliminate her mandatory monthly principal and interest payment
✅ Access $50,000 in cash reserves
✅ Keep her $675,000 home equity intact
✅ Create more flexibility for her retirement

Her home equity became more than just a number on paper. It became a potential source of financial flexibility.

Could your home equity do more for you in retirement?

Take a closer look at your options. Send us a DM or visit thekmortgagegroup.com to learn more.

Ben Holder | NMLS # 2325810
Kristine King | NMLS # 222402
The Koehn Mortgage Group, Powered by Coast2Coast Mortgage | NMLS # 376205
Equal Housing Lender

Mortgage Market FridayHere’s a quick look at where mortgage rates stand this week.The 30-year fixed average moved up sli...
09/11/2026

Mortgage Market Friday

Here’s a quick look at where mortgage rates stand this week.

The 30-year fixed average moved up slightly to 6.76%, while the 15-year fixed is at 6.09%.

Rates are only one part of the mortgage equation. Your individual situation matters too.

Have questions about what today’s market means for you? Let’s talk.
📞 254-405-6690
🌐 thekmortgagegroup.com

Ben Holder | NMLS # 2325810
Kristine King | NMLS # 222402
The Koehn Mortgage Group, Powered by Coast2Coast Mortgage | NMLS # 376205
Equal Housing Lender

SAFELY HOME I am home in Heaven, dear ones; Oh, so happy and so bright! The...
09/11/2026

SAFELY HOME

I am home in Heaven, dear ones;
Oh, so happy and so bright!
There is perfect joy and beauty
In this everlasting light.

All the pain and grief is over,
Every restless tossing passed;
I an now at peace forever,
Safely home in Heaven at last.

Did you wonder I so calmly
Trod the valley of the shade?
Oh! But Jesus love illumined
Every dark and fearful glade.

And He came Himself to meet me
In that way so hard to tread;
And with Jesus arm to lean on,
Could I have one doubt or dread?

Then you must not grieve so sorely,
For I love you dearly still:
Try to look beyond earth s shadows,
Pray to trust our Father s Will.

There is work still waiting for you,
So you must not idly stand;
Do it now, while life remaineth
You shall rest in Jesus land.

When that work is all completed,
He will gently call you Home;
Oh, the rapture of that meeting,
Oh, the joy to see you come!

Address

1600 Lake Air Drive
Waco, TX
76710

Website

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