Justin Cotton - Senior Home Lending Advisor, JPMorgan Chase - NMLS #1783831

02/25/2023

Millennials are getting creative when it comes to saving up to see their homeownership dreams come true.

According to a 2023 Millennial Homebuyer Report, more than a THIRD of millennials work second jobs or a side hustle to earn more income — in addition to making other sacrifices for a down payment, like setting aside a portion of each paycheck, cutting back on spending and moving in with family.

Read more on all the ways millennials reported saving for a down payment here: bit.ly/3IbLq4N

This generation is working hard and making sacrifices to see their homeownership dreams come true.

01/14/2023

Happy to support the Greater Washington chapter of the National Association of Real Estate Brokers in their goal of increasing homeownership in our community!

01/05/2023

Experts, including Chase's own Head of Originations Sean Grzebin, predict what the housing market will look like in 2023: bit.ly/3WF3mt6

Let's talk about your options and how to prepare for the housing market in the new year. Don't hesitate to give me a call.

11/12/2022

I’m excited that Chase offers something extra special to veterans and servicemembers — the $2,000 Chase VA Loan Purchase Closing Cost Benefit.

How it works: When you purchase a home
using the VA loan program at Chase, you’re eligible for a $2,000 credit to use toward your closing costs. Visit chase.com/va-loan to learn more and let’s talk soon.

11/03/2022

Through the Advancing Black Pathways (ABP) initiative and the Community & Affordable Lending strategy, JPMorgan Chase has forged a partnership with the National Urban League to provide homebuyer education to their chapters and members across the country.

Keep an eye out for upcoming homebuyer workshops that will be held by year-end, including in Chicago 6/9, Houston 8/18 and Atlanta 10/6!

10/03/2022

A significant reduction or elimination of monthly student loan expenses could speed up the path to homeownership for student loan borrowers by lowering DTI ratios and improving their credit histories.

The additional saving could help more borrowers for a down payment and buy higher-priced homes:

Student loan debt is a hindrance to homeownership for many millennials and first-time homebuyers, according to a study by the Urban Institute.

08/30/2022

Just because your credit score is less than perfect doesn't mean you can never get a mortgage! I'm here to help you find out how your credit affects your borrowing power and find out which home loans you may be eligible for — give me a call and let's talk

08/25/2022

Next Wednesday at 6pm!
Buying a home today isn't impossible, it just takes a plan. Learn how Chase's 5K Home Purchase Grant can get you ready for your new home.

08/10/2022

Buying a condo can be very different from buying a house. Before you buy, you'll want to understand the differences between buying a house and a condo, and how to get the most out of your investment. Give me a call and let's see if it's right for you!