Michael Santos

Michael Santos Residential mortgages FHA & CONVENTIONAL Purchase or Refinances 1 TO 4 FAMILY HOMES. First time hom First time home buyer expert. NMLS 199875

09/15/2026

Investors, your next property shouldn’t be limited by what one bank is willing to offer you🫵🏻

As mortgage brokers, we have access to different loan options built for investors who want to keep growing their portfolio.

If you’re working on property #3, #5 or #8, let’s look at the options that actually make sense for your next deal🤝

Comment “I’M AN INVESTOR” and I’ll send you more info⬇️

realestateinvestor investmentproperty lionoakmortgage

Another one funded in Piscataway 🏡Really happy for our clients on this one. Every deal has its own moving parts, and our...
09/14/2026

Another one funded in Piscataway 🏡

Really happy for our clients on this one. Every deal has its own moving parts, and our job is to keep everything clear, moving and get it across the finish line.

Congrats to everyone involved on a successful closing🙌🏽

Today, we remember the lives lost, the heroes who answered the call, and the families forever changed by September 11, 2...
09/11/2026

Today, we remember the lives lost, the heroes who answered the call, and the families forever changed by September 11, 2001.

25 years later, we still remember. We still honor. We will never forget. 🇺🇸

09/09/2026

Getting pre-approved for $1M doesn’t mean you have to spend $1M💵

It means you know your full buying power and can make a smarter decision.

At LionOak Mortgage , we look at every option to help you maximize it📉

Happy Labor Day! 🇺🇸Today we celebrate the hard work, dedication, and determination that keep our communities moving forw...
09/07/2026

Happy Labor Day! 🇺🇸

Today we celebrate the hard work, dedication, and determination that keep our communities moving forward.

Wishing everyone a safe and well-deserved day off with family and friends.

A low mortgage rate is valuable. So is the equity you’ve built🏡If you need access to cash, refinancing isn’t automatical...
09/03/2026

A low mortgage rate is valuable. So is the equity you’ve built🏡

If you need access to cash, refinancing isn’t automatically the best move.

A HELOC, home equity loan, or cash-out refinance can all make sense in different situations. The key is comparing the payment, cost, and long-term impact before changing anything.

Your equity is an asset. Use it strategically📊

Reply “EQUITY” if you want to compare your options.

Every level requires something different from you.What got you here won’t always get you where you want to go next.You h...
08/31/2026

Every level requires something different from you.

What got you here won’t always get you where you want to go next.

You have to keep learning, adjusting, working harder, and sometimes getting uncomfortable. That’s part of growth.

Never get too comfortable with where you are. There’s always another level💼🔥

08/28/2026

One loan program doesn’t fit every borrower. That’s the whole point.

As a broker, I’m not trying to fit you into the one or two options I have available. We can look across different lenders, different programs, and find what actually makes sense for your situation.

More options. More flexibility. And a better chance of finding the right fit.

That’s the advantage of working with a broker🔥

Your home equity can be a powerful financial tool when you use it the right way🏡💰Another cash-out refinance closed, help...
08/24/2026

Your home equity can be a powerful financial tool when you use it the right way🏡💰

Another cash-out refinance closed, helping our client access the equity they’ve built while putting that money to work for their next move.

Every situation is different, so the numbers have to make sense first.

If you’re wondering what your equity could do for you, send me a message and let’s take a look.

After 23 years in this business, reviews like this still mean a lot 🙏🏽Every loan is different, but the way I approach it...
08/21/2026

After 23 years in this business, reviews like this still mean a lot 🙏🏽

Every loan is different, but the way I approach it stays the same: be available, communicate clearly, and make sure my clients know exactly what’s happening from start to finish.

I appreciate every client who trusts me and my team with such a big decision🏡

Address

140 Mountain Avenue STE 101
Westfield, NJ
07081

Telephone

+19082966608

Website

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