Catalina Torres

06/10/2026

One year after helping her purchase her home, a quick conversation about shopping for homeowners insurance turned into something even better.

Today, her refinance funded, lowering her rate and saving her about $350 per month. With over $15,000 in lender credits, she had no out-of-pocket closing costs beyond her regular mortgage payment.

Sometimes the biggest wins come from simply checking in. 🏡✨

04/24/2026

HELOC APPROVED 🙌
From application to funding in just 10 days 💥

Using those funds to purchase his first investment project 🏡📈

04/10/2026

Obsessed with this full-circle moment 🏡🌟

Met my client at an open house back in 2024 while he was in the middle of building his ADU… we stayed in touch, trusted the process, and now look at this 🙌

✔️ ADU complete
✔️ Refinance funded
✔️ Rate lowered by 1.25%
✔️ Secured with a bank statement loan
✔️ $215,000 in equity gained since his 2022 purchase 💥

This is exactly why I always say… it’s not just about buying a home, it’s about building wealth over time 📈

So proud to be part of your journey — from open house convo to this win 🔑✨

03/10/2026

🏡 From Open House to Homeowners!

We first met at an open house in June 2025, and this month in March 2026 they officially became homeowners!

They trusted the process, stayed patient, and when the right home came along we submitted an offer $20K under asking — and still negotiated seller credits. 🙌

Moments like this are why I love what I do.

Best part… working alongside my bestie to help make it happen. 🤍

Congratulations to our amazing clients on their first home! 🔑

01/22/2026

Dream For All Program — Do You Qualify? ✨
California is helping first-time buyers get into a home with up to 20% down payment assistance (max $150,000) — but there are a few key requirements 👇

✅ First-time homebuyer (no ownership in the last 3 years)
✅ At least one borrower must be first-generation (parents never owned a home)
✅ U.S. citizen or permanent resident (Green Card holder)
✅ Meet CalHFA income limits
✅ Owner-occupied primary residence in California
🎟️ Lottery-based program (not first-come, first-served)

This program is offered through CalHFA and is designed to make homeownership more accessible for California families 💙

📩 Comment or DM “DREAM” and we’ll help you check eligibility and get ready for the next application window!

01/22/2026

💭 Dream For All Program Explained!
This California program offers up to 20% (max $150K) toward your down payment & closing costs — if you’re a first-time homebuyer and at least one borrower is first-generation 🇺🇸🏡

📆 2026 Lottery Entry: Feb 24 – Mar 16
📍 Ends soon — don’t miss out!
✨ DM “DREAM” for steps, eligibility help & how to apply!

10/30/2025

When we closed their ITIN loan in 2023, it was just the beginning.
This year — we refinanced to lower their rate by 2%, took cash out to fund their next purchase, and they’re still saving $300 a month!
That’s how you make your home work for you. 💡🏡

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¡Otra victoria para mi cliente! 🙌
✅ 2% menos en la tasa de interés
✅ Máximo cash out para su próxima compra
✅ Ahorro de $300 al mes
¡Todo con el préstamo ITIN que cerramos el año pasado! 💪💰

09/23/2025

09/10/2025

04/11/2025