Unofficial: Century 21 American Homes Club

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12/17/2016

Reasons to Buy Your Dream Home This Winter

by The KCM Crew on December 5, 2016 in First Time Home Buyers, For Buyers, Move-Up Buyers
Agents, did you know you can share a personalized version of this post? Learn more!

9k 8k 195 682 116 11

4 Reasons to Buy Your Dream Home This Winter | Keeping Current Matters

As the temperature in many areas of the country starts to cool down, you might think that the housing market will do the same. This couldn’t be further from the truth! Here are 4 reasons you should consider buying your dream home this winter instead of waiting for spring!
1. Prices Will Continue to Rise

CoreLogic’s latest Home Price Index reports that home prices have appreciated by 6.3% over the last 12 months. The same report predicts that prices will continue to increase at a rate of 5.2% over the next year.

The bottom in home prices has come and gone. Home values will continue to appreciate for years. Waiting no longer makes sense.
2. Mortgage Interest Rates are Projected to Increase

Your monthly housing cost is as much related to the price you pay for your home as it is to the mortgage interest rate you secure.

Freddie Mac’s Primary Mortgage Market Survey shows that interest rates for a 30-year mortgage are currently at 4.08%. The Mortgage Bankers Association, Fannie Mae, Freddie Mac & the National Association of Realtors are in unison, projecting that rates will increase by this time next year.

An increase in rates will impact YOUR monthly mortgage payment. A year from now, your housing expense will increase if a mortgage is necessary to buy your next home.
3. Either Way You’re Paying a Mortgage

There are some renters who have not yet purchased a home because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with your parents rent free, you are paying a mortgage - either yours or your landlord’s.

As an owner, your mortgage payment is a form of ‘forced savings’ that allows you to have equity in your home that you can tap into later in life. As a renter, you guarantee your landlord is the person with that equity.

Are you ready to put your housing cost to work for you?
4. It’s Time to Move on with Your Life

The ‘cost’ of a home is determined by two major components: the price of the home and the current mortgage rate. It appears that both are on the rise.

But what if they weren’t? Would you wait?

Look at the actual reason you are buying and decide whether it is worth waiting. Whether you want to have a great place for your children to grow up, you want your family to be safer or you just want to have control over renovations, maybe now is the time to buy.
If the right thing for you and your family is to purchase a home this year, buying sooner rather than later could lead to substantial savings.

Patricia Delaney
Sales Agent
Century 21 American Homes

12/17/2016

Reasons to Buy Your Dream Home This Winter

by The KCM Crew on December 5, 2016 in First Time Home Buyers, For Buyers, Move-Up Buyers
Agents, did you know you can share a personalized version of this post? Learn more!

9k 8k 195 682 116 11

4 Reasons to Buy Your Dream Home This Winter | Keeping Current Matters

As the temperature in many areas of the country starts to cool down, you might think that the housing market will do the same. This couldn’t be further from the truth! Here are 4 reasons you should consider buying your dream home this winter instead of waiting for spring!
1. Prices Will Continue to Rise

CoreLogic’s latest Home Price Index reports that home prices have appreciated by 6.3% over the last 12 months. The same report predicts that prices will continue to increase at a rate of 5.2% over the next year.

The bottom in home prices has come and gone. Home values will continue to appreciate for years. Waiting no longer makes sense.
2. Mortgage Interest Rates are Projected to Increase

Your monthly housing cost is as much related to the price you pay for your home as it is to the mortgage interest rate you secure.

Freddie Mac’s Primary Mortgage Market Survey shows that interest rates for a 30-year mortgage are currently at 4.08%. The Mortgage Bankers Association, Fannie Mae, Freddie Mac & the National Association of Realtors are in unison, projecting that rates will increase by this time next year.

An increase in rates will impact YOUR monthly mortgage payment. A year from now, your housing expense will increase if a mortgage is necessary to buy your next home.
3. Either Way You’re Paying a Mortgage

There are some renters who have not yet purchased a home because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with your parents rent free, you are paying a mortgage - either yours or your landlord’s.

As an owner, your mortgage payment is a form of ‘forced savings’ that allows you to have equity in your home that you can tap into later in life. As a renter, you guarantee your landlord is the person with that equity.

Are you ready to put your housing cost to work for you?
4. It’s Time to Move on with Your Life

The ‘cost’ of a home is determined by two major components: the price of the home and the current mortgage rate. It appears that both are on the rise.

But what if they weren’t? Would you wait?

Look at the actual reason you are buying and decide whether it is worth waiting. Whether you want to have a great place for your children to grow up, you want your family to be safer or you just want to have control over renovations, maybe now is the time to buy.
If the right thing for you and your family is to purchase a home this year, buying sooner rather than later could lead to substantial savings.

11/20/2016

Rates are still low and buyers are looking for inventory!

11/11/2016

Licensed Real Estate Agent

10/07/2016

What Is an Open House? A Chance for Sellers to Showcase Their Home

By
Kimberly Dawn Neumann

5:00 pm ET
October 6, 2016
what is an open house

sturti/iStock

If you’re selling your home, you may be pondering hosting an open house. So what exactly is an open house?

The classic definition is it’s a time when sellers open their home so that numerous potential buyers can swing by and check it out—no appointment necessary. Here’s why a home seller should consider throwing an open house, and how to prep it to make the most of this prime opportunity to show off the home.
Benefits of an open house

As any home seller knows, it’s hard to keep your place looking picture-perfect all the time for the parade of buyers who might swing by to check it out. Having an open house can help contain some of that chaos.

“An open house can be an efficient means of concentrating a large number of showings into a limited time frame,” says Tom Postilio, a luxury real estate broker who sells properties for Douglas Elliman in New York. “Because preparing a property for multiple showings can be an exhausting task, this minimizes the disruption to the sellers’ lives by getting a lot of people through the door at one time.”

What’s more, a properly orchestrated open house can positively affect the psychology of buyers.

“It’s no secret that many buyers wouldn’t trust the word of an agent who claims to have a lot of interest in a property, but it’s hard to deny strong interest when people are bumping into each other at the door,” says Postilio. “The hustle and bustle of a jam-packed open house can motivate buyers who might otherwise be on the fence to submit an offer. Most of our bidding wars have resulted from these types of open houses.”
How to prep for an open house

“Prep as if the home is going to be photographed for a design magazine,” suggest Postilio. “Neatly made beds, fresh flowers, and clean surfaces will go a long way in fulfilling a buyer’s fantasy version of home.” Another strategy is to lay out snacks or appetizers; some agents go so far as to host an extravagant open house party.
Please, Mr. Postman

Send me news, tips, and promos from realtor.com® and Move.

Also, declutter like crazy.

“It is important to make the house as accessible as possible, removing unnecessary furniture and retaining a small amount of personal items such as family photographs,” says Scott Klein, a top broker with Douglas Elliman. “The house should speak to potential buyers by presenting itself as a place others could easily call home.”

In other words, you want people to be able to envision themselves living there, which is more easily done without your family photos or kids’ drawings plastered all over the place. And if you have pets, put their dishes and other accessories away. Just because you’re a cat lover doesn’t mean your potential buyer is, too.

Important: Don’t assume that everyone who shows up at an open house is there with good intentions. Postilio advises sellers to hide valuables in a secure location. If your home is large or has multiple floors, consider having multiple agents on-site to monitor traffic.
When is the best time for an open house and how long should it last?

The best times for an open house are generally during off-peak hours.

“We always prefer to host our first open house the first Sunday after the property has been listed, usually for one hour in the early afternoon,” says Postilio. “It’s the day most busy people have a little bit of downtime to focus on their property search.”

Klein agrees and typically schedules his open houses on the weekends or in the evenings after work. “I also try to limit access to 90 minutes, which gives time for the buyers to attend, but also creates a larger crowd in the property and creates more interest and offers,” says Klein.
What is a broker’s open house?

If you don’t want every home buyer in the neighborhood traipsing through your open house, then consider letting your listing agent have one just for buyer’s agents and brokers.

“Broker open houses are promoted exclusively to the brokerage community, and can be effective in educating buyers’ agents on your listing. Many agents sell what they know, so it’s helpful for them to keep your property in mind when they’re working with clients,” says Postilio.

Remember: Most transactions involve two brokers—one representing the seller, the other representing the buyer—so this type of private open house is a great opportunity for the seller’s agent to communicate all the reasons the buyer’s agent should promote your property to her clients. It takes two to tango!

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Wantagh, NY

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+15163193335

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