Kristy Sand Realtor Magnolia & Co Real Estate 2282168288 or 2283448388

09/03/2026

Here’s what a home really costs on the Coast each month. Not just the mortgage — the whole picture.

💰 Principal & interest

🏠 Property taxes (varies by county — Hancock, Harrison, Jackson - all different)

🌬️ Homeowners insurance with wind/hail coverage (required here)

🌊 Flood insurance, if the property’s in a flood zone

🏘️ HOA dues, if applicable

Most first-time buyers only budget for the mortgage. Wind/hail and flood insurance are the two that catch people off guard, and both are just part of life on the Coast.

I’d rather you know the real number before you fall in love with a house than after.

If you’re ready to start looking, let’s talk. Reach out and let’s get started.

Kristy Sand, Realtor
Magnolia & Co Real Estate
Direct: 228-216-8288
Office: 228-344-8388

08/29/2026

☀️ WHY PEOPLE LOVE THE MS GULF COAST

It’s more than just buying a house.

It’s waking up close to the Gulf. 🌊

It’s grabbing coffee downtown.

It’s golf carts, seafood, fishing, boating, local festivals and those beautiful Mississippi sunsets. 🌅

It’s being close enough to enjoy everything the Gulf Coast has to offer while still having that small-town community feel.

From Bay St. Louis and Waveland to Pascagoula, there’s a lifestyle here for just about everyone.

So if you’re thinking about making the MS Gulf Coast home…

Let’s find the place that fits YOUR lifestyle—not just your budget. ❤️

Kristy Sand, Realtor
Magnolia & Co Real Estate
228-216-8288 | 228-344-8388

08/28/2026

Just two Realtors spending their Friday getting smarter! 😂📚 8 hours of CE—let’s do this! ☕️

08/28/2026

💰 INVESTORS: DON’T JUST LOOK AT THE PRICE. LOOK AT THE NUMBERS.

A property can look like a great deal and still be a bad investment.

Before buying, I want to know:

🏠 Purchase price
🔨 Renovation budget
💰 After Repair Value
🏦 Financing costs
🧾 Closing costs
🏡 Taxes & insurance
📆 Holding costs
💵 Expected rent
📊 Cash flow
📈 Potential ROI

And on the Mississippi Gulf Coast, don’t forget to investigate flood zone, insurance, rental restrictions, and HOA rules.

Whether you’re looking for your first investment property or adding to your portfolio, having someone who understands the local market can make a difference.

Kristy Sand, Realtor
Magnolia & Co Real Estate
228-216-8288 | 228-344-8388

08/27/2026

🏡 THINKING ABOUT SELLING? READ THIS FIRST.

The highest list price isn’t always the best strategy.

In today’s Hancock County market, buyers have more choices and they’re comparing properties carefully.

That means your home’s:

📍 Location
💰 Price
📸 Presentation
🛠️ Condition
🌊 Flood zone
💨 Insurance costs
🏠 Features
⏰ Days on market

ALL matter.

A home that is priced correctly from the beginning can attract serious buyers before it becomes “that house that’s been sitting.”

If you’re thinking about selling in Bay St. Louis, Waveland, Pass Christian, Diamondhead, Kiln, or anywhere on the MS Gulf Coast, let’s talk strategy before you put the sign in the yard.

Kristy Sand, Realtor
Magnolia & Co Real Estate
228-216-8288 | 228-344-8388

08/26/2026

🌊 GULF COAST HOME BUYING TIP

Don’t just ask:

“What is the house worth?”

Ask:

“What will this house COST me?”

Two homes with the same purchase price can have VERY different monthly expenses because of:

🌊 Flood insurance
💨 Wind/hail insurance
🏠 Homeowners insurance
📍 Flood zone
⬆️ Elevation
💰 HOA fees
🔨 Maintenance
🏖️ Location

That’s why buying on the Mississippi Gulf Coast requires more than looking at the listing price.

The cheapest house isn’t always the cheapest house to own.

That’s where having a local Realtor® matters.

Kristy Sand, Realtor
Magnolia & Co Real Estate
228-216-8288 | 228-344-8388

08/25/2026

🏠 BUYING A HOME? DON’T START WITH ZILLOW.

Start with a pre-approval.

Before you fall in love with a house, you want to know:

✔️ Your realistic price range
✔️ Estimated monthly payment
✔️ Down payment options
✔️ Closing costs
✔️ Property taxes
✔️ Insurance
✔️ Available loan programs
✔️ What you’ll actually need to bring to closing

Especially here on the Mississippi Gulf Coast, insurance and flood costs can make a BIG difference in your monthly payment.

Know your numbers first. Then start shopping.

It can save you a LOT of frustration later. ❤️

Need help getting started? I’m happy to connect you with a lender and help you understand the process.

Kristy Sand, Realtor
Magnolia & Co Real Estate
228-216-8288 | 228-344-8388

08/25/2026

📍 Landon Meadows in Gulfport!

Come see what Meritage Homes has to offer- right now, they have some great financing opportunities available! 🔑🏠

✅ 3.5% 2/1 Buydown Programs
💰 PLUS up to $10,000 toward closing costs!
✅ Beautiful new construction homes
✅ Modern floor plans & finishes
✅ Move-in ready inventory available
✅ Convenient Gulfport location

Whether you’re a first-time buyer, family relocating to the Gulf Coast, or simply ready for a brand-new home, Landon Meadows is worth checking out!

🏡 Let’s go tour these homes!

📲 Connect with me and I’ll help you find the right one!

Kristy Sand, Realtor
Magnolia & Co Real Estate
Cell- 228-216-8288 | Office: 228-344-8388
📧 [email protected]

Builder/lender incentives, financing terms, eligibility, and closing-cost assistance are subject to program requirements and availability.

08/24/2026