Jessica Burd Homes

REALTOR® with Berkshire Hathaway HomeServices California Realty in Westlake Village.

Jessica Burdzinski has joined Berkshire Hathaway HomeServices California Realty in Westlake Village. Jessica is a member of the Fealkoff Team, the leading experts in the area with over 40 years of combined experience in the Real Estate Industry. Serving the Conejo Valley and beyond, Jessica specializes in the areas of Westlake Village, Thousand Oaks and the surrounding areas. Growing up in Westlak

e Village, she has developed a widespread network and area expertise. Jessica has an extensive knowledge of our school system, having attended Lang Ranch Elementary and Oaks Christian School, graduating in the top 10% of her class in 2012. Graduating with honors from the University of Southern California in 2016, she obtained her B.S. in Business Administration from the prestigious Marshall School of Business. Post-graduation, she has utilized her marketing skills in the fashion industry and most recently, as the Marketing Director for one of the top Real Estate agents in West Los Angeles. Growing up with her parents in the Commercial and Residential Real Estate Industry, Jessica discovered her passion for the Real Estate Industry from a young age. Seamlessly blending her passion for Real Estate and her marketing expertise, Jessica is at the forefront of the pivot to digital marketing in the Real Estate Industry. Applying her digital marketing skills, she markets her clients’ properties with the most innovative tactics in order to attain the most interest and top dollar. Jessica has an incredible eye for design, which she utilizes to assist her clients in preparing to list their properties. Her organization and strong attention to detail helps not only in the design aspect, but also when dealing with matters of the contract and paperwork. With her innovative marketing, passion for Real Estate, strong work-ethic and interpersonal skills, Jessica successfully assists her clients in achieving their Real Estate goals.

11/04/2021

Real Estate 101 Wednesday 📚 A home loan, or mortgage loan, is a legal agreement in which a person borrows money to buy property🏡 and pays back the money over a period of time with interest💰 The borrower does not fully own the home until the mortgage is paid off. Mortgages are “secured” loans and use the borrower's home for collateral🏡 If you stop making payments on your mortgage, your lender can take possession of your home, in a process known as foreclosure.

Mortgage payments include principal and interest. The interest rate is determined by the current market rate and the level of risk the lender takes to lend you money💰 The lower the risk means the lower the interest rate📉
Ways to look less risky to a lender:
-Higher credit score📈
-Fewer red flags on your credit report🚩
-Lower debt-to-income ratio⚖️

Common Types of Home Loans:
-FHA Loan: Low down payment and credit score requirements. Backed by the Federal Housing Administration which reduces the risk for lenders. As little as 3-5% down.
-Conventional Loan: not backed by a government agency. Typically lower interest rates. Higher downpayment and credit score requirements.
-USDA Loan: Insured by the U.S. Department of Agriculture. For eligible rural areas and borrowers whose household income does not exceed 115% of the area median income. As little as 0% down.
-VA Loan: Backed by the U.S. Department of Veterans Affairs. For Veterans. As little as 0% down.

Note - If your loan is for more than 80% of the value of the property, you may need to pay PMI (Private Mortgage Insurance), which is added on to your monthly payment💰

Have questions about home loans🏡💰 or would like to get the application 📄 for a home loan started?💁🏼‍♀️ Call, text or email 📩 and I would be happy to provide you with a list of my recommended lenders💰

Jessica Burdzinski
DRE # 02105533
🏡BHHS California Realty
📞 (805)390-7905
✉️ [email protected]

10/27/2021

Real Estate 101 Wednesday 📚

Proof of Funds💰 When a buyer makes an offer on a house, the sellers will require the buyer to submit proof of funds (POF). Proof of funds are documents📃 such as bank statements, gift letters, security statements, 401k statements and other documents that show that the buyers have the funds available💵 for the transaction🏡

When buying a house with a mortgage🏡 the proof of funds should show that the buyer has the cash available to cover the down payment and closing costs💵 If it is an all cash offer, the proof of funds needs to show that the buyer has the cash available💰

The sellers and seller’s agent may preference a buyer with more or stronger proof of funds💪 Sellers need to see that the POF can cover the down payment and closing costs at minimum. Sellers prefer higher POF because additional funds💰 may be needed to close an appraisal gap or to get the deal closed🏡

Call, text or email if you would like more information about the home buying process🏡 For more terms & tips💡 follow me on Instagram 🏡

Jessica Burdzinski
DRE # 02105533
🏡BHHS California Realty
📞 (805)390-7905
✉️ [email protected]

10/14/2021

A buyer’s agent is someone who acts on behalf of, and represents a buyer in a real estate transaction👩🏼‍💼 If you plan to buy a house🏡 it may be wise for you to contact a real estate agent to act as your buyer’s agent who will have your best interests in mind and to ensure you are treated fairly throughout the home buying process🏡

***Key🔑 to note✍️ The seller, not the buyer, pays the buyer's agent's professional fee💰 That’s right ⚠️you as the buyer DO NOT pay to work with your agent⚠️ All the more reason to use an agent while buying💁🏼‍♀️

Call, text or email if you would like more information about the home buying process🏡 For more terms & tips💡 follow me on Instagram 🏡

Jessica Burdzinski
DRE # 02105533
🏡BHHS California Realty
📞 (805)390-7905
✉️ [email protected]

08/25/2021

“When we first started looking to buy a home, we had no idea what we were going to be up against in this market. Working with Jessica made the entire process much more enjoyable. She is so knowledgeable of the entire home buying process from finding a lender, writing the perfect offer, market trends, the appraisal, and escrow process, and everything in between. Jessica was available via phone, text, and email. She returned communication promptly. Jessica has a genuine love and passion for real estate and that was evident in her interactions with us. Jessica helped us get a home in our dream neighborhood and we could not be more thankful for her hard work!” - Buyer

Thank you SOOOO much for this kind review❣️❣️ It made my week🥰 I am so THRILLED for you and your family to be in your dream neighborhood🏡 I cannot wait to watch your family grow and enjoy this home and community🤗

Are you a first time homebuyer unsure how to navigate the buying process and not sure what buying in this market would look like?💁🏼‍♀️ DM me for a FREE Home Buyer’s Guide!

Especially in this competitive market, is SO important to make an offer to beat out other offers💪 Message me to find out proven strategies we’ve used to get our client’s offer on their dream home accepted🏡

Jessica Burdzinski
DRE # 02105533
🏡BHHS California Realty
📞 (805)390-7905
✉️ [email protected]

08/03/2021

📊 The Market Summary Reports for July 2021 are in! Below are the Market Summary Reports July 2021 for Westlake Village⛵️ and Thousand Oaks🌳 With such low inventory and high demand, we are in a seller’s market🏡 Homes are selling quickly and over list price due to bidding wars💰 If you are considering selling, now is the time to do so🏡

⛵️Westlake Village 91361:
Homes Sold: 36
Average Sale Price: $1,866,806
Median Days On Market: 30
Active Listings: 93

🌳Thousand Oaks 91362:
Homes Sold: 60
Average Sale Price: $1,271,856
Median Days On Market: 18
Active Listings: 98

Call, text or email if you would like a July 2021 Market Summary Report for another area or zip code🤗

Source: MLS

Jessica Burdzinski
DRE # 02105533
🏡BHHS California Realty
📞 (805)390-7905
✉️ [email protected]

07/28/2021

📚 When purchasing a home🏡 the purchase contract contains a number of contingencies that are essentially time periods for you to investigate the property🕵🏻‍♂️ obtain financing💰 verify the value of the property🏡 with an appraisal and exit the contract, if needed, without penalty⛔️ Once you do your due diligence and fulfill requirements of each contingency, you will be asked to remove all contingencies by signing🖋 a form that certifies that you agree to proceed with the purchase, and at which point the contract is considered binding📃

Contingency timeframes are set in the contract, but can be shortened if the buyer would like to do so⏱ The appraisal timeframe is 17 days, but can be shortened to 10-12 with a rush fee💸 The loan timeframe is 21 days, but can be shortened depending on financing type and if you have a pre-approval letter📄 The inspection timeframe is 17 days per the contract and can be shortened to 10-12 depending on the availability of your inspector🕵🏻‍♂️ Any and all contingencies can be waived with the offer depending on the circumstances; however, it is recommended that the buyer does not remove any contingencies until he or she completes their due diligence🕵🏻‍♂️

Call, text or email if you would like more information about contingencies or the home buying process🏡

Jessica Burdzinski
DRE # 02105533
🏡BHHS California Realty
📞 (805)390-7905
✉️ [email protected]

07/21/2021

Thank you so much for this incredible review🤗 It was a pleasure helping you and keeping you updated along the way, I am so happy it was such a smooth process🏡 Your recommendations and referrals mean so much to me🥰 Looking forward to helping you with your future real estate needs🏡🤗

Thinking about selling?💁🏼‍♀️ Now is a the PERFECT time to sell🙌 With inventory so low, homes are selling very quick and for over asking price💰 BUT inventory is starting to rise📈 Call, text, or email so we can get your house on the market to take advantage of this seller’s market while it lasts🏡

Jessica Burdzinski
DRE # 02105533
🏡BHHS California Realty
📞 (805)390-7905
✉️ [email protected]

07/09/2021

JUST SOLD🏡

Congratulations to my buyers🎉 I am THRILLED for my buyers to be able to own their first home in their dream neighborhood🏡✨ They persevered through this tough market💪 and found the perfect home for their family👨‍👩‍👦‍👦 I am so happy for this family to be able to grow and make memories in this home🏡💕

Are you a first-time homebuyer who is overwhelmed by the process and unsure how to navigate being a buyer in this market?💁🏼‍♀️ Call, text or email 💌 and I will be happy to answer any questions you have and share proven strategies that have helped my clients win the deal🎉

Jessica Burdzinski
DRE # 02105533
🏡BHHS California Realty
📞 (805)390-7905
✉️ [email protected]

07/06/2021

The Market Summary Reports for June 2021 are in! Below are the Market Summary Reports June 2021 for Westlake Village⛵️and Thousand Oaks🌳 With such low inventory and high demand, we are in a seller’s market🏡 Homes are selling quickly and over list price due to bidding wars💰 If you are considering selling, now is the time to do so🏡

⛵️Westlake Village 91361:
Homes Sold: 43
Average Sale Price: $2,102,739
Median Days On Market: 20
Active Listings: 92

🌳Thousand Oaks 91362:
Homes Sold: 65
Average Sale Price: $1,368,154
Median Days On Market: 29
Active Listings: 91

Call, text or email if you would like a June 2021 Market Summary Report for another area or zip code🤗

Source: MLS

Jessica Burdzinski
DRE # 02105533
🏡BHHS California Realty
📞 (805)390-7905
✉️ [email protected]

07/01/2021

If any issues are discovered during the buyer’s inspections🕵🏼‍♀️ the buyer has three options:

1️⃣ Cancel the transaction⛔️
2️⃣ Ask the seller for a credit💰
3️⃣ Submit a request for repair to the seller🛠

The seller can agree to the request for repair✅ counter it📝 reject it⛔️ or not even respond at all✉️ If they do agree to the request, the seller can choose to do the repair themselves🛠 or hire a licensed professional👨🏻‍🔧

Instead of requesting for the repairs to be done🔨 sometimes buyers ask for a credit from the seller💰 A request for credit is usually preferred by the seller🏡 as long as the requested amount is fair⚖️ The buyer receives a credit from the seller💰 and can repair the issue on their own time after the Close of Escrow, which can eliminate the stress of getting the repair done🛠 before the COE🏡

Call, text or email if you would like more information about the home buying process☎️🏡

Jessica Burdzinski
DRE # 02105533
🏡BHHS California Realty
📞 (805)390-7905
✉️ [email protected]

05/26/2021

📚 An HOA, or homeowner’s association is a private association that manages a planned community and its neighborhood common areas🌳🌿 and amenities🏊‍♀️ When you purchase a property that is managed by an HOA, you agree to abide by the HOA’s Covenants, Conditions and Restrictions (CC&Rs) and pay its monthly or annually HOA dues💰 If you fail to pay and/or comply, they often have the ability to file a lien against the property and/or foreclose on the property🏡

For more terms & tips💡 follow me on Instagram 🏡

Jessica Burdzinski
DRE # 02105533
🏡BHHS California Realty
📞 (805)390-7905
✉️ [email protected]

Address

Westlake Village, CA
91361

Telephone

+18053907905

Website

https://jessicaburdzinski.bhhscalhomes.com/

Alerts

Be the first to know and let us send you an email when Jessica Burd Homes posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Jessica Burd Homes:

Shortcuts

Want your business to be the top-listed Realtor/realty Service in Westlake Village?