Earnest & Divine Properties

02/13/2026

The 30-year mortgage rate slipped to 6.09% from 6.11% last week, while 15-year rates fell to 5.44%. Rates are expected to hover near 6% as spring buying begins.

12/19/2025

While individual home buyers are sitting on the fence wondering when to buy - investors are using their skill sets to buy homes that have been sitting on the market for a while.
Allow me to use my personal real estate skills to help you land the home you've been looking for with terms that meet your parameters.
561-718-5993
[email protected]

The average rate on 30-year mortgages slipped to 6.21% from 6.22% last week. Rates on 15-year mortgages averaged 5.47%, down from 5.54% last week.

10/15/2025

Are you self-employed and have been turned down by traditional banks for a home loan? Do you believe you don't qualify for a home loan due to your taxes not showing all your income? My lenders have programs that don't need traditional tax returns - a game changer for business owners that allows them to buy a home right now!

ATTENTION INVESTORS: Need EMD funds to secure your next project? Use OPM to leverage your real estate business.
Give me a call at (561) 718-5993

Send a message to learn more

09/05/2025

A Florida House panel will meet in September to discuss property taxes. Gov. DeSantis seeks a 2026 ballot measure to cut them.

06/20/2025

06/13/2025

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06/04/2025

Divorce Real Estate Support
🏡 Navigating Divorce and Homeownership? You're Not Alone.
Divorce is never easy—especially when a home is involved. As a Realtor and Divorce Collaboration Specialist (DCS), I offer neutral, professional support to homeowners and attorneys throughout this emotional and complex time.
🔍 How I Help:
✅ Assist your divorce attorney by gathering all necessary home-related documents
✅ Provide unbiased property insights so you can make informed decisions—whether it’s selling the home, keeping it, or exploring other solutions
✅ Help protect your future homeownership eligibility
✅ Ensure proper handling of home-related matters in compliance with court directives
By involving me early in the process, you give your legal team the advantage of accurate, timely information—while reducing stress and avoiding costly delays.
📞 Let’s talk in confidence. I’m here to help—no pressure, no sides—just guidance, facts, and support.

Hector L. Peña Jr. PA, DCS Realtor/Consultant
American Dream Realty Of PSL
6705 S. US Hwy 1, Port St. Lucie, FL 34952
📱 561-718-5993

Send a message to learn more

05/02/2025

email: [email protected]
www.facebook.com/hectorpena.realestate
(561) 718-5993