Key Home Lending

Name: Key Home Lending
Address: 2345 Waburton Terrace, Wellington, FL, 33414, US
Telephone: +14438025923

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Key Home Lending

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Key Home Lending, Real Estate, 2345 Waburton Terrace, Wellington, FL.

08/13/2026

Closed this one in yesterday… and I may have taken the whole “stay close to your clients” thing a little too seriously. 😂

My clients just purchased this beautiful $1.5 million home in Olympia(Wellington, FL)…

3 doors down from mine. 🏡

I had the privilege of handling the jumbo financing for the purchase, and now apparently my post-closing follow-up consists of walking down the street. 🏃‍♂️

Congratulations to my newest neighbors. 🍾🥃

If you’re looking to buy in Olympia, Wellington, or anywhere in South Florida and need jumbo financing—or a mortgage that requires a little creativity—I’d love to help.

08/10/2026

🏡 This is what UNDER $700K can get you in Wellington, Florida. 👀

And that backyard… 🌴☀️

A true outdoor oasis in Olympia with the kind of Florida lifestyle people move to Wellington for.

If you’ve been thinking about making the move to Wellington, you might be surprised by what your budget can get you here.

📍 Olympia | Wellington, FL
💰 Under $700K

Thinking about moving to Wellington? Send us a DM and let’s find your Florida home.

04/03/2025

📉 How Will These Recent Tariffs Impact Mortgage Rates?

I’m going to make this one (kinda) short, but if you’re looking to buy OR refi you should lend me your 47 seconds of attention…

🎬 Ok, on to the show!

First, generally negativity in the market is good for mortgage rates and positive news is…well bad.

This is because, for the MOST PART mortgage rates are determined by the 10 Year Treasury Yield. Since yesterday’s announcement, the markets have decided that tariffs are “no bueno”, which is why you’ve seen stocks and crypto dropping.

With this wild uncertainty(no matter how you personally feel…it’s a CRAZY TIME to be alive) we’ve actually seen the 10 Year Treasury Yield…

DROP LIKE A ROCK!

(Here’s some recent historical context; last Thursday the 10 Year was at 4.36. This morning it was 4.02.

📣 Remember, when the 10 Year drops, so do rates...and vice versa)

Now...dont think rates are going down to 5%(or lower) tomorrow. Expect volatility, and lots of it!

But if you ARE presently looking to purchase, you’re in a great spot. There’s LOTS of inventory out there and rates are lower than they’ve been in a while.

As an example, think about the community of Olympia in Wellington, FL(my “hood”). I believe there are 46 homes on market right now! With that weakness, don’t you think you can make an offer under list price???

Ok…I could go on and on, but I promised to make this one short-ish, and I have an appraisal to order😁

📲 If you have any specific q’s feel free to comment below or shoot me over a DM. I’m also glad to let you know what you’d qualify for(price and rate wise) if you’d like.

Either way...I’m always glad to help...especially in this crazy market!

Jason Eichmiller
President of Key Home Lending
NMLS 297995
Cell (443) 802 5923
Email [email protected]

🏄‍♀️ PS the pic is of 11 year old Molly carving out the Flo Rider on our Spring Break cruise...I’ve never seen her so “zen like”🤣

01/21/2025

Last fall, a devastating tornado left a family in our community with a damaged roof and a heavy burden on their shoulders.

Through a HELOC, we got them the funds they needed to fix their roof. Not only is their home safe again, but they’re getting cheaper homeowners insurance too-giving then peace of mind and some financial relief 🏡💪

Moments like this remind me why I love what I do. Helping families find solutions and rebuild after tough times is what it’s all about 😍

For those of you reading(if you got this far🤪), if you or someone you know needs help navigating a challenging situation feel free to drop me a line...I’ll do my best to help😍

Jason Eichmiller
NMLS 297995/2103187
(888) 309 9705
[email protected]

09/19/2024

🥃 FED RATE CUT! BUT WHAT DOES IT REALLY MEAN FOR YOUR MORTGAGE???

Yesterday, the Fed lowered interest rates by 50 basis points-GREAT NEWS, RIGHT? 🤩

But if you’re expecting mortgage rates to drop by a half percent overnight, it’s important to know that the Fed’s rate changes don’t have a huge immediate impact on mortgage rates.

(Because I don’t want to put you to 😴, reach out if you want the long, drawn out explanation of WHY).

Now, what does this mean for you? Patience is KEY.

We will probably see more favorable rates over time, but the market needs to adjust first. In fact, we may even experience short term bumps in the wrong direction.

With all that said, because generally home prices(AND COMPETITION) increase as interest rates drop, if you’re thinking about purchasing in the next year...

YOU MIGHT WANT TO QUICKLY GET SERIOUS.

It’s far better to buy with lower prices and less competition than vice versa.

Of course...I’m glad to help if you’d like specifics or guidance. My cell is (443) 802 5923 or you can just shoot me over a PM.

Thanks and happy buying!

J

02/09/2024

📈 Are there any UPSIDES to higher interest rates?

Seems like an obvious question...you might think, “Of course not...IDIOT!!”

🧠 But think about what happens when rates are higher than normal...buyers are on the sidelines.

And when buyers stay on the sidelines, here’s what happens wirh the market...

With fewer buyers, there’s less competition.

With less competition, your non-cash offer is more likely to be accepted(first time homebuyers did NOT have an easy time getting their offers accepted when rates were low).

With less competition, the seller(who NEEDS to sell...why else would their house be on the market?) is more likely to give concessions to YOU.

💰 Here’s some evidence. Over the past week, we had 2 offers accepted where the seller gave closing cost assistance. In one case it was $5k and in the other case it was just over $11k.

Yes, rates are higher than they were 3 years ago...but my clients are just gonna refi when rates drop back down.

In the meantime both are super happy with the home they’re buying and the deal they got😍

📲 If you’re weighing out whether to buy now or sit on the sidelines feel free to give me a shout. I’ll tell you like it is...NOT what you want to hear.

And whether it’s your first house or your 5th, if you’re ready to take this journey together I’ll give you my very best.

Happy Friday!

Jason

02/05/2024

📈 See that bright red candle on the right(and my bad handwriting frowny face)?

👨‍🏫 Well...any time a candle on this chart is RED rates go UP and if the candle’s GREEN rates go down!

(If you really care...the jobs report came out and was stronger than expected pulling rates up).

If you don’t care about that techno babble...this BIG RED spiked the 30 Year Fixed Rate about .25%.

Now...overall we still expect rates to drop over the next year and beyond...BUT IT IS NEVER LINEAR!!

🛒 In times like this you need to have a broker shopping the lenders around for you so you can be assured of getting the best possible situation!

Feel free to give me a shout and I’m glad to make sure you’re in the strongest position possible when you’re ready ro pull the trigger!

Jason Eichmiller
NMLS 297995
(888) 309 9705
[email protected]

05/23/2023

Hey Friends and Neighbors!

🤑 Need to cash out some of your equity WITHOUT refinancing your 2-4% mortgage? If you’ve owned your home for at least a few years you have a TON(or 2) of equity.

One question that I get quite a bit is…can you access it without refi’ing your low rate first mortgage OR spending months trying to get an approval with the bank?

🥁🥁 And the answer is…..YES!

I have a NEW Home Equity Loan that does the following…
👀 Closes in 5 business days(no joke on this)
👀 My client just used it to purchase a business...but others commonly use this to buy properties or pay down credit cards(high interest debt)
👀 No appraisal needed!
👀 Unlike most HELOCs...this has a Fixed rate
👀 We can do this on a Primary, Vacation OR Investment property
👀 We can go down to a 640 on credit(and we use only one credit score per couple. For example, if YOUR credit is 720 but your spouse’s is only 620…we can just use YOURS…while STILL USING their income)

DID I MENTION WE CLOSE THESE IN ABOUT A WEEK???

If you’d like to check this program out, feel free to shoot me a PM or give me a shout on my cell (443) 802 5923.

Thanks!

Jason

05/06/2023

💰Could this be the Greatest HELOC on the Market?

🔥 We literally close in 5 business days(no joke on this)
🔥 My client just used it to purchase a business...but others use it to:
🔥 Buy investment properties or second homes
🔥 Pay down debt
🔥 No appraisal needed!
🔥 Unlike most HELOC...this has a Fixed rate
🔥 We can do this on a Primary, Vacation OR Investment property

Did I mention we close these in a week???

📲 Want to see if this can work for you? Give Jason a shout at (443) 802 5923 or [email protected]

Address

2345 Waburton Terrace
Wellington, FL
33414

Telephone

+14438025923

Website

http://www.keyhome.life/

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