Hasan Muwakkil Realtor

Hasan Muwakkil Realtor Helping families sell and buy in New Jersey with a trusted process and a memorable experience

06/18/2026

$650K home. 5% down. Base loan: $617,500.
FHA multiplies your base loan by 1.75%. That’s $10,806.

Most lenders add that straight to your loan without telling you.
Now you’re borrowing $628,306 instead of $617,500.

You have a choice: pay the $10,806 upfront at closing, or finance it and pay interest on it for 30 years.

Most people finance it because they don’t know they can pay it upfront.

If you don’t pay at closing if you finance it that $10,806 gets added to your loan.

You’re paying interest on an extra $10,806 for 30 years.
Plus you’re paying $419/month in MIP for life of the loan.
You’ll save approximately $2,594 by paying the $10,806 at closing instead of financing it.

That’s the $132,000 difference over 30 years.
DM me BASELOAD and I’ll show you your exact numbers.

06/12/2026

Everyone keeps asking me is NOW the right time to buy in NJ? 🏠Part 2

Here’s the truth. If you can afford it, it’s ALWAYS the right time to buy. Here’s why.

You marry the house. You date the rate. 💍

Find a property in the right neighborhood, at the right price point, in the right condition — and buy it. Don’t wait for the “perfect” rate because perfect never comes.

Multi-family? Even better. Yeah, maybe you break even on cash flow month one. Maybe you’re negative $300–$500. That’s fine. You’re building equity while you sleep. 📈

Once rates drop — and they will — you refi, turn that negative cash flow into positive cash flow, and you’re sitting on appreciation PLUS monthly income. That’s wealth building. 💰

Prices keep going up. Rates cycle. You can’t time both. So you lock in the price and the property NOW, and let the rate situation fix itself later.

The market rewards people who move. DM me if you’re ready to move. 👇🏽

06/05/2026

📍 NJ Home Values Series — Part 3 of 3

🏠 Lyndhurst and Rutherford homeowners — this one’s for you.

Two towns. Two strong markets. One message — your home is probably worth more than you think. 📈

Lyndhurst 🏡
Median sale prices up 11% year over year. 💰

Single family homes closing in the $550K–$650K+ range depending on condition, size and location.

Multi family homes moving between $585K–$1.3M+ with strong investor demand. 🏘️

Inventory is tight and well-priced homes are moving fast.

Rutherford 🏡
Median sale prices up over 15% year over year. 💰

Single family homes ranging from the low $500Ks to $800K+ — character homes, walkable downtown, top rated schools.

Multi family homes closing between $750K–$1.275M with serious investor activity. 🏘️

The equity you’ve built in these towns is real. Most homeowners just don’t know their actual number yet. ⏰

I pull the actual closed sales, the actual comps, the real market data — and I give you the real number. 📋

👇🏽 DM me your address and I’ll send you a real home valuation within 24 hours. Free. No obligation. Just the number. ✅

🔙 Missed the series? Check my page for Parts 1 and 2 — Kearny and North Arlington

06/04/2026

📍 NJ Home Values Series — Part 2 of 3

🏠 North Arlington homeowners — do you know what your home is actually worth right now?

The numbers in North Arlington are telling a story most homeowners haven’t heard yet. 📈

Median home prices in North Arlington hit $685,000 last month — that’s up 15.6% compared to last year. 💰

Hot homes are selling for about 8% above list price. That means if you price right and present well — buyers are competing for your home. 🔥

Single family homes closing in the $600K–$750K+ range depending on condition, size and location. 🏡

Multi family homes — median listing price sitting around $750K with strong investor demand. Two-family properties here are moving because of the income potential and NYC proximity. 🏘️

Homes are selling at 103% of list price — meaning sellers are getting over asking. ⏰ If you haven’t checked your value recently you might be sitting on more than you think.

Redfin estimates aren’t enough. I pull the actual closed sales, the actual comps, the real market data — and I give you the real number. 📋

👇🏽 DM me your address and I’ll send you a real home valuation within 24 hours. Free. No obligation. Just the number. ✅

🔙 Missed Part 1? Check my page — Kearny
🔜 Part 3 drops Friday — Rutherford & Lyndhurst

Address

Lester Street
Wallington, NJ

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