Whitney Starlings, Realtor

Whitney Starlings, Realtor Next Legacy Homes, LLC
United Real Estate Columbia

It’s a Happy Monday!  Starting this week off under contract with my buyer who has been looking for a while ❤️.  If you’r...
07/24/2023

It’s a Happy Monday! Starting this week off under contract with my buyer who has been looking for a while ❤️. If you’re looking to buy or sell a home, contact me Whitney Starlings, Realtor today for a consultation 🏡

📲 803-908-2984
📩 [email protected]
🖱http://www.nextlegacyhomes-llc.com

🔑🏡

It’s a Happy Monday!  Starting this week off under contract with my buyer who has been looking for a while ❤️.  If you’r...
07/24/2023

It’s a Happy Monday! Starting this week off under contract with my buyer who has been looking for a while ❤️. If you’re looking to buy or sell a home, contact me today for a consultation 🏡

📲 803-908-2984
📩 [email protected]
🖱http://www.nextlegacyhomes-llc.com

🔑🏡

Preparing for Your First Home Purchase
Buckle up, first-time homebuyers! I’ve got a quick Guide to get you ready for you...
07/11/2023

Preparing for Your First Home Purchase

Buckle up, first-time homebuyers! I’ve got a quick Guide to get you ready for your dream home! 🏠🔑
Here are 4️⃣  tips to get you started:
🔸 Budget like a boss: Know your spending limits and stick to them!
🔸 Get pre-approved, not just pre-qualified:  Show those sellers you’re the real deal!
🔸 Location, location, location: Find the perfect neighborhood for you and your family
🔸 Don’t be shy, ask questions: Keep communication open with your real estate agent
Ready, set, home sweet home! 🏡💕

📲 803-908-2984
📩 [email protected]
🖱http://www.nextlegacyhomes-llc.com

🔑🏡

Stop second guessing yourself and start believing in your home-buying dreams! Stop second-guessing yourself and start be...
06/19/2023

Stop second guessing yourself and start believing in your home-buying dreams!
 
Stop second-guessing yourself and start believing in your home-buying dreams! Remember, even a snail can crawl into its own shell, so why can’t you make a cozy nest for yourself? Trust your instincts, do your research, and take that leap of faith. After all, you’ll never know the joys of having a home until you start believing you can have one!”

📲 803-908-2984
📩 [email protected]
🖱http://www.nextlegacyhomes-llc.com

🔑🏡

Am I financially capable of affording a home? Today’s burning question: ‘Am I financially capable of affording a home?’ ...
05/10/2023

Am I financially capable of affording a home?
 
Today’s burning question: ‘Am I financially capable of affording a home?’ 🤔 Let me help break it down:
1. Budget Bonanza: Assess your income, expenses, and savings to ensure you’re financially ready for the home-buying adventure! 📊💸
2. Credit Craze: Keep an eye on that credit score – higher numbers can unlock better mortgage terms and interest rates! 🔓📈
3. Down Payment Delight: Save up for a solid down payment, making homeownership more attainable and affordable! 🏡💰
4. Debt Dazzle: Aim for a healthy debt-to-income ratio to demonstrate you can handle mortgage payments with ease. 🌟📉

Remember, knowledge is power – and you’ve got this! 💪🏽
Give me a call so we can get started ❤️

📲 803-908-2984
📩 [email protected]
🖱http://www.nextlegacyhomes-llc.com

🔑🏡

Exploring different financing options Ah, financing a home purchase – it’s like trying to navigate a maze blindfolded. 😵...
04/27/2023

Exploring different financing options
 
Ah, financing a home purchase – it’s like trying to navigate a maze blindfolded. 😵💰 With so many options to choose from, it’s easy to feel like you’re drowning in a sea of loan jargon. 🌊🤯
But fear not brave homebuyer! 🦸‍♂️🦸‍♀️ I’ve got the lowdown on all the different types of financing out there:
🗝  Conventional Mortgage
It’s the most popular type of loan for home buyers and typically offers more competitive interest rates than other types of mortgages
🗝 FHA Loans
FHA loans are government-insured mortgages that are available to buyers with lower credit scores, typically 580 or higher. These loans come with lower down payment requirements and are a great option for first-time home buyers
🗝 VA Loans
Those are loans for veterans or active-duty military personnel, available through the Department of Veterans Affairs. These loans offer low interest rates, no down payment, and are
often easier to qualify for than conventional mortgages
🗝 USDA Loans
These are government-backed loans that are available to those who purchase a home in a rural or suburban area. These loans are typically easier to qualify for than conventional mortgages due to their
relaxed credit score requirements and low down payment requirements.
🗝 Jumbo Loans
Are loans for home purchases that exceed the conforming loan limit set by Fannie Mae and Freddie Mac. These loans typically come with higher interest rates and stricter qualifications than conventional mortgages.
So before you go diving into the deep end of the loan pool, make sure you know what options are available to you and where to find them. After all, the only thing better than finding your dream home is finding the perfect loan to make it a reality! 🏠💖

Are you looking to start the process of buying a home? Give me a call so we can get started ❤️

📲 803-908-2984
📩 [email protected]
🖱http://www.nextlegacyhomes-llc.com

🔑🏡

One of the biggest blessings of all is having a home to call your own‼️ What an incredible blessing it is to have a home...
04/11/2023

One of the biggest blessings of all is having a home to call your own‼️
 
What an incredible blessing it is to have a home 🏡 to call your own! A place to escape to when the world outside becomes too overwhelming.
It is a reminder that no matter what challenges or setbacks we may face, we always have a safe space to come back to.
Home is where the heart is, and having a home to call your own is one of the greatest gifts life can offer.

Are you looking for your place to call home? Give me a call so we can get started ❤️

📲 803-908-2984
📩 [email protected]
🖱http://www.nextlegacyhomes-llc.com

🔑🏡

Financing your home purchase You’re getting ready to purchase your first home, and you want to make sure you get the bes...
03/29/2023

Financing your home purchase
 
You’re getting ready to purchase your first home, and you want to make sure you get the best deal possible. With so many options out there, it can be a bit overwhelming at first. But don’t worry! With a little research and my guidance, you’ll be on your way to finding the perfect loan for your needs.
🔸 First, you’ll want to decide on a loan type
Do you want to go with a traditional mortgage loan or a government-backed loan such as an FHA loan or VA loan? Each one has its own set of benefits and drawbacks, so you’ll want to weigh the pros and cons to decide which one is best for you.
🔸 Next, you’ll want to compare interest rates
Shop around and compare rates from different lenders to see who offers the best deal. Don’t forget to factor in other costs such as points and origination fees that may be associated with the loan
🔸Finally, you’ll want to consider other financing options such as grants or down payment assistance programs. These can be great resources for first-time home buyers who need a little extra help.

So don’t be intimidated when it comes to financing your first home. With a little research and the right information, you can find the perfect loan for your needs. Good luck, and happy house hunting!

📲 803-908-2984
📩 [email protected]
🖱http://www.nextlegacyhomes-llc.com

🔑🏡

Making your dream home your real home It’s been a while and I know the market still seems scary. If you find the right h...
03/20/2023

Making your dream home your real home
 
It’s been a while and I know the market still seems scary. If you find the right home and don’t go for it, chances are you’ll regret it. I know, I know….It can be a little bit overwhelming and nerve-wracking at first, especially when you’re a first-time homebuyer, but sometimes you’ve got to trust your gut and leave your comfort zone behind.

I would be more than happy to help you make the right decision, offer guidance, and navigate you through the home-buying process. Contact me today‼️

📲 803-908-2984
📩 [email protected]
🖱http://www.nextlegacyhomes-llc.com

🔑🏡

What Can Cause A Mortgage Loan To Fall Through? There are many different reasons a mortgage might not be approved on clo...
02/09/2023

What Can Cause A Mortgage Loan To Fall Through?
 
There are many different reasons a mortgage might not be approved on closing day or become delayed. Let’s take a look at why exactly you might face trouble at the closing table.
✔️Funding Denied Because You Financed A Big Purchase
✔️Funding Denied Because You Applied For More Credit
✔️Job Change or Loss of Employment
✔️Home Appraisal Came Back Lower Than Purchase Price
✔️Home Inspection Revealed Major Problems
✔️Seller Delayed Closing Date Due To Title Issues

Are you ready to start the process of buying or selling your home? Contact me today‼️

📲 803-908-2984
📩 [email protected]
🖱http://www.nextlegacyhomes-llc.com

🔑🏡

Contingent vs Pending: What’s the difference? A property listed as contingent means the seller has accepted an offer, bu...
01/30/2023

Contingent vs Pending: What’s the difference?
 
A property listed as contingent means the seller has accepted an offer, but they’ve chosen to keep the listing active in case certain contingencies aren’t met by the prospective buyer.
If a property is pending, the provisions on a contingent property were successfully met and the sale is being processed.

Are you ready to start the process of buying or selling your home? Contact me today‼️

📲 803-908-2984
📩 [email protected]
🖱http://www.nextlegacyhomes-llc.com

🔑🏡

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West Columbia, SC

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