REMCO Commercial Real Estate Solutions

03/22/2022

Beautifying industrial assets

02/25/2022

Property repairs and improvements are always enjoyable projects while working with great vendors!! Thank you ALL COUNTY PAVING!!

02/21/2022

Be visible and reachable - my best property management instruction manual comes from regularly communicating with my tenants

02/17/2022

02/10/2022

You may have read from certain sources that loan interest rates are expected to continue rising in 2022.

In this post, we aim to shed light on some of the concepts currently being conveyed by various sources (please see disclaimer at the bottom of this post):

In times of financial crisis, such as the impact the Covid-19 pandemic had on the economy, the federal government may resort to an activity called quantitative easing.

Quantitative easing refers to the increased purchase of bonds and mortgage-backed securities by the federal government to increase the money supply, facilitate lending and lower interest rates, stimulating the economy.

During such a stimulus, the population regains its purchasing power and increases spending, eventually driving inflation rates up (as companies respond to increased spending with higher prices).

Therefore, after the goals of a stimulus are met, the government may implement a process called tapering in effort to stabilize the economy.

Tapering entails the decrease of bond purchasing–with raised interest rates, decelerated population spending, and lowered inflation rates to follow.

In November of 2021, the federal government announced that the goals of its stimulus had been met, therefore it would commence the reduction of bond purchasing.

As a result of this tapering, certain sources state that fed fund future markets expect at least two quarter-point interest rate increases in 2022, and possibly another three in 2023.

**Disclaimer: Please note, in this post, REMCO is simply aiming to recap various concepts currently conveyed by news sources. REMCO does not aim to provide any financial advice, and recommends you contact a financial advisor to help consult your financial queries.**

01/27/2022

✅ One reason (of many) to refinance an investment property loan.

Check out our latest article at remcopb.com to learn how to get started.

01/25/2022

🤔 Did you know that refinancing a loan usually requires the same documents used to finance the loan initially?

📄 Common documents requested include: employment verification, business bank statements and tax returns, business operating statements, commercial real estate schedules, holdings and more.

01/20/2022

Once you are familiar with what type of loan suits you, it is important to understand the requirements for a commercial real estate refinance.

Here are some items to consider when applying. 👆🏻

01/13/2022

🤔 What is the biggest leading factor you would have to refinance a commercial property?

There are many benefits to a commercial real estate refinance. Here is one of our favorites: improving a property’s equity.

01/11/2022

📑 You may be familiar with home mortgages or car loans, where the debtor usually gives a down payment followed by incremental payments until the loan is complete. Commercial real estate is different when it comes to loans; in addition to the down payment and fixed monthly payment.

Read our latest article to review the benefits of refinancing a commercial real estate property and learn how to get started.

Commercial real estate is different when it comes to loans; in addition to the down payment and fixed monthly payments, most commercial real estate loans require a large-batch payment known as a balloon payment. Investors typically refinance a loan to: negotiate better terms, lower interest rates an

01/06/2022

💵 Throughout the process of refinancing a loan, balloon payments are often prolonged, leaving investors with larger cash flows for additional investments in the short term.

Read this post to understand what balloon payments are and the two main types that exist.

01/04/2022

Commercial real estate refinancing is similar to any other loan, in the sense that it involves incurring a new loan to pay off a previously existing loan.

Investors typically refinance a loan to: negotiate better terms, lower interest rates and monthly payments, make improvements to a property’s equity and prolong balloon payments.