Larry Skarsten Mortgage Banker

05/27/2014

https://homes.yahoo.com/news/5-questions-to-ask-before-choosing-a-loan-officer-224401656.html

To find a loan officer you trust, ask about fees and their longevity in the business.

04/17/2014

http://finance.yahoo.com/blogs/just-explain-it/signs-of-a-housing-bubble-205544130.html

Based on market indicators, lessons learned from last decade's massive bubble and price trends holding steady, is another bubble on the horizon? Here's the breakdown on what causes housing bubbles and when and where one is likely to form next.

04/14/2014

FHA Back to Work Program allows a buyer to purchase a primary home just 12 months after a foreclosure, short sale or a deed in lieu of foreclosure.... A good read for sure. - LS

The FHA Back to Work Program allows a buyer to purchase a home 12 months after a foreclosure, short sale or a deed in lieu of foreclosure. Can you qualify?

04/04/2014

This is some serious stuff here friends. We are now lending mortgage money to people with credit scores down to 550 AND they get interest rates in the 5's. The 5's! Pre mortgage meltdown of 2008/9 a 550 score would get you a 2 year adjustable around 9 to 10%. Now in the 5's?! How fricken crazy is this! If you live in Florida, we may need to chat. You have my number. :-) - LS

Carrington Mortgage Services is the next major lender to announce it lowered its minimum FICO score to 550 in order to better focus on underserved borrowers.

04/04/2014

11/12/2013

Your home loan is now paid off. What next?

http://realestate.msn.com/youve-paid-off-your-mortgage-now-what #!

Your financial duties don't end when your loan is paid.

11/12/2013

http://realestate.msn.com/5-questions-to-ask-before-choosing-a-mortgage-term

Consider these questions when deciding if a 15-year or 30-year home loan is the best fit for you.

11/10/2013

http://homes.yahoo.com/news/how-to-figure-out-whether-you-can-refinance-your-home-230326521.html

Here's how to calculate how much your home will have to appraise for.

11/04/2013

http://youtu.be/LQ9QXO-28rA

Larry Skarsten, Senior Loan officer for Carrington Mortgage, introducing himself.

11/03/2013

http://homes.yahoo.com/news/ways-to-pay-mortgage-fast-184808566.html

Want to be mortgage-free sooner, rather than later? Here a few ways you can achieve your goal quickly.