Thea Mottice - Howard Hanna Real Estate Services

05/07/2026

05/07/2026

02/24/2026

Amen!

🥇

11/16/2025

I learned to drive in a car like that!

FINALLY!! Our dream retirement home! Although our friend and realtor, Michael Gant at MCO Realty advises that it may be outdated, we think it is groovy!! I believe Mrs. Pratt will find it far out!! And by the way, "You kids have no idea what it takes to impress a chick."

11/13/2025

As a realtor and a consumer, I think a 50 yr mortgage will hurt buyers more than help. I don’t think property values will ever again inflate like they did during COVID, because appraisers won’t allow it, which is good. We all know how slowly the mortgage balance comes down in the first 15-20 years of a mortgage. The only one benefitting from a 50 yr mortgage is the bank, with all that extra interest we’ll be paying. When it comes time to sell, if the property value has not increased, and the loan amount stays the same, many people will be stuck.

The super low mortgage rates raised prices (due to low supply/high demand) and today, those same sellers are in a tough situation if they need to sell, because property values have stabilized, leveled out and even decreased a bit. What’s even worse is those low rates and inflated property values impacted all of us, because everyone’s taxes went up based on the inflated property values.

If I’ve said it once, I’ve said it a zillion times, abnormally low interest rates that stimulate the market are not the answer.

Since I was licensed in 1991, I’ve seen a lot of different kinds of markets. The housing crash of 2008 was brought on by lenders giving home equity loans for over 100% of the value of the home.

The next crash will be because of people buying homes for 120-150% of the real value and then getting foreclosed on because they need to sell but the home is no longer worth what they owe. I can’t tell you how many buyers and sellers I discouraged from buying or selling during 2020-2023. I always do a market analysis before my buyers write an offer and I show them the numbers. To some degree, we have to rely on appraisers to do their job and stick to the comps, but if buyers choose to buy anyway, I do my best to sell their home for a profit, when the time comes. I guess that’s all we can do.

If you’re still reading, thank you for listening to my rant and remember: FRIENDS DON’T LET FRIENDS GET 50 YEAR MORTGAGES.

Carry on.

Ps. I’m curious what everyone else thinks. Please comment, but keep it classy.

11/13/2025

11/13/2025

11/12/2025

It has been a busy couple of weeks, but I am so happy for the buyers and sellers that closed this month!

09/21/2025

Home for sale in: Massillon, OH
3 beds 2 baths
Available at: $159,900

04/15/2025

NEW LISTING IN SPRINGFIELD L*D!
3 beds 1.5 baths in Chenoweth Lake Heights with a large, fenced back yard
Available at: $244,500