Scott Spindel - Aviara Real Estate

Scott Spindel - Aviara Real Estate Realtor® covering Ventura County: Ventura, Ojai, Oxnard, Camarillo, Newbury Park, Thousand Oaks, Moorpark, Simi Valley, Agoura Hills, Oak Park.

Is it important to you to have a Realtor® you can trust, who has a lifetime of Ventura County knowledge? I grew up in the Conejo Valley; raised my family in the Conejo Valley, and I want you to love living in this area as much as I do! My network of professional lenders, contractors, escrow & title, inspectors, and I, all work together to ensure that your real estate transaction will go smoothly a

nd painlessly. We are in constant communication with you throughout the entire process. Whether you're a first-time homebuyer or looking for that multi-million dollar luxury home, you can trust that I will negotiate the best deal to help you acquire it or sell it. Call or email me today and join our growing family of satisfied clients!

Builders Are Building Smaller Homes [INFOGRAPHIC]Having a hard time finding a home in your budget? Builders may have a s...
05/03/2024

Builders Are Building Smaller Homes [INFOGRAPHIC]

Having a hard time finding a home in your budget? Builders may have a solution that can help. Builders are shifting their attention to what buyers want most right now – smaller, more affordable homes. If you want to see what’s available locally and in other areas nearby, let’s connect and explore your options together.

Call us today at 805 427 5288

Having a hard time finding a home in your budget? Builders may have a solution that can help.

What Is Going on with Mortgage Rates?You may have heard mortgage rates are going to stay a bit higher for longer than or...
05/02/2024

What Is Going on with Mortgage Rates?

You may have heard mortgage rates are going to stay a bit higher for longer than originally expected. And if you’re wondering why, the answer lies in the latest economic data.

Economic Factors That Impact Mortgage Rates

When it comes to mortgage rates, things like the job market, the pace of inflation, consumer spending, geopolitical uncertainty, and more all have an impact. Another factor at play is the Federal Reserve (the Fed) and its decisions on monetary policy. And that’s what you may be hearing a lot about right now.

Basically, long story short, inflation and its impact on the broader economy are going to be key moving forward. As Greg McBride, Chief Financial Analyst at Bankrate, says: “It’s the longer-term outlook for economic growth and inflation that have the greatest bearing on the level and direction of mortgage rates. Inflation, inflation, inflation — that’s really...

Call us today at 805 427 5288

You may have heard mortgage rates are going to stay a bit higher for longer than originally expected.

The Perks of Buying over RentingThinking about buying a home? While today’s mortgage rates might seem a bit intimidating...
05/01/2024

The Perks of Buying over Renting

Thinking about buying a home? While today’s mortgage rates might seem a bit intimidating, here are two solid reasons why, if you’re ready and able, it could still be a smart move to get your own place.

1. Home Values Typically Go Up Over Time

There’s been some confusion over the past year or so about which way home prices are headed. Make no mistake, nationally they’re still going up. In fact, over the long-term, home prices almost always go up.

This is a big reason why buying a home can be better than renting. As prices go up and you pay down your mortgage, you build equity. Over time, this growing equity can really increase your net worth. The Urban Institute says: “Homeownership is critical for wealth building and financial stability.”

2. Rent Keeps Rising in the Long Run

Rent just keeps going up over the years. Sure, it might be cheaper to rent right now in some areas, but...

Call us today at 805 427 5288

Thinking about buying a home?

What More Listings Mean When You Sell Your HouseThe number of homes for sale is playing a big role in today’s housing ma...
04/30/2024

What More Listings Mean When You Sell Your House

The number of homes for sale is playing a big role in today’s housing market. And, if you’re considering whether or not to list your house, today’s limited supply is one of the biggest advantages you have right now. That’s because your house stands out more when the inventory is low, especially if it’s priced right.

But the supply of homes for sale is growing. As Realtor.com says: “. . . sellers turned out in higher numbers this March as newly listed homes were 15.5% above last year’s levels. This marked the fifth month of increasing listing activity after a 17-month streak of decline.”

What This Means for You

If you’ve been putting off selling your house, maybe it’s time to start thinking about it again – before your neighbors do. While we’re not going to suddenly have a surplus of homes for sale, each house that pops on the market in your area runs the risk of pulling...

Call us today at 805 427 5288

The number of homes for sale is playing a big role in today’s housing market.

Now’s a Great Time To Sell Your HouseThinking about selling your house? If you are, you might be weighing factors like t...
04/29/2024

Now’s a Great Time To Sell Your House

Thinking about selling your house? If you are, you might be weighing factors like today’s mortgage rates and your own changing needs to figure out your next move.

Here’s something else to consider. According to the latest Home Purchase Sentiment Index (HPSI) from Fannie Mae, the percent of respondents who say it’s a good time to sell is on the rise.

Why Are Sellers Feeling so Optimistic?

One reason why is because right now is traditionally the best time of year to sell a house.
These are the seasons when most people move. That means buyer demand grows. And because there still aren’t enough homes for sale to meet that demand, sellers see some serious perks. According to Rocket Mortgage: “Homes that are listed at the end of spring and the beginning of summer typically sell faster at a higher sales price.”

What Does This Mean for You?

More sellers are coming to realize conditions...

Call us today at 805 427 5288

Thinking about selling your house?

Equity Can Make Your Move Possible When Affordability Is Tight [INFOGRAPHIC]Did you know the equity you have in your cur...
04/26/2024

Equity Can Make Your Move Possible When Affordability Is Tight [INFOGRAPHIC]

Did you know the equity you have in your current house can help make your move possible? Once you sell, you can use it for a larger down payment on your next home, so you’re borrowing less. Or, you may even have enough to be an all-cash buyer. The typical homeowner has $298,000 in equity. If you want to find out how much you have, let’s connect for a Professional Equity Assessment Report.

Call us today at 805 427 5288

Did you know the equity you have in your current house can help make your move possible?

Is a Multi-Generational Home Right for You?Ever thought about living in the same house with your grandparents, parents, ...
04/25/2024

Is a Multi-Generational Home Right for You?

Ever thought about living in the same house with your grandparents, parents, or other loved ones? You're not alone. A lot of people are choosing to buy multi-generational homes where everyone can live together. Let's check out why they think it’s a good idea to see if it might be a good fit for you, too.

Why People Are Choosing Multi-Generational Living

Sharing costs like the mortgage and utilities can make owning a home more affordable. This is especially helpful for first-time homebuyers who might find it challenging to buy a place on their own in today's market.

As Axios explains: “Financial concerns and caregiving needs are two of the major reasons people live with their parents (and parents’ parents).”

How an Agent Is Key in Finding the Right Home for You

Looking for the perfect multi-generational home is a bit trickier than finding a regular house. You've got more...

Call us today at 805 427 5288

Ever thought about living in the same house with your grandparents, parents, or other loved ones?

Foreclosure Numbers Are Nothing Like the 2008 CrashIf you’ve been keeping up with the news lately, you’ve probably come ...
04/24/2024

Foreclosure Numbers Are Nothing Like the 2008 Crash

If you’ve been keeping up with the news lately, you’ve probably come across some articles saying the number of foreclosures in today’s housing market is going up.

The reality is, while increasing, the data shows a foreclosure crisis is not where the market is headed.

The Headlines Make the Increase Sound Dramatic – But It’s Not

The increase the media is calling attention to is a little bit misleading. That’s because it’s comparing the most recent numbers to a time when foreclosures were at historic lows. And that lopsided comparison is making it sound like a much bigger deal than it actually is.

Back in 2020 and 2021, there was a moratorium and forbearance program that helped millions of homeowners avoid foreclosure during challenging times. That’s why numbers for just a few years ago were so low.

Now that the moratorium has come to an end, foreclosures are...

Call us today at 805 427 5288

If you’ve been keeping up with the news lately, you’ve probably come across some articles saying the number of foreclosures in today’s housing market is going up.

The Best Way To Keep Track of Mortgage Rate TrendsIf you’re thinking about buying a home, chances are you’ve got mortgag...
04/23/2024

The Best Way To Keep Track of Mortgage Rate Trends

If you’re thinking about buying a home, chances are you’ve got mortgage rates on your mind. You’ve heard about how they impact how much you can afford in your monthly mortgage payment, and you want to make sure you’re factoring that in as you plan your move.

The problem is, with all the headlines in the news about rates lately, it can be a bit overwhelming to sort through.

The Latest on Mortgage Rates

Rates have been volatile – that means they’re bouncing around a bit. And, you may be wondering, why? The answer is complicated because rates are affected by so many factors.

Things like what’s happening in the broader economy and the job market, the current inflation rate, decisions made by the Federal Reserve, and a whole lot more have an impact. Lately, all of those factors have come into play, and it’s caused the volatility we’ve seen.

Professionals Can Help Make...

Call us today at 805 427 5288

If you’re thinking about buying a home, chances are you’ve got mortgage rates on your mind.

What You Really Need To Know About Home PricesAccording to recent data from Fannie Mae, almost 1 in 4 people still think...
04/22/2024

What You Really Need To Know About Home Prices

According to recent data from Fannie Mae, almost 1 in 4 people still think home prices are going to come down. If you’re one of the people worried about that, here’s what you need to know.

A lot of that fear is probably coming from what you’re hearing in the media or reading online. But here’s the thing to remember. Negative news sells. That means, you may not be getting the full picture. You may only be getting the clickbait version. As Jay Thompson, a Real Estate Industry Consultant, explains: “Housing market headlines are everywhere. Many are quite sensational, ending with exclamation points or predicting impending doom for the industry. Clickbait, the sensationalizing of headlines and content, has been an issue since the dawn of the internet, and housing news is not immune to it.”

Home Prices Rose the Majority of the Past Year

It’s perfectly normal in the housing...

Call us today at 805 427 5288

According to recent data from Fannie Mae, almost 1 in 4 people still think home prices are going to come down.

Myths About the 2024 Housing Market [INFOGRAPHIC]When it comes to the current housing market, there are some myths circl...
04/19/2024

Myths About the 2024 Housing Market [INFOGRAPHIC]

When it comes to the current housing market, there are some myths circling around right now. Some of the more common ones are that it’s better to wait for mortgage rates to fall or prices to crash. But there are others about the supply of homes for sale and down payments. Let’s connect so you have an expert to help separate fact from fiction in today’s housing market.

Call us today at 805 427 5288

When it comes to the current housing market, there are some myths circling around right now. 

Is It Getting More Affordable To Buy a Home?Over the past year or so, a lot of people have been talking about how tough ...
04/18/2024

Is It Getting More Affordable To Buy a Home?

Over the past year or so, a lot of people have been talking about how tough it is to buy a home. And while there’s no arguing affordability is still tight, there are signs it’s starting to get a bit better and may improve even more throughout the year.

1. Mortgage Rates

Despite the recent volatility, rates are still lower than they were last fall when they reached nearly 8%. On top of that, most experts still think they’ll come down some over the course of the year.

Any drop in rates can make a difference for you. When rates go down, you can afford the home you really want more easily because your monthly payment would be lower.

2. Home Prices

The second big factor to think about is home prices. Most experts project they'll keep going up this year, but at a more normal pace. That’s because there are more homes on the market this year, but still not enough for everyone who...

Call us today at 805 427 5288

Over the past year or so, a lot of people have been talking about how tough it is to buy a home.

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