Tammy Ohs Realtor Lic# 02071728

05/03/2024

⭐ New Kozak Team Listing! Nestled in the foothills of Mt. Diablo in the desirable neighborhood of Crystyl Ranch, sits this contemporary sanctuary.

⭐ Join us this weekend for an exclusive tour at our open houses on Saturday and Sunday from 1-4pm. Don't miss out on this gem!

Check out the video tour here: https://youtu.be/sdlbcb4spGM

Tammy Ohs
The Kozak Team at Compass
DRE02071728

04/24/2024

🛎March Home Sales Update!🛎
📈 Despite interest rates hovering around 7%, we are still seeing large numbers of homes selling over list price with multiple offers, and monthly median sales prices in Alameda and CoCo counties are up year over year. Swipe for city detail to see how many offers per property and the % over/under list price these homes are selling for! If you don't see your city listed, I'll be happy to send you the info. Just DM me!

Here are some quick Stats for Q1'24 vs Q1'23:
CoCo County Single Family Homes
⭐Median Sales Price - up 7.8%
⭐Median Days on Market - down 25%
⭐Number of Homes Sold - down 3%
Alameda County Single Family Homes
⭐Median Sales Price - up 17%
⭐Median Days on Market - down 8%
⭐Number of Homes Sold - down 1%

If you have questions about the market, I'm here to help!

Tammy Ohs | Compass
DRE02071728

03/19/2024

🏡 Attention Alameda and Contra Costa County folks! 🏡

🤓 February Sales Stats are in, and the real estate market is heating up! 📈 In Alameda County, the median home price increased by 22% year over year, while Contra Costa County saw a 12.4% rise. Inventory is moving quickly as well with days on market down 44% in Contra Costa County and down 17% in Alameda County! Whether you're looking to buy or sell, these stats are a clear indicator of the opportunities available in our local area.

For potential buyers, now is the time to act and secure your dream home before prices continue to rise. For sellers, low inventory means the demand is high, making it an ideal moment to list your property and capitalize on the current market conditions.

Ready to take the next step? Want to see market data on your neighborhood? Reach out to me for personalized guidance and expert advice. Let's turn these stats into a successful home purchase or sale for you! 🌟
Tammy Ohs | The Kozak Team
Compass
DRE02071728

03/18/2024

🏡 Just Listed in Concord, CA and Open This Weekend!

This charming 5-bed, 2.5-bath home at 4387 Fallbrook Road is a true gem. With 2622 sqft of space, it's perfect for those who love to entertain. Enjoy the amazing views of Turtle Creek, a private outdoor space, and the convenience of central AC. Plus, it's just a stone's throw from local playgrounds, basketball courts and a tennis court.
🎉Don't miss the open house on March 16th and 17th from 1-4pm!

Tammy Ohs
The Kozak Team at Compass
DRE02071728



🏠

03/18/2024

🏡 Just Listed!

👏This sleek and stylish 3-bed, 2-bath haven at 3910 Canyon Way, Martinez is the epitome of modern comfort. With 1466 sq ft of living space and a generous 7841 sq ft lot, there's plenty of room to stretch out. Central AC, a cozy fireplace, and private outdoor space 🌿 make everyday living a breeze.

Join us this weekend for an exclusive tour at our open houses on Saturday and Sunday from 1-4pm. Don't miss out on this gem!

Tammy Ohs
The Kozak Team at Compass
DRE02071728

02/26/2024

The Truth About Down Payments

If you’re planning to buy your first home, saving up for all the costs involved can feel daunting, especially when it comes to the down payment. That might be because you’ve heard you need to save 20% of the home’s price to put down. Well, that isn’t necessarily the case.

Unless specified by your loan type or lender, it’s typically not required to put 20% down. That means you could be closer to your homebuying dream than you realize.

According to the National Association of Realtors (NAR), the median down payment hasn’t been over 20% since 2005. In fact, for all homebuyers today it’s only 15%. And it’s even lower for first-time homebuyers at just 8%.

The big takeaway? You may not need to save as much as you originally thought.

Learn About Resources That Can Help You Toward Your Goal

According to Down Payment Resource, there are also over 2,000 homebuyer assistance programs in the U.S., and many of them are intended...

If you’re planning to buy your first home, saving up for all the costs involved can feel daunting, especially when it comes to the down payment.

02/23/2024

How Changing Mortgage Rates Impact You [INFOGRAPHIC]

If you’re looking to buy a home, it’s important to know how mortgage rates impact what you can afford and how much you’ll pay each month. That’s because even a small change in mortgage rates can have a big impact on your purchasing power. The best way to navigate changing mortgage rates and make an informed buying decision is to rely on the expertise of a local real estate professional and mortgage lender.

If you’re looking to buy a home, it’s important to know how mortgage rates impact what you can afford and how much you’ll pay each month.

02/21/2024

Some Experts Say Mortgage Rates May Fall Below 6% Later This Year

There’s a lot of confusion in the market about what’s happening with day-to-day movement in mortgage rates right now, but here’s what you really need to know: compared to the near 8% peak last fall, mortgage rates have trended down overall.

And if you’re looking to buy or sell a home, this is a big deal. While they’re going to continue to bounce around a bit based on various economic drivers (like inflation and reactions to the consumer price index, or CPI), don’t let the short-term volatility distract you. The experts agree the overarching downward trend should continue this year.

While we won’t see the record-low rates homebuyers got during the pandemic, some experts think we should see rates dip below 6% later this year. As Dean Baker, Senior Economist, Center for Economic Research, says: “They will almost certainly not fall to pandemic lows, although we may soon see rates under...

There’s a lot of confusion in the market about what’s happening with day-to-day movement in mortgage rates right now.

02/19/2024

It’s Time To Prepare Your House for a Spring Listing

If you're thinking of selling your house this spring, now is the perfect time to start getting it ready.

Declutter and Organize
First impressions matter, and if your house is a mess, that can easily turn off potential buyers. According to Moving.com: “Decluttering and organizing your space will go a long way in appealing to potential buyers. . . .decluttering will help the buyers see themselves living in your home. Less clutter inside a home also helps a place appear larger and cleaner, which should attract more buyers.”

Deep Clean Your Kitchen and Bathrooms
The kitchen and bathrooms are focal points for many buyers, and often influence their overall opinion of the house. Ensure these spaces dazzle by giving them a thorough deep cleaning.

Maintain Your Yard
Your home’s exterior is the first thing potential buyers see, so it’s important to make a good impression from the moment they arrive...

If you're thinking of selling your house this spring, now is the perfect time to start getting it ready.

02/16/2024

Achieve Your Dream of Homeownership with Condos and Townhomes [INFOGRAPHIC]

If you’re trying to buy a home but are having a hard time finding something in your budget, here’s something that can help: consider condos and townhomes. They may better fit your budget, can help you start building equity, and tend to require minimal upkeep and less maintenance. Looking at condos and townhomes can make it easier to find and buy a home. When you're ready, DM me.

If you’re trying to buy a home but are having a hard time finding something in your budget, here’s something that can help: consider condos and townhomes.

02/14/2024

What’s Really Happening with Mortgage Rates?

Are you feeling a bit unsure about what’s really happening with mortgage rates? That might be because you’ve heard someone say they’re coming down. But then you read somewhere else that they’re up again. And that may leave you scratching your head and wondering what’s true.

The simplest answer is: that what you read or hear will vary based on the time frame they’re looking at. Here’s some information that can help clear up the confusion.

Mortgage Rates Are Volatile by Nature

Mortgage rates don’t move in a straight line. There are too many factors at play for that to happen. Instead, rates bounce around because they’re impacted by things like economic conditions, decisions from the Federal Reserve, and so much more. That means they might be up one day and down the next depending on what’s going on in the economy and the world as a whole.

The Big Picture

Mortgage rates are always going to bounce...

Are you feeling a bit unsure about what’s really happening with mortgage rates?

02/12/2024

Home Equity Can Be a Game Changer When You Sell

Are you on the fence about selling your house? While affordability is improving this year, it’s still tight. And that may be on your mind. But understanding your home equity could be the key to making your decision easier.

Think of equity as a simple math equation. It's the value of your home now minus what you owe on your mortgage. And guess what? Recently, your equity has probably grown more than you think.

In the past few years, home prices skyrocketed, which means your home's value – and your equity – likely shot up, too. So, you may have more equity than you realize.

How To Make the Most of Your Home Equity Right Now

If you're thinking about moving, the equity you have in your home could be a big help. According to CoreLogic: “. . . the average U.S. homeowner with a mortgage still has more than $300,000 in equity . . .”

After you sell your house, you can use your equity to help you buy your...

Are you on the fence about selling your house?