Reagan Saint-Fort, Realtor

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Reagan Saint-Fort, Realtor I am dedicated to providing my clients with an unparalleled level of service, expertise, and results.

whether you're buying, selling, or investing in real estate, I am committed to make your experience seamless, enjoyable, and successful. - Licensed Realtor in Florida
- Specialized in Single Family Units
- Member of the National Association of Realtors (NAR)
- Joined Keller Williams reserved

🏡 August Market Update: Palm Beach & Port Saint LucieWondering what’s happening in the local real estate market?Whether ...
09/09/2026

🏡 August Market Update: Palm Beach & Port Saint Lucie

Wondering what’s happening in the local real estate market?

Whether you’re thinking about buying, selling, or investing, understanding current market conditions can help you make your next move with more confidence.

📍 Palm Beach
📍 Port Saint Lucie

The market continues to create opportunities for both buyers and homeowners. If you’re curious about your home’s current value, wondering what you can afford, or simply want to understand your options, I’m here to help.

👉 Thinking about selling? Ask me for a FREE home value report.
👉 Thinking about buying? Let’s talk about your buying power and available opportunities.
👉 Not ready yet? A quick consultation can help you create a plan.

📞 Call or text: 561-888-5660
📧 [email protected]

Reagan Saint-Fort, Realtor®
KW Reserve Palm Beach | Shirgan Property Solutions, LLC

💬 Comment “MARKET” below or message me directly for more information.

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09/08/2026

🏡 Thinking About Buying a Brand-New Home?

New construction could be a great option if you’re looking for modern designs, updated features, energy-efficient systems, and the opportunity to be the first person to call the home yours.

Depending on the community and builder, buyers may also find special financing opportunities, closing-cost incentives, or limited-time promotions.

Want to see available new construction homes and learn what options may fit your budget?

Comment “NEW CONSTRUCTION” below and I’ll send you more information.

📞 561-888-5660
📧 [email protected]

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09/08/2026

REAL ESTATE TERM OF THE DAY: DEBT-TO-INCOME RATIO (DTI)

Your debt-to-income ratio, or DTI, is the percentage of your gross monthly income used to pay your monthly debts.

It is calculated as follows:

Total monthly debt payments ÷ gross monthly income × 100

For example, if your gross income is $5,000 per month and your total monthly debt payments are $2,000, your DTI ratio is 40%.

Monthly debts may include:

🏠 Mortgage or rent
🚗 Auto loans
💳 Minimum credit card payments
🎓 Student loans
📄 Other recurring financial obligations

💡 Lenders use DTI to help determine whether you can manage a new mortgage payment. Requirements may vary depending on the lender and loan program.

Are you preparing to buy a home? Contact me for guidance on your next steps.

Reagan Saint-Fort, REALTOR®
KW Reserve Palm Beach
📞 561-888-5660
📧 [email protected]

👉 Click here to claim your free consultation

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09/08/2026

TÈM IMOBILYE JODI A: RAPÒ DÈT AK REVNI (DTI)

Rapò dèt ak revni, oswa Debt-to-Income Ratio, se pousantaj revni brit mansyèl ou ki sèvi pou peye dèt chak mwa.

Yo kalkile li konsa:

Total peman dèt mansyèl ÷ revni brit mansyèl × 100

Pa egzanp, si revni brit ou se $5,000 pa mwa epi total peman dèt ou se $2,000, rapò DTI ou se 40%.

Dèt yo ka gen ladan:

🏠 Ipotèk oswa lwaye
🚗 Prè machin
💳 Peman minimòm kat kredi
🎓 Prè etidyan
📄 Lòt obligasyon finansye mansyèl

💡 Kreditè yo itilize DTI pou ede evalye si w kapab jere yon nouvo peman ipotèk. Kondisyon yo ka varye selon kreditè a ak pwogram prè a.

Èske w ap prepare pou achte yon kay? Kontakte m pou m ka ede w konprann pwochen etap yo.

Reagan Saint-Fort, REALTOR®
KW Reserve Palm Beach
📞 561-888-5660
📧 [email protected]

👉 Tape la a pou reklame konsiltasyon gratis pa’w la

09/07/2026

Title: What’s Stopping You from Buying a Home?

Welcome to Monday Rubric with Ray! 🏡

Today’s question is: What is the biggest obstacle preventing you from buying a home right now?

Is it your credit, the down payment, interest rates, or simply not knowing where to begin?

Share your answer in the comments or text me at 561-888-5660. Your response will help me create future videos that address your questions and provide helpful solutions.

Let’s keep the conversation going!

Reagan Saint-Fort, REALTOR®
Turning Dreams Into Addresses

09/05/2026

Forbearance: Yon Opsyon Ki Ka Ede W Pwoteje Kay Ou

Forbearance, oswa tolerans peman ipotèk, se yon akò ki ka pèmèt yon pwopriyetè diminye oswa sispann peman ipotèk li pandan yon peryòd limite lè li ap fè fas ak yon difikilte finansyè.

Men, li enpòtan pou w sonje: forbearance pa efase dèt la. Peman ou rate oswa peye an mwens yo ap toujou dwe remèt selon kondisyon sèvisè ipotèk ou.

Si w pèdi travay ou, revni w diminye, oswa w ap fè fas ak yon lòt difikilte tanporè, kontakte sèvisè ipotèk ou san pèdi tan. Mande ki opsyon ki disponib, konbyen tan akò a ap dire, epi kijan peman ki ranvwaye yo pral remèt.

📞 Pou plis enfòmasyon oswa yon konsiltasyon gratis:

Reagan Saint-Fort, REALTOR®
📱 561-888-5660

Kontni sa a se pou enfòmasyon jeneral sèlman. Kondisyon ak opsyon yo ka diferan selon kalite prè a ak sèvisè ipotèk la.

09/05/2026

Can Your Pension Help You Buy a Home?

Precious, one of my followers, asked this important question—and the answer may surprise you!

Your pension or retirement income may help you qualify for a mortgage. Depending on your plan’s rules, you may also be able to use certain retirement funds toward your down payment or closing costs.

However, every pension and retirement plan is different. Withdrawals or loans may involve taxes, penalties, repayment requirements, or reduced retirement savings.

Watch today’s Real Estate Q&A Session to learn what you should consider before using your retirement money to purchase a home.

Have a real estate question? Leave it in the comments or send me a private message. Your question may be featured in my next Q&A Session!

Reagan Saint-Fort, REALTOR®
📞 561-888-5660

MortgageTips FloridaRealEstate PalmBeachCountyRealEstate ReaganTheRealtor

09/05/2026

Here’s what you can expect from me each week! 🏡

Join me for helpful real-estate tips, buyer education, local Palm Beach County updates, Q&A sessions, property tours, and live conversations.

Follow along, bring your questions, and let’s turn your real-estate goals into a clear plan! 🔑

📞 561-888-5660
📧 [email protected]

09/05/2026

🏡 REAL ESTATE TERM OF THE DAY: ESCROW ACCOUNT

In the context of a mortgage, an escrow account is an account that your lender or mortgage servicer may use to set aside part of your monthly payment.

The funds may be used to pay:

🏛️ Property taxes
🛡️ Homeowners insurance

When these bills become due, the mortgage servicer pays them using the money held in your escrow account. This can help homeowners avoid paying these large expenses all at once.

💡 Your monthly mortgage payment may change if your property taxes or homeowners insurance premiums increase or decrease.

Are you preparing to buy a home? Contact me for help understanding your mortgage payment and the other expenses you should include in your budget.

Reagan Saint-Fort, REALTOR®
KW Reserve Palm Beach
📞 561-888-5660
📧 [email protected]

👉 Click here to claim your free consultation

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Address

2041 Vista Parkway
West Palm Beach, FL
33411

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