VirtuaListing, 1161 Park View Drive, Suite 210, West Covina, CA (2026)

Name: VirtuaListing
Address: 1161 Park View Drive, Suite 210, West Covina, CA, 91724, US
Telephone: +13235151441

08/18/2025

🚨 Price Reduced!
7070 Osbun Rd, San Bernardino — now $499,000
3 bed • 2 bath • 1,079 sq ft • 0.28 acre lot (~12k+ sf)

Updated home on a large lot with plenty of space. Flexible showings — just tell us what time works for you. 🗓️

Here are your FHA 3.5% down options (via VirtuaLending):

• Option 1 — 5.375% Fixed (No Lender Credit)
Est. Payment: ~$3,703/mo
Cash to Close: ~$33,172
(P&I $2,804 • FHA MI $220 • Taxes & Ins $678)

• Option 2 — 5.875% Fixed (With Lender Credit)
Est. Payment: ~$3,861/mo
Cash to Close: ~$24,030
(P&I $2,962 • FHA MI $220 • Taxes & Ins $678)

• Seller-Paid 2-1 Buydown (Note 5.875%)
Year 1: 3.875% → ~$3,253/mo (P&I $2,355 • MI $220 • T&I $678)
Year 2: 4.875% → ~$3,548/mo (P&I $2,650 • MI $220 • T&I $678)
Years 3–30: 5.875% → ~$3,861/mo
Cash to Close: ~$33,172
✅ Seller covers the buydown!

DM “OSBUN” for the full worksheet, same-day pre-approval, or to book a showing.

VirtuaListing × VirtuaLending • NMLS 1984104 • Equal Housing Lender

08/16/2025

Start at 3.875% — seller-paid 2-1 buydown. ✨
Two winning paths: 5.375% or 5.875% + lender credit. 🔁
Lower payment, same house: seller-paid 2-1 buydown. 📉🏡
We fund the buydown. You keep the savings. 💸
Payments from $3,271/mo with concessions. ✅

27471 Main St, Highland — $520,000
3 bed • 2 bath • 1,204 sq ft • ~6,150 sq ft lot
Updated interiors, durable plank floors, and a big backyard with ADU potential. Showings are flexible — tell us what time works for you. 🗓️

FHA 3.5% down options (via VirtuaLending):

• Option 1 — 5.375% Fixed (0 points)
Est. $3,728/mo PITI • Cash to close $32,128
(P&I $2,858 • FHA MI $228 • Taxes & Ins $642)

• Option 2 — 5.875% Fixed (with lender credit)
Est. $3,890/mo PITI • Cash to close $22,890
(P&I $3,020 • FHA MI $228 • Taxes & Ins $642)

• Seller-Paid 2-1 Buydown (Note 5.875%)
Year 1: 3.875% → $3,271/mo (P&I $2,401 • MI $228 • T&I $642)
Year 2: 4.875% → $3,572/mo (P&I $2,702 • MI $228 • T&I $642)
Years 3–30: 5.875% → $3,890/mo

Send us a DM for the full worksheet, same-day pre-approval, or to book a showing.
VirtuaListing × VirtuaLending • NMLS 2015906 • Equal Housing Lender 🏠

08/08/2023

Move in ready home in Victorville with just $14,250.

The price was just reduced to $470,000!

Receive at least $10,000 in closing costs credit to cover almost all closing costs or all closing costs. Read the last part of this text to read more about this.

11963 Kirkston Pl, Victorville, CA 92392

Price reduced on July 30th.

4 Bedroom

3 Bathroom

2274 Sq Ft Living Area

7201 Sq Ft Lot

With a minimum of a 580 credit score, you can buy this house with a 3.5% down FHA loan, that requires a total of $16,625.00.

The FHA payment including taxes and insurance is $3,207.96 (starting at a 4.5% interest rate)

With a minimum of a 720, you can buy this house with a 3% down conventional loan, which requires $14,250.

The conventional payment including taxes and insurance is $3,284.49 (starting at a 5.5% interest rate with buy-downs available)

Closing costs are estimated to be around $12,000, including title and escrow, the impound account of taxes and insurance, recording fees, and the processing and underwriting fee of the loan ($2,055 in total loan costs), but the seller is offering $5,000 in closing costs credit for the buyer.

Depending on the credit score, it is possible to qualify for the entire closing costs being paid for. If you decide to finance with our preferred lender, then you can receive an additional $5,000 in lender credit, without any hit on the interest rate.

That is a total of $10,000 in credit that can be applied towards your closing costs.

The listing agent is Edna Ramirez (DRE # 02057590) from Excellence Real Estate: Homes by Excellence in Rancho Cucamonga (DRE #01914184)

To call Edna Ramirez directly, call (909) 562-2291 or send us a message to speak with someone about the property details or to schedule a showing.

Address

1161 Park View Drive, Suite 210
West Covina, CA
91724

Telephone

+13235151441

Website

http://www.virtualisting.com/

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