Angela McVeigh, Realtor

01/22/2022

Ever wondered what the difference is between being pre-qualified for a mortgage and being pre-approved? Here’s a quick breakdown!

▪️ Pre-qualification ⬇️
🏠 First step in the mortgage process.
🏠 You’ll supply an overview of your financial history to the lender, including income, assets, debts, and credit score, but this doesn’t always require documentation, it can be self-reported.
🏠 The lender will then review this information to give you an estimate of what you would qualify for.

▪️ Pre-approval ⬇️
🏠 Comes after pre-qualification.
🏠 You will need to fill out a mortgage application with documentation of your financial history, and the lender will verify the information you provide.
🏠 The lender will also run a credit check and if you’re pre-approved, you’ll get a pre-approval letter, which is an offer to lend you a specific amount for 90 days.
Still have questions as far as pre-approval vs pre-qualification? Send me a DM and let’s chat about it!

🏙 Pittsburgh and surrounding areas
📲 (724) 328-4041
📩 [email protected]
💬
💻 https://angelamcveigh.exprealty.com

https://angelamcveigh.exprealty.careers

01/19/2022

As the outdoor temperatures start to drop, it’s essential to make sure that your home is prepared and ready for the cold winter weather. ❄️
Here are a few maintenance tasks to consider this month:
☑️ Check the attic for vermin & rodents
☑️ Insulate pipes near windows & doors
☑️ Inspect dishwasher for leaks
☑️ Check for air leaks around windows & doors

🏙 Pittsburgh and surrounding areas
📲 (724) 328-4041
📩 [email protected]
💬
💻 https://angelamcveigh.exprealty.com

https://angelamcveigh.exprealty.careers

01/12/2022

As a first-time homebuyer, you probably have a lot of questions circling your mind. So, let’s get them answered!
Here are some top questions (and answers!) first-time buyers typically ask:

✅ How do I know if it’s time to buy instead of rent?
If you know where you want to live, have a steady and secure income, and are ready for the responsibilities of homeownership, then it’s a great time to invest in property.
✅ What does the lender need from me to give me a loan?
Usually, you are asked to provide your last two tax returns to show proof of income. You should also provide recent bank and credit card statements and proof of your current pay rate. You will also be asked for your social security number so they can run a credit check.
✅ How do I know if I qualify for a loan and how much I can afford?
Contact a mortgage lender to get pre-approval for a loan. The lender will ask you some basic questions about your income and debts and can tell you what amount you can be approved for, and how much your mortgage payments will be. Ask me for my lender recommendations!
✅ How much do I need to save up for a down payment?
A conventional loan down payment is usually 20% of the sales price, but other types of financing require as little as 3.5% to 15%. A mortgage lender can tell you what types of loans you qualify for.
These are all questions that are important and can vary greatly. However, rest assured the first step to answering all of these questions and more is by contacting me today so we can put away some of those concerns and finally set your mind at ease. 😌

🏙 Pittsburgh and surrounding areas 
📲 (724) 328-4041
📩 [email protected]
💬
💻 https://angelamcveigh.exprealty.com

https://angelamcveigh.exprealty.careers

🏡

Pittsburgh PA Real Estate & Homes for Sale | eXp Realty in Pennsylvania

01/10/2022

For every journey, there is a guide.
With over 3 million licensed realtors in the U.S., finding a real estate agent isn’t hard.
But finding one that you can vibe with? It can be a challenge! 🤔
Working with an agent who is experienced and trustworthy is paramount in ensuring your property sells at top dollar, or that you buy for the best price on the market. 📈🏠
Think of your agent as a therapist/consultant for your home search. Someone who is not just motivated by money but invested in your happiness. 🙋‍♀️
A matchmaker to help you find and fall in love with your new home. ♥️
To find this match made in heaven between you & your realtor it’s important to ask the right question:
✔️ Do you work with both buyers and sellers?✔️ What areas are you familiar with?
✔️ Will I be working with you individually or with a team?
✔️ Do you have recommendations for lenders?
✔️ How do you help buyers compete in this market?
✔️ What is your availability?
I’d be happy to answer any questions you have while you start this exciting new chapter. Feel free to DM me or leave your question in the comments below. 👇👇

🏙 Pittsburgh and surrounding areas
📲 (724) 328-4041
📩 [email protected]
💬
💻 https://angelamcveigh.exprealty.com

https://angelamcveigh.exprealty.careers

01/04/2022

Leave it back in 2021, baby! Your future self will thank me. 😆 … but seriously, don’t let the fear of responsibility stop you from buying a home!

Here are 5 reasons to stop renting:

☑️ You will always be paying rent, but if you buy a home, once you pay off your mortgage, the payments will end.

☑️ You can’t build equity if you’re renting; it will be your home, but it won’t be your asset!

☑️ Your landlord can raise the rent at anytime

☑️ There are no tax benefits to renting

☑️ You are bound by the rules and policies of your lease agreement… and sometimes this means no pets 🐾😢

Ready to make the change?! Let me help you make the home buying experience as seamless and exciting as possible and find your dream home!

🏙 Pittsburgh and surrounding areas
📲 (724) 328-4041
📩 [email protected]
💬
💻 https://angelamcveigh.exprealty.com

https://angelamcveigh.exprealty.careers

12/22/2021

The Best Journey Takes You Home!

No matter where you are in this world, who you meet, or what you do… it will always lead you back to where you belong. HOME! 🏠 Where is home for you? Would you like home to be somewhere new?
Contact me & lets discuss how I can help!

🏙 Pittsburgh and surrounding areas
📲 (724) 328-4041
📩 [email protected]
💬
💻 https://angelamcveigh.exprealty.com

join: https://angelamcveigh.exprealty.careers

Pittsburgh PA Real Estate & Homes for Sale | eXp Realty in Pennsylvania

10/26/2021

When closing on a house, it is SO important to keep your financial situation as steady and normal as possible.
 
Avoid these 5 common mistakes and any other big financial decisions until after your closing day:
 
🗝 Don’t Buy Or Lease A New Car
🗝 Don’t Sign Up for Deferred Loans
🗝 Don’t switch jobs
🗝 Don’t forget to alert your lender to an influx of cash
🗝 Don’t Run Up Credit Card Debt
 
Any big changes might have a devastating impact on your pre-approval and closing process with the bank!

Looking to buy? Give me call, I would love to help you!

🏙 Pittsburgh and surrounding areas 
📲 (724) 328-4041
📩 [email protected]
💬 
💻 https://angelamcveigh.exprealty.com
https://angelamcveigh.exprealty.careers

10/20/2021

🎃 Who’s ready to add a few Pumpkins to your home decor? They’re an eco-friendly way to decorate and you can even make delicious pumpkin seeds from them! Try painting them for some added fun!
Here are my favorite Halloween decorating tips to help you have the spookiest home in your neighborhood.

💀 Choose a theme
You could go with an abandoned house theme which can be done with fake cobwebs, artificial insects, flickering lights or candles. Other themes could be a harvest, gory backdrop, murder scene, playful and kid-friendly horror
💀 Lanterns
You can find themed lanterns of all shapes and sizes, including pumpkins, Jack Skellington, witch hats, or insects! Add a nice spooky touch without being excessive. An affordable decoration to find online or in local stores
💀 Scary Doormats
You can find many different types of scary-themed doormats online, from witches’ faces to fake blood-designed ones. They will often not cost more than $20 and can be reused for years to come
💀 Artificial Spiderwebs
Artificial spider webs are affordable and easy to find in any store! They can really add a discrete spooky factor to your home if you do not want to go over the top!

I hope this guide has helped you get inspired for October! Remember – be creative and embrace your crafty skills! 👻

🏙 Pittsburgh and surrounding areas
📲 (724) 328-4041
📩 [email protected]
💬
💻 https://angelamcveigh.exprealty.com
https://angelamcveigh.exprealty.careers

Pittsburgh PA Real Estate & Homes for Sale | eXp Realty in Pennsylvania

10/16/2021

What comes to mind when you think of a real estate agent? The truth is, I do a lot more than just showing and staging homes. Whether I’m doing market research, returning emails, or scheduling walkthroughs, everything I do is a step towards your real estate goals!
 
With that said, why choose me as your agent??
▪️You’ll benefit from my experience and knowledge with contracts, avoiding any issues that might arise
▪️There’s no expense to you as a buyer to use my services
▪️You have a skilled negotiator to negotiate on your behalf
▪️When you’re buying a house, the seller’s agent has their clients’ best interest in mind, so it’s important to have someone like me to have YOUR best interest at heart! ♥️
 
I’m am blessed to spend every day making clients happy, and helping them find the home of their dreams!! 🏡

🏙 Pittsburgh and surrounding areas 
📲 (724) 328-4041
📩 [email protected]
💬 
💻 https://angelamcveigh.exprealty.com
https://angelamcveigh.exprealty.careers

Pittsburgh PA Real Estate & Homes for Sale | eXp Realty in Pennsylvania

10/14/2021

If you aren’t looking to sell quite yet but want to make sure your remodel has value when you’re ready to sell, here are a few great areas to remodel! Let’s break it down.
Here is Remodeling Magazine’s 2021 Cost vs. Value Report and the average ROI percentage breakdown:
 
🔹Major kitchen remodeling (midrange) = 57.4%
🔹Bath remodel (midrange) = 60.1%
🔹Bathroom addition (midrange) = 53.1%
🔹Roofing replacement (metal) = 56.1%
🔹Deck addition (wood) = 65.8%
🔹Garage door replacement = 93.8%
 
You’ll notice a few percentages that stand out from this list like the garage door replacement and deck addition. Curb appeal projects tend to have high paybacks as they can impact the first impression of a home. Replacement, repairs, or renovations can be intimidating, but keep in mind that certain improvements can definitely pay off!

Angela McVeigh - eXp Realty
🏙 Pittsburgh and surrounding areas 
📲 (724) 328-4041
📩 [email protected]
💬 
💻 https://angelamcveigh.exprealty.com
https://angelamcveigh.exprealty.careers

10/01/2021

I ♥️ October!!! Might be because it’s my birthday month! LOL 😂 The changing leaves, cooler temps, sweaters, Ugg’s, bonfires, Halloween 🎃, hockey season starts… I could go on & on!
A new month is an opportunity to start everything new, full of energy! May each day become a reason for you to be happy! Wishing you an amazing month of October! 🍁

Angela McVeigh - eXp Realty
🏙 Pittsburgh and surrounding areas 
📲 (724) 328-4041
📩 [email protected]
💬 
💻 https://angelamcveigh.exprealty.com
https://angelamcveigh.exprealty.careers

09/22/2021

☕️ Happiness is a hot drink on a cold day. Looking forward to crisp mornings & colorful trees… And remember, you are NEVER too old to play in the leaves!! Have a wonderful Autumn!!!🍁

Angela McVeigh - eXp Realty
🏙 Pittsburgh and surrounding areas
📲 (724) 328-4041
📩 [email protected]
💬
💻 https://angelamcveigh.exprealty.com
https://angelamcveigh.exprealty.careers