Sarah Maloney at Guaranteed Rate Affinity, NMLS #1036901

Sarah Maloney at Guaranteed Rate Affinity, NMLS #1036901 🏆 Top 1% Mortgage Originator | 30 Years | New Jersey 🏡 Helping buyers navigate mortgages, win multiple-offer situations & get home with confidence.

About Sarah Maloney | Premier NJ Mortgage Solutions
Experience That Moves You Forward
As a President’s Club member with over $250M in funded loans, I provide high-net-worth borrowers and first-time buyers in New Jersey with a competitive edge. My expertise lies in navigating the unique real estate landscapes of SOMA (South Orange & Maplewood) and the Jersey Shore (Monmouth & Ocean Counties). Specialized Financing Programs
I specialize in complex loan structures that traditional banks often overlook:

Jumbo Loans: Competitive rates for high-value properties in NJ's premier zip codes. Investor Portfolios: Strategic financing for multi-family units and rental properties. Second Homes & Vacation Properties: Expertise in Monmouth and Ocean County shore house financing. Non-Contingent Options: Strategies to help you win in a competitive, multi-offer market. The Digital Edge
Mortgage lending shouldn’t be a bottleneck. My streamlined digital app allows you to apply, upload documents, and track your status in real-time, ensuring we hit even the tightest closing dates. Why Work With Sarah? In a market as fast-paced as New Jersey, you need a partner who understands both the local appraisal nuances and the global financial outlook. Whether you are looking for your "forever home" in SOMA or a summer retreat at the Shore, I provide the white-glove service and technical expertise required to close the deal. I am an SVP of Mortgage Lending at Guaranteed Rate Affinity. NMLS # 1036901. Guaranteed Rate Affinity NMLS # 1598647. At Guaranteed Rate Affinity, we provide the best experience possible, featuring incredibly low rates, fantastic customer service and a fast, simple process! Operating in the state of New York as GR Affinity, LLC in lieu of the legal name Guaranteed Rate Affinity, LLC. For licensing information, go to www.nmlsconsumeraccess.org. https://people.grarate.com/sarah-maloney-1036901

Guaranteed Rate Affinity NMLS 1598647
1800 W. Larchmont Ave., Chicago, IL 60613
(888) 844-9888 • grarate.com
Equal Housing Lender
For licensing information, go to www.nmlsconsumeraccess.org | www.grarate.com/licensing | https://www.grarate.com/privacy

           If you’re selling this season, a little effort out front goes a long way. Because the moment a buyer pulls up...
09/22/2026



If you’re selling this season, a little effort out front goes a long way. Because the moment a buyer pulls up to a showing, they're already forming an opinion.

But there are a few simple things you can do to nail that first impression. Think tidying up your landscaping, bringing in some seasonal flowers, and sweeping the walkways. Or even just cleaning out the gutters and making sure the path to your door is well lit.

You don’t need to do a big overhaul to get buyers’ attention.

Let’s chat about what people in our area are looking for right now, and get your house prepped to sell this fall.

09/22/2026



Get Your House Buyer-Ready for Fall

Prepping your house to sell this fall and not sure where to focus? Start where buyers do – at the curb. Their first few seconds out front shape how buyers feel about the rest of the house.A few simple touches make a big difference. Freshen up the front door with a new coat of paint, touch up your landscaping or bring in seasonal flowers, sweep the walkways and clean the gutters, and make sure the path to the door is well lit. A great agent knows what today's buyers will notice, and which touch-ups are worth your time. So, let’s connect and get your house ready to turn heads this fall.

🏡 BROKER OPEN — TODAY!! Tuesday, 9/22 from 11am-1pm➡️ 487 Branch Avenue, Little Silver NJMove-up buyers, this one’s for ...
09/22/2026

🏡 BROKER OPEN — TODAY!! Tuesday, 9/22 from 11am-1pm

➡️ 487 Branch Avenue, Little Silver NJ

Move-up buyers, this one’s for you. A fully renovated quartz kitchen with high-end appliances anchors this 4-bed, 3.5-bath home — built for everyday life and entertaining in equal measure.

✔️ Spacious, light-filled bedrooms
✔️ Spa-inspired primary ensuite
✔️ Updated bathrooms throughout
✔️ Flexible bonus space — office, gym, playroom, or guest suite

Listed by Stacie Bender, Compass. 973-818-9668

📍 487 Branch Avenue, Little Silver
🕚 Tuesday 9/22, 11am-1pm

09/22/2026

Attention Agents! Little Silver Alert! ‼️

Tucked into Sunnycrest, one of Little Silver’s most sought-after neighborhoods, this 4-bed, 3.5-bath home is move-up buyer perfection. The showstopper: a fully renovated quartz kitchen with high-end appliances, built for both everyday life and entertaining.

Every bedroom is generously sized and light-filled, anchored by a primary suite with a spa-inspired ensuite. Bathrooms throughout have been tastefully updated. And the flexible bonus space? Home office, gym, playroom, media room, guest suite — your call.

Brokers/Agents,don’t miss it tomorrow, 11am-1pm. See you there!

📍 487 Branch Avenue, Little Silver | Sunnycrest
🕚 Tomorrow, 11am-1pm
👤 Listed by Stacie Bender, Compass

           3 Things You Can Actually Control About Your Mortgage Rate Right NowYou can't control where mortgage rates go...
09/21/2026



3 Things You Can Actually Control About Your Mortgage Rate Right Now

You can't control where mortgage rates go, but you can control your credit, your loan, and the kind of home you buy. Working with a trusted lender can help you lock in the best rate you qualify for. And when you’re ready to make a move that fits your budget, let’s connect.

If you're trying to buy a home, affordability is probably what keeps you up at night.

09/21/2026

Your rental portfolio has a story to tell, even when your tax returns don't. A DSCR loan lets your properties speak for themselves, qualifying you on what they earn instead of your personal income. It's one more way to keep building without the extra paperwork.

Curious what your next property could look like? Let's talk.
https://myoc.io/SMaloney/Valll



NMLS # 1036901

           Mortgage rates have been climbing again, and if you're hoping to buy, that can feel discouraging.Here’s what ...
09/21/2026



Mortgage rates have been climbing again, and if you're hoping to buy, that can feel discouraging.

Here’s what you have to remember.

You can't control where rates go. But you can control a few things that shape the rate you actually get: your credit score, the type and term of loan you choose, and whether you buy a newly built home, where builders are often buying down rates to bring buyers in.

Focus there, and you put yourself in a stronger spot without waiting on the market.

Want to talk it through? A trusted lender can help with the numbers, and we can find the home to match. Let's connect.

🏡 Just Listed in Maplewood's Hilton Neighborhood — Move-In Ready with a Work-From-Home Dream SetupThis fully renovated 3...
09/18/2026

🏡 Just Listed in Maplewood's Hilton Neighborhood — Move-In Ready with a Work-From-Home Dream Setup

This fully renovated 3-bedroom, 2-full-bath ranch (updated in 2018) is filled with natural light throughout. The open-concept main level features hardwood floors, a chef-ready kitchen with quartz counters, a center island, and stainless steel appliances flowing into bright living and dining spaces. A private deck off the primary bedroom is the perfect spot to unwind.

The finished lower level adds real flexibility — a rec room, second full bath, bonus room/office, and direct access to the attached garage. Perfect for remote work or extra living space. Central AC keeps the whole home comfortable year-round.

Outside, enjoy a fully fenced, landscaped yard with an insulated, temperature-controlled custom shed — currently used as a year-round home office, but easily adaptable to a gym, studio, or guest space.

Unbeatable location: Steps to Springfield Ave's shops and restaurants, the local farmer's market, Parkwood Diner, DeHart Park, and the Hilton Library. Jitney service takes you directly to the Midtown Direct train, and you're just one mile from the NYC-Direct train line and Maplewood Village.

Move-in ready, low taxes, great curb appeal — this one checks every box!

Listed by Jennifer McManus, Coldwell Banker

📞 Have mortgage questions or want to see it in person? Comment "TOUR" below or call/text Jen at 917-837-2192. Sarah: 973-715-6446

Sarah Maloney NMLS #1036901 | Guaranteed Rate Affinity, LLC NMLS #1598647 | Equal Housing Lender.
Jennifer McManus Natalie Moore Coldwell Banker Realty - Maplewood Office

The latest housing data shows that buyers are still making moves. Pending home sales increased in August, although it’s ...
09/18/2026

The latest housing data shows that buyers are still making moves. Pending home sales increased in August, although it’s below last year’s levels.

What it means for you: it’s a market worth paying attention to. Want to talk about your homebuying goals? Let’s plan together.
https://myoc.io/SMaloney/7k7lL



NMLS # 1036901

           Selling This Fall? You Want To Get These 4 Things Right.Selling this fall is absolutely doable. And now you k...
09/17/2026



Selling This Fall? You Want To Get These 4 Things Right.

Selling this fall is absolutely doable. And now you know four of the biggest things to get right.

If you want to sell before the end of the year, let’s make sure you have a winning strategy from day one.

Selling your house this fall is absolutely doable. But there’s something you need to know about this time of year.

Address

209 Central Avenue
Westfield, NJ
07090

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