Tina Cibelli, Production Manager, PrimeLending

Tina Cibelli, Production Manager, PrimeLending Prime Lending NMLS ID 13649 I'm Tina Cibelli NMLS: 483611, Loan Officer with PrimeLending.

primelending.com/legal Equal Housing Lender For licensing information, go to www.nmlsconsumeraccess.org

Your salary tells part of the story-but it doesn't tell the whole story. 🏡When it comes to figuring out how much home ma...
09/24/2026

Your salary tells part of the story-but it doesn't tell the whole story. 🏡
When it comes to figuring out how much home may fit your budget, there's more to consider than the number on your paycheck. Things like your monthly debts, down payment, credit profile, interest rate, property taxes, insurance and loan program can all play a role.
That's why two people earning the exact same salary could have very different homebuying budgets.
Curious what your numbers could look like?
Let's talk and run through your options together. No guessing required.

🏡 Thinking about buying a home but not sure where to start? Start with your numbers.Before you start scrolling listings,...
09/23/2026

🏡 Thinking about buying a home but not sure where to start? Start with your numbers.
Before you start scrolling listings, take a look at:
✅ Monthly expenses
✅ Debt payments
✅ Savings
✅ A monthly housing payment that feels comfortable
You don't have to have everything figured out before we talk. That's part of what I'm here for.
I can help you understand where you stand today, what options may fit and what your next steps could look like.
Ready to get started? Send me a message.

Leaves are falling. Football is back. Pumpkin everything is everywhere.Yep... fall has officially arrived. 🍁🏡What's one ...
09/22/2026

Leaves are falling. Football is back. Pumpkin everything is everywhere.
Yep... fall has officially arrived. 🍁🏡
What's one thing you're looking forward to this season?

Kitchen trends are entering their personality era.OUT: stark whites, cool neutrals + playing it safe.IN: warm taupes, ri...
09/20/2026

Kitchen trends are entering their personality era.

OUT: stark whites, cool neutrals + playing it safe.
IN: warm taupes, rich browns, moody hues, muddied pastels + unexpected pops of color.

Homeowners are leaning into kitchens that feel warmer, more layered and a little less "perfect".

Saving these for the future remodel? Your home's next era might be closer than you think with a renovation loan.

Source: https://www.elledecor.com/design-decorate/trends/a70062151/kitchen-paint-color-trends-2026/

09/16/2026

You don't have to be ready to tour homes to start the mortgage conversation.

I can help you estimate a comfortable price range, potential monthly payment and cash needed to close. Then you can decide whether buying now fits your plans or whether you need more time to prepare.

Homes need care-and so do mortgages. A 15-minute checkup gives you clarity and confidence for the year ahead. Book your ...
09/14/2026

Homes need care-and so do mortgages. A 15-minute checkup gives you clarity and confidence for the year ahead. Book your review now and rest easy.

Day dreaming about updating your kitchen?Whether it's more storage, new countertops, a bigger island or simply a layout ...
09/03/2026

Day dreaming about updating your kitchen?

Whether it's more storage, new countertops, a bigger island or simply a layout that works better for your family, a renovation loan may help you tackle the project without draining your savings.

Depending on the loan program, you may even be able to finance the renovation costs as part of your mortgage, keeping everything in one monthly payment.

If you've been putting off a kitchen remodel because of the cost, let's talk. I'd love to hear what you're hoping to accomplish and help you explore your financing options.

Invest Smarter. Grow Faster.Our DSCR Investor Cash Flow loan program is designed to simplify financing for real estate i...
09/02/2026

Invest Smarter. Grow Faster.
Our DSCR Investor Cash Flow loan program is designed to simplify financing for real estate investors-no traditional income verification required.
- Loans up to $3M
- Purchase, refinance, & cash-out options*
- First-time investors welcome
From your first property to your fifteenth, this could be your key to unlocking more opportunities in your portfolio. Let's talk strategy today!

Product info as of 2/12/26, subject to change . *All loans subject to credit approval and meeting eligibility requirements. Restrictions apply. Must meet minimum equity requirements. By refinancing an existing loan, the payments and total finance changes may be higher over the life of the loan.

Buying a home is a big commitment, but it can also be an investment in your future.I recently came across a statistic sh...
08/31/2026

Buying a home is a big commitment, but it can also be an investment in your future.

I recently came across a statistic showing that homeowners' net worth is nearly 38 times higher than renters'. I can help you estimate a comfortable payment and see what homeownership could look like based on your finances.

Source: Investopedia, 2026

Someone asked me recently if it's possible to use their home equity without having to sell their house. It made me reali...
08/28/2026

Someone asked me recently if it's possible to use their home equity without having to sell their house. It made me realize how many people still think a reverse mortgage means giving up their home. It doesn't.

Eligible homeowners 62 or older can use a reverse mortgage* to access some of the equity they've built, without making a monthly payment. They're still responsible for the property taxes, homeowners insurance and upkeep, and the loan is typically repaid when the home is sold or is no longer their primary residence.

Wondering if a reverse mortgage is the right fit for you? I can explain the requirements and help you find out if you qualify.

*These are brokered loan products. All credit decisions for brokered loan products will be made by the third-party lender. Restrictions and limitations apply. Not available in the state of NY. Please see https://www.primelending.com/refinance/reverse-mortgage for additional information. It is strongly advised that you consult with your family and/or trusted financial planner when considering any reverse mortgage loan.

Address

1701 Lombard Street Ste 104 Office 6
Oxnard, CA
91301

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