09/23/2026
Real Estate Prep for 2026 Buyers | It's Your Move. Call Dana to Get Started
Looking ahead to 2026, buyers will find themselves with more choices as inventory expands—this shift could ease the pressure of multiple offers and give clients the breathing room to make considered decisions before committing to a contract. Mortgage rates are expected to fluctuate in the low-6% to mid-6% range, so securing preapproval remains a smart move for anyone looking to approach their purchase with confidence and clarity around monthly payments. With higher housing costs and more rigorous lending standards, preparation has never been more essential: strengthening credit, cutting down on debt, building up savings, and budgeting for more than just the down payment can make all the difference. While about 6% of buyers have closed without in-person inspections, my experience leading top-producing teams constantly reinforces the value of thorough appraisals and property walkthroughs to minimize surprises at closing. And since issues like seller breaches, unresolved liens, repair demands, financing denials, or insurance hiccups can disrupt even the best-laid plans, early research and a financial cushion are invaluable. By working collaboratively and staying informed, buyers—and the agents who guide them—can navigate these complexities with greater confidence and achieve better results.