02/18/2026
🏡 Why Now Could Be a Smart Time to Buy a Home
Mortgage rates are moving in the right direction. As of February 12, 2026, the average 30-year fixed mortgage rate is 6.09%, down from 6.87% a year ago.
But here’s the part many buyers overlook: home prices are still rising.
📈 In Union County, home prices increased 8.5% from January 2025 to January 2026!
👉 Translation: Lower rates help, but rising prices can erase those savings fast. Inventory levels are still low so the “perfect time” to buy may be now, as rates are easing and before prices run up even further!
📩 Curious what you can afford at today’s rates? Let’s run the numbers and build a plan together!