06/05/2026
A lot of buyers assume they need to make six figures to own a home in 2026.
The reality? It depends on your strategy, debt, down payment, interest rate, and the market you’re buying in. 🏡
Here’s a general look at the household income many buyers may need based on home price ranges:
• $250K home → around $56.5K income
• $350K home → around $78.5K income
• $450K home → around $100.5K income
• $550K home → around $122.5K income
• $650K home → around $144.5K income
But remember:
These numbers are estimates, not rules.
There are financing options, first-time buyer programs, rate buydowns, and strategies that can make homeownership more achievable than most people think.
Too many people talk themselves out of buying before even exploring their options.
The best move? Understand what’s realistic for your situation and create a game plan from there.
Thinking about buying a home in Connecticut? Let’s break down your options and help you understand what you can comfortably afford.
📞 475-253-5122
📍 479 Elm St, West Haven, CT