Christina D. Pearson, The Realtor

Christina D. Pearson, The Realtor Your trusted advisor who work and live for the love of home.

Haters will say it’s AI!
09/02/2026

Haters will say it’s AI!

07/19/2026

Nearly half of American women in their 30s are now childless, and the U.S. birth rate just hit a record low.

In 1976, only 18% of 30 year old women didn't have kids yet. Today that number is close to 50%.

Here's what starting a family actually costs right now.

Raising one child to 18, before college, runs close to $310,000 total, according to USDA based estimates. That's not a yearly cost. That's the full bill spread across 18 years, and it still doesn't include a single semester of tuition.

Annual childcare alone averages $17,000 a year per child, according to LendingTree's most recent data.

A family of four needs roughly $294,000 a year to live comfortably in this country, according to a 2026 GOBankingRates study using the 50/30/20 budgeting model.

The average age of a first time homebuyer just hit 40, a record high.

And in the most recent American Family Survey out of BYU, 71% of Americans said raising children is not affordable. That's up 13 points from just the year before.

Put those numbers next to each other and the story becomes obvious.

Women are not choosing not to have kids. They can't afford to have them, at least not on the timeline biology gives them, while also trying to buy a home, cover childcare, and hit an income number that keeps climbing every single year.

This isn't a story about priorities. It's a story about math that stopped working.

07/19/2026

Personal finance is VERY personal and there are very few things that can be applied to everyone, but I would say these are a few examples where I can say with confidence that there is very little reason NOT to do them. A no-regret move, so to speak 😉

Sometimes when you want to get your finances in order, you need some quick things to get your confidence up and feel like you're making changes. Things like protecting yourself (freezing credit score, making a will), getting systems set up (auto-investments, getting your company match), and having the right accounts (HYSA, IRA, etc.) can make SUCH a huge difference. This could all be done over the course of a few days.

The no-regret list is called as such because there is really no downside to any of these items. Sure, they won't make you rich over night, but they will help protect you and get you on the right track.

I can tell you one thing for sure - you might regret NOT doing some of these things!

- Matt

07/09/2026
07/03/2026

Mortgage rates on 30-year fixed home loans dropped to 6.43% for the week ending July 2, the lowest level since May 14 and the biggest weekly decline since late April.

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