Adam Zeman : Edge Home Finance, NMLS #870441

Adam Zeman : Edge Home Finance, NMLS #870441 Adam Zeman, Senior Loan Originator, NMLS #870441. Edge Home Finance, Company NMLS #891464. NMLS #870441.

I'm Adam Zeman, a local mortgage broker with Edge Home Finance in Wauwatosa, helping buyers and homeowners across Milwaukee, Waukesha, Madison, and all of Wisconsin. As a broker, I compare 130+ lenders on your behalf instead of selling one bank's rate, so you get an honest read on what actually fits. I work in FHA, VA, USDA, conventional, jumbo, and DSCR loans, refinancing, down payment assistance, and first-time buyer programs. Whether you're buying your first home, moving up, or lowering your monthly payment, I'll walk you through it step by step and give you the real numbers. I'm local, I answer my own phone, and I'll tell you honestly when the timing isn't right.

Plan before it's final. Lock your financing decisions before the divorce is final. The decree can help or hurt your appr...
09/24/2026

Plan before it's final. Lock your financing decisions before the divorce is final. The decree can help or hurt your approval.

Comment PLAN and map it out. No credit pull, no pitch.

Adam Zeman | Edge Home Finance | NMLS #870441

Using support as income. Child support or alimony can count as qualifying income with a paper trail and enough continuan...
09/23/2026

Using support as income. Child support or alimony can count as qualifying income with a paper trail and enough continuance.

Comment SUPPORT and show you how. No credit pull, no pitch.

Adam Zeman | Edge Home Finance | NMLS #870441

09/22/2026

Approved in 16 days.

Not pre-approved. Fully approved and ready to close.

When everyone is communicating and doing their part, a mortgage doesn’t have to drag on forever.

Every loan and timeline is different, but this one moved exactly how we wanted it to.

16 days from start to approval.

Adam Zeman : Edge Home Finance
NMLS #870441
Wauwatosa, WI
Call/Text: 414-975-2654
adamzmortgageteam.com



Edge Home Finance, LLC | NMLS 891464 | Equal Housing Opportunity

Qualifying on one income. After divorce you qualify on your income alone. Support income can count if it will continue.C...
09/22/2026

Qualifying on one income. After divorce you qualify on your income alone. Support income can count if it will continue.

Comment SOLO and check your numbers. No credit pull, no pitch.

Adam Zeman | Edge Home Finance | NMLS #870441

Title and the loan aren't the same. A quitclaim moves the title, but only a refinance or assumption removes your ex from...
09/21/2026

Title and the loan aren't the same. A quitclaim moves the title, but only a refinance or assumption removes your ex from the loan.

Comment TITLE and explain the difference. No credit pull, no pitch.

Adam Zeman | Edge Home Finance | NMLS #870441

The equity buyout, explained. To keep the house, you refinance and pull cash to buy out your ex's share of the equity.Co...
09/18/2026

The equity buyout, explained. To keep the house, you refinance and pull cash to buy out your ex's share of the equity.

Comment BUYOUT and run your numbers. No credit pull, no pitch.

Adam Zeman | Edge Home Finance | NMLS #870441

What is escrow? Why your payment changed.Escrow collects taxes and insurance monthly and pays them for you. When those r...
09/17/2026

What is escrow? Why your payment changed.

Escrow collects taxes and insurance monthly and pays them for you. When those rise, your payment adjusts once a year.

Comment ESCROW and I'll explain yours. No credit pull, no pitch.

Adam Zeman | Edge Home Finance | NMLS #870441

A decree doesn't remove the loan. A divorce decree decides who PAYS the mortgage, but both names stay on the loan until ...
09/17/2026

A decree doesn't remove the loan. A divorce decree decides who PAYS the mortgage, but both names stay on the loan until you refinance or your ex assumes it.

Comment SPLIT and map your options. No credit pull, no pitch.

Adam Zeman | Edge Home Finance | NMLS #870441

09/16/2026

Need help with the down payment? You may have options.

Down payment assistance programs can help eligible buyers with some of the upfront costs of buying a home. And depending on the program, you may not have to be a first-time homebuyer.

Income limits, purchase price limits, location, loan program and other requirements can vary.

Before putting off buying because of the down payment, find out what options are actually available to you.

Adam Zeman : Edge Home Finance
NMLS #870441
Wauwatosa, WI
Call/Text: 414-975-2654
adamzmortgageteam.com



Edge Home Finance, LLC | NMLS 891464 | Equal Housing Opportunity

The document checklist that speeds everything up? Gather these first.Two years of W-2s or returns, recent pay stubs, two...
09/16/2026

The document checklist that speeds everything up? Gather these first.

Two years of W-2s or returns, recent pay stubs, two months of statements, ID. Have them ready and we move fast.

Comment READY for the one-page checklist. No credit pull, no pitch.

Adam Zeman | Edge Home Finance | NMLS #870441

Address

11220 W Burleigh Street Suite. , 174
Wauwatosa, WI
53222

Opening Hours

Monday 8am - 10pm
Tuesday 8am - 10pm
Wednesday 8am - 10pm
Thursday 8am - 10pm
Friday 8am - 10pm
Saturday 8am - 10pm

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