Creative Homes Pros

10/12/2023

https://www.cbsnews.com/news/mortgage-interest-rate-forecast-2024-what-experts-think-will-happen/

Many experts predict rates will come down somewhat in 2024, though not all agree on what that will look like.

10/05/2023

https://www.housingwire.com/articles/home-prices-are-likely-to-fall-in-these-markets/

U.S. home prices posted their biggest annual price increase since February 2023, reaching a 3.7% price gain in August, according to CoreLogic’s August 2023 Home Price Index.

03/14/2023

https://www.marketbeat.com/originals/these-hedge-funds-are-getting-crushed-by-svb/

Three investment funds, including one of Europe's largest pension funds, have huge sudden losses in their portfolios. Which regional bank is the next SVB?

02/15/2023

https://www.nationalmortgagenews.com/news/fannie-mae-earnings-sink-as-loan-loss-provisions-grow

02/15/2023

https://www.nationalmortgagenews.com/news/fannie-mae-earnings-sink-as-loan-loss-provisions-grow

The government-sponsored enterprise expects a "moderate recession" in the first half of 2023.

02/01/2023

https://fortune.com/2023/01/30/housing-market-slump-gives-homebuilders-no-choice-but-to-offer-aggressive-mortgage-rate-buydowns/

As of last month, 75% of U.S. homebuilders were offering mortgage rate buydowns, according to John Burns Real Estate Consulting.

01/25/2023

https://huntsvillebusinessjournal.com/lead/2023/01/24/fannie-mae-and-freddie-mac-announce-major-changes-to-mortgage-financing/

New mortgage financing policies from Fannie Mae and Freddie Mac are poised to shake up the housing market for 2023. Loan Level Price Adjustments (LLPAs) ar

01/23/2023

https://www.fhfa.gov//Media/PublicAffairs/Pages/FHFA-Announces-Updates-to-Enterprises-SF-Pricing-Framework.aspx

This annual report describes FHFA's accomplishments, as well as challenges, the agency faced in meeting the strategic goals and objectives during the past fiscal year.

01/17/2023

https://www.mortgagenewsdaily.com/markets/mortgage-rates-01172023

The holiday-shortened week sees mortgage rates starting out slightly higher when compared to the end of last week.  Versus any other day in the past 4 months, today's rates would be right in line with the lows.  In just the past two weeks, a borrower may have seen a big change....

01/17/2023

The holiday-shortened week sees mortgage rates starting out slightly higher when compared to the end of last week.  Versus any other day in the past 4 months, today's rates would be right in line with the lows.  In just the past two weeks, a borrower may have seen a big change....

02/25/2022

https://www.mortgagenewsdaily.com/news/02232022-fannie-mae-forecast

Fannie Mae’s economists have again stepped up their expectations for the Fed’s response to escalating inflation. A 7.5 percent annual increase in the January Consumer Price Index (CPI), a 40-year high, prompted Fannie’s Economic & Strategic Research (ESR) Group to raise its forecast fo...

03/27/2020

https://www.housingwire.com/articles/fannie-mae-freddie-mac-will-let-borrowers-facing-hardship-defer-two-months-of-mortgage-payments/?utm_campaign=Newsletter%20-%20HousingWire%20Daily&utm_source=hs_email&utm_medium=email&utm_content=85273969&_hsenc=p2ANqtz-9Xi_S3c1eWIbxPdYM0UaRkJJuQA5p7SM5fNOUIZLg9HoD932zozJftWMf7zMLrWAbDxacZZIAQyz5xAQF1cuXcthRhrQdcS1XlKPA4DEQ6DG8aRrE&_hsmi=85273969

The GSEs are moving to allow borrowers who’ve fallen behind on their mortgage due to hardship to miss two months of payments and pick back up again.