David Wright

09/17/2026

09/16/2026

Fed rates went up a 1/4 with another 1/4 expected this year.

The Federal Reserve on Wednesday approved its first interest rate hike in more than three years and indicated another to come, as part of an effort aimed at combating inflation brought on by spiraling oil prices and other factors.

In a move that markets widely anticipated, the central bank’s Federal Open Market Committee voted 12-0 to increase its key interest rate by a quarter percentage point, or 25 basis points. The move brought the overnight funds rate to a target range of 3.75%-4%.

“Inflation remains elevated,” the committee said in its brief post-meeting statement. “Today’s policy action will support a timelier return to the Committee’s 2 percent goal. The Committee will deliver price stability.”

Despite a raft of conflicting recent statements from policymakers, markets had priced in a better than 90% chance that the FOMC would approve the increase, though there was chatter about the possibility of multiple dissents.

08/28/2026

Thinking about updating my profile picture.
This one is only about 26 years old, so apparently I’m still safely within the real-estate industry standard.

08/27/2026

https://youtu.be/vZIObbRBXJ0
Quick 2 min video explaining what it means and costs to
"buy down the rate"

What does it really mean to buy down a mortgage rate—and how much d...

08/24/2026

Updated guidelines:
Dscr seasoning:

Cash Out Seasoning – Properties Owned > = 3 Months: Use the Current Appraised Value

08/06/2026

Another first time home buyer and another 5 star review!
While I'm great with first time home buyers, I specialize in NonQm.
Bank statements, no doc, 1099, back taxes, DSCR, etc...