Craig Fialkowski Realtor, Real Estate Wealth Advisor

09/21/2026

1 of the new Florida laws that goes into effect on October 1 2026.

Criminal penalties for using false information to enter a rental home — HB 1293
Taking possession of a residential dwelling by using a false identity, forged or counterfeit documents or impersonating another applicant becomes a third-degree felony.
Landlords can terminate a lease for fraudulent entry as a noncurable violation.
A tenant who receives notice must vacate the property within seven days.

09/19/2026

What Should Stay With the House When You Sell?
A buyer tours your home and sees the dining room light fixture, garage shelving, and smart doorbell. You may see personal belongings that will move with you. The buyer may assume some of those same items are part of the house.
Sorting that out early can prevent confusion once an offer is on the table.
Don't...

Buyers and sellers don't always make the same assumptions about what stays with a home. Clarifying fixtures, appliances, and other items early can prevent confusion later.

09/18/2026

When to Repair, Replace, or Leave a Home Feature Alone
Not every worn, dated, or imperfect part of a home needs to be replaced. Sometimes a relatively small repair can add years to its useful life. In other cases, continuing to patch the same problem costs more time and money than replacing it.
Knowing which approach makes sense starts with looking at more...

Not every worn or dated part of a home needs to be replaced. Learn how to weigh condition, repair history, function, and future plans before deciding what to do.

09/17/2026

How to Evaluate a Home's Maintenance History
A home can look well cared for during a showing and still leave plenty of questions about how it has been maintained over the years. Fresh paint and an orderly yard are easy to notice. The condition and history of the systems behind the walls aren't always as obvious.
You don't need a complete record...

A home's maintenance history can reveal more than its current appearance. Learn what buyers can look for when reviewing repairs, updates, and major systems.

09/12/2026

What to Do When Your Home Has Been on the Market Longer Than Expected
Most sellers have a rough idea of how long they expect their home to take to sell. When that timeline stretches, it's easy to focus on the number of days the listing has been active.
The more useful question is why buyers haven't moved forward.
Sometimes the answer is price. Other times, the home is...

A slower-than-expected home sale may call for more than patience. Take a fresh look at price, presentation, feedback, and how the listing is reaching buyers.

09/11/2026

Ways to Repurpose an Underused Room
Some rooms slowly stop serving a real purpose. A formal dining room may only get used a few times a year. A spare bedroom may become a holding area for boxes and things that don't have another home. Even a finished basement or loft can end up sitting mostly empty.
That doesn't always mean the room needs...

An underused room doesn't have to stay that way. A few practical changes can turn extra space into something that works better for everyday life.

09/10/2026

What Buyers Should Know About Property Disclosure Forms
When you're buying a house, the disclosure form can be easy to skim past. It often arrives alongside other paperwork, but it can provide useful background on the property before you move further into the transaction.
What sellers must disclose varies by state, so the form isn't the same everywhere....

A property disclosure form can offer useful clues about a home's history and known issues. Buyers should know what the form can tell them, what it may leave out, and where an inspection still matters.

09/08/2026

This is the new Amendment 3 Florida Property Tax Savings Calculator.
I believe these are estimates but should be pretty close.

Pick your County and put in your address.

https://propertytaximpact.com/

See what Amendment 3's expanded homestead exemption would save you, and what it would cost the municipal and county governments that serve you. Choose your county to begin.

09/05/2026

How to Compare Mortgage Options Like a Pro
Shopping for a mortgage can be difficult, since lenders present the numbers in so many different ways, and it's easy to focus on whichever number stands out first. Knowing what to actually compare is what helps you save money.
Know That the Interest Rate Isn't the Whole Story
The interest rate quoted...

Shopping for a mortgage means comparing more than the interest rate. Here's what buyers should check before picking the right lender and loan for their needs.

09/04/2026

Setting a Price That Attracts Serious Buyers
Setting the right asking price can make a big difference in how buyers respond to a home once it hits the market. Price it with current conditions in mind, and you're more likely to attract serious interest early. Price it too high or too low, and the selling process can become more complicated than...

A fair asking price attracts serious buyers fast, while an unrealistic one can turn buyers away before they even see the home in person.