RENO on the WKND

09/02/2024

A weekend off from renovations to celebrate a very special couple. 🤍🥂

Congratulations to Mitchell & Erica!

06/12/2024

Almost buying my dream car in my 20s could’ve kept us in the financial rat race! ❌🚙

We bought our first investment property a month ago, but that was not initially the plan.

We didn’t think we were anywhere close to qualifying for homeownership. In fact, 3 days before we got prequalified we went to the Audi dealership to drive my dream car.

I had a good year in business. I had saved a little money. And I almost fell for what a lot of young people fall for… the flash of depreciating assets.

I was ready to put $20k down and take on a $1000 a month payment ON TOP of rent and living life.

I sat down to sign papers, and something in my gut started to say no. I got a massive stomach ache and everything in me was telling me no.

But why? This was supposed to be a happy moment.

It was because it wasn’t time. Buying this car went against every single other goal we had set for ourselves.

It would put us further in debt. It would keep us in our over priced apartment we didn’t own. It would depreciate a massive amount the SECOND we drove it off the lot.

I almost got wrapped up in the flash, but at the end of the day… who really cares?

We left the dealership and called our loan officer Chris Keelin KM Group-CrossCountry Mortgage

Turns out, we did qualify, and instead of using the $20k I had saved to buy a car I barely think about now, we used it to contribute to the down payment and closing costs of a property that now makes us passive income and allows us to live in it with next to no expenses.

One day, this property will pay for the car I thought I had to have.

We get it, life is expensive. Houses are expensive.

But we almost wrecked our opportunity to become investors because of something as silly as driving a luxury car in our 20s.

Everything that has happened to us since then has been a butterfly effect of that decision.

Financial literacy unlocks possibilities beyond what you ever imagined.

If you want to get involved in real estate investing, reach out.

You might have no idea just how close you really are.

06/11/2024

Walked in from work to find the first closet and the entire master bedroom of unit 1 in our Warwick property all framed out! 😍

Shoutout Carrk Contracting ❤️

When we toured this property one of the biggest things we noticed was that there wasn’t a single closet in the largest, downstairs apartment.

This means no storage too which is a huge problem if you’re planning on putting the apartment up for rent.

Soon the downstairs unit will have a massive his & hers closet and plenty of extra storage space.

Now it’s time for sheet rock and the build!

06/10/2024

06/09/2024

Can’t even believe all of this came out of ONE ROOM!

Before ➡️ After ~ Sunday clean up ✅

Yes, we did leave it there for too long, we’ll be working on that eventually too. 😅

05/08/2024

Why we gave up our comfortable, luxury rental for a house that is currently a construction site. 🛠️🏡

No, living in construction is not easy. Especially when you both work full days and coming home to plastic sectioning off parts of the house, dirt being tracked on the floor, and nothing is where it should be.

So why did we do it?

1️⃣ Because last year we spent $3,000 a month on rent for 15 months. And what do we really have to show for it? Nothing.

No equity built. Nothing that belongs to us. And definitely no chance of passive income.

We traded the temporary comfort in for a long-term plan of stability.

The second we move out of our portion of the house, this property will cash flow.

2️⃣ The year of renovating and living in discomfort will always be worth the 20+ years of passive income this property will bring us.

If you’re a first time homebuyer, we HOPE you consider a multi family for your first purchase.

Use the grants, programs, and resources only available to first time homebuyers to set yourself up for lifelong passive income.

3️⃣ Housing prices are only going up. Get in the game. We don’t give a sh*t about our interest rate. We care about our monthly payment and how much our house will appreciate in the coming years. You can always refinance. Get in the game.

Don’t get wrapped up in temporary luxury that doesn’t actually belong to you. Create the luxury yourself.

If you have questions about the process, send us a message! 🫱🏼‍🫲🏽