06/01/2026
Every realtor tells you to get pre-approved first.
I’m telling you that’s step two. 🛑
Step one is getting your taxes filed and processed. 📋
Because your lender is going to qualify you based on your tax returns — not your bank account, not your salary, not what you think you make. 💰
If your returns aren’t filed, the number your lender gives you is a guess. 🎲
And buying a home based on a guess is how deals fall apart at the worst possible moment. 😤
Get your taxes done. ✅
Know your real number. 🔢
Then call a lender. 📞
Then call me. 🤝
DM me TAXES and I’ll walk you through exactly what a lender looks at before you ever set foot in a house. Free. 👇🏽
KearnyNJ BergenCounty HudsonCounty MortgageTips RealTalk