Shirl Stephens

07/13/2026

07/13/2026

https://www.realtor.com/news/trends/starter-homes-affordable-states-lendingtree-study-2026/?distinct_id=B1JL_8w7N&user_email=shirleystephensrealtor%40gmail.com

A handful of Southern states offer the best opportunity for renters to make the leap to homeownership with a starter home, a new study finds.

03/31/2026

🚨
Attention first time homebuyers!

First-time homebuyers don’t sleep on this 🚨

Starting April 27, MassHousing is rolling out up to $25,000 in down payment assistance, but it’s limited and will go fast.

If you’ve been on the fence because of upfront costs, this is your moment. This could be the difference between waiting and actually getting the keys to your first home 🔑.

👉 More people may qualify
👉 Bigger buying power
👉 Not guaranteed to last

If you’re even thinking about buying, now’s the time to get pre-approved and ready.

Message me ASAP, and let’s see if you can take advantage before funds run out.

03/30/2026

🚨 First-time buyers — don’t sleep on this 🚨

Starting April 27, MassHousing is rolling out up to $25,000 in down payment assistance… but it’s limited and will go fast.

If you’ve been on the fence because of upfront costs, this is your moment. This could be the difference between waiting and actually getting the keys to your first home 🔑.

👉 More people may qualify
👉 Bigger buying power
👉 Not guaranteed to last

If you’re even thinking about buying, now’s the time to get pre-approved and ready.

Message me ASAP, and let’s see if you can take advantage before funds run out.

02/05/2026

Many people don’t realize this about old 401(k)s…”

When you leave a job, you leave your 401(k). No guidance. No strategy. No income plan.

You’re on your own; whether you know it or not.

DM “401K” for a quick review.

02/04/2026

Still have a 401(k) from a job you left years ago?

That money didn’t retire with you. It’s likely sitting unmanaged, still tied to market swings, and not doing what you actually need right now, paying monthly bills...

DM “INCOME” to see your options.

02/04/2026

🏡 Buy Your Home with $0 Down 🏡
Yes — zero money down is still a thing.
If saving for a down payment has been the only thing holding you back, this might be your opening. 👀
✨ FHA Down Payment Assistance Program ✨
✔️ No income limits
✔️ NOT just for first-time buyers
✔️ No homebuyer education required
✔️ No military service required
💰 Program Highlights:
🔹 Covers your entire down payment
🔹 Can help with closing costs
🔹 Accepts lower credit scores

📩 Message me “HOME” for details

02/03/2026

Will your family be okay?

Life changes fast. And while we can’t predict the future, we can prepare for it.

Life insurance is one of the simplest ways to protect the people you love from financial stress during the hardest moments. ❤️

Send me a message if you want to make sure your family is protected. 💬

01/02/2026