Ochs Management Company

10/31/2021

Happy Halloween

🎃 Looking for some fun things?

EVENTS COMING UP AND ONGOING

Sept 25 to Oct 31: Underwood Family Farms Fall Harvest on the Farm in Moorpark

Sept 24 to Nov 6: Reign of Terror Haunted House at Janss Marketplace Thousand Oaks

Sept 30 to Oct 31: Ventura County “Fear Grounds” in Ventura

Oct 1 to Oct 31: Nights of the Jack Halloween Experience at King Gillette Ranch

Oct 15-17, 22-24, 28-30: Santa Paula Theater Center “Ghostwalk” Event

Oct 30-31: Seaside Skeleton Hunt at Ventura Harbor Village

Oct 30-31: Boo at the Zoo at America’s Teaching Zoo in Moorpark (11AM-5PM)

Oct 30-31: Halloween Radio Dramedy on 1590 KVTA

Oct 31: Dia de los Mu***os Event at Agriculture Museum in Santa Paula (11AM-1PM)

Oct 31: Halloween Harvest at UMC Westlake Village (11:15AM) (Must RSVP)

Oct 31: Halloween Carnival in Oak Park (3-5PM, Must Pre-Register)

Oct 31: Kids’ Seaside Trick or Treat at Ventura Harbor Village (Noon-2PM)

Oct 31: Halloween Carnival in Simi Valley (1-3:30PM) (Must RSVP)

Oct 31: Haunted High Street Event in Moorpark (4-7PM)

Oct 31: Truck or Treat at the Simi Valley Town Center (4-6PM)

Oct 31: Trick or Treating at The Oaks Mall (5-7PM)

Oct 31: Halloween in the Park in Camarillo (5-8PM)

Oct 31: Halloween Night Costume Contest at Auburn Lane Simi Valley (5:30-9PM)

Nov 1: Dia de los Mu***os Event at Oxnard Performing Arts Center (6-8PM)

10/29/2021

Let our professionals help you!

10/25/2021

Interested in knowing what your home is really worth in today’s market? Give us a call!

10/20/2021

What Does the Future Hold for Home Prices❓

If you’re looking to buy or sell a house, chances are you’ve heard talk about today’s rising home prices. And while this increase in home values is great news for sellers, you may be wondering what the future holds. Will prices continue to rise with time, or should you expect them to fall?

To answer that question, let’s first understand a few terms you may be hearing right now.

Appreciation is an increase in the value of an asset.

Depreciation is a decrease in the value of an asset.

Deceleration is when something happens at a slower pace.

It’s important to note home prices have increased, or appreciated, for 114 straight months. To find out if that trend may continue, look to the experts. Pulsenomics surveyed over 100 economists, investment strategists, and housing market analysts asking for their five-year projections. In terms of what lies ahead, experts say the market may see some slight deceleration, but not depreciation.

The graph shows prices are expected to continue to rise, just not at the same pace we’ve seen over the last year. Over 100 experts agree, there is no expectation for price depreciation. As the arrows indicate, each number is an increase, which means prices will rise each year.

10/17/2021

Today’s housing market is truly one for the record books. Over the past year, we’ve seen the lowest mortgage rates in history. And while those rates seemed to bottom out in January of this year, the golden window of opportunity for buyers isn’t over just yet. If you’re one of the buyers who worry they’ve missed out, rest assured today’s mortgage rates are still worth taking advantage of.

Even today, our mortgage rates are below what they’ve been in recent decades. So, while you may not be able to lock in the rate your friend got recently, you’re still in a great position to secure a rate well below what your parents and even grandparents got in years past. The key will be acting sooner rather than later.

In late September, mortgage rates ticked above 3% for the first time in months. And according to experts throughout the industry, mortgage rates are projected to continue rising in the months ahead.

Here’s where experts say rates are headed: Don’t Wait for a Lower Mortgage Rate – It Could Cost You

MyKCMWhile a projected half percentage point increase may not seem substantial, it does have an impact when you’re buying a home. When rates rise even slightly, it affects how much you’ll pay month-to-month on your home loan. The chart below shows how it works:Don’t Wait for a Lower Mortgage Rate – It Could Cost You | MyKCMIn this example, if rates rise to 3.55%, you’ll pay an extra $100 each month on your monthly mortgage payment if you purchase a home around this time next year. That extra money can really add up over the life of a 15 or 30-year loan.

Clearly, today’s mortgage rates are worth taking advantage of before they climb further. The rates we’re seeing right now give you a unique opportunity to afford more home for your money while keeping your monthly payment down.

Bottom Line
Waiting for a lower mortgage rate could cost you. Experts project rates will continue to rise in the months ahead. Let’s connect so you can seize this opportunity before they increase further.

10/16/2021

If you could move somewhere, where would you choose ❓

10/10/2021

If you’re debating renting vs. buying, there are plenty of factors you should keep in mind. As a renter, you contend with rising rents and limited options to customize your space. Buying a home gives you the chance for consistent monthly payments, building your wealth, and greater flexibility. DM me today to so we can discuss all the perks of homeownership.

10/09/2021

15 vs. 30-Year Mortgage: Which is best?

Wondering which is the best choice for you? That depends on several factors. Read on to learn more.

What's better, a 15-year or 30-year mortgage loan? Explore the pros and cons of 15 vs. 30-year mortgages and compare rates and costs.

10/06/2021

🍷🍫 What would you sacrifice to be able to purchase a new home❓

10/05/2021

Apparently it’s 🌮! Where’s your favorite place to grab a 🌮 taco❓

09/30/2021

National Hispanic Heritage Month is September 15th through October 15th. Let’s celebrate Hispanic heritage and homeownership and help everyone feel confident on their journey to homeownership.

09/28/2021

Mortgage rates are hovering near 3%. Low rates present buyers with a golden opportunity to lock in a low monthly payment for the life of their loan. If you’ve been waiting for low rates, they’re already within reach. DM me if you’re ready to take advantage of today’s mortgage rates.