Rocco DeStefanis - Union Home Mortgage, Branch Manager

09/24/2026

Appraisal changes are coming November 2! 🏡

New requirements will call for more detailed property information, including updates, renovations, and features like solar panels, generators, and storm shutters. Providing clear, specific details can help everyone navigate the process.

Have questions about what’s changing? Let’s connect and get ready! 📋

09/17/2026

The Fed raised rates… so mortgage rates went up too, right? Not necessarily!

Here’s the important part: the Federal Funds Rate and mortgage rates are not the same thing. While Fed decisions can influence the overall economy, mortgage rates are driven by several factors, including inflation, the bond market, and broader economic conditions.

For homebuyers: Don’t let a headline make you think you need to put your plans on hold.
For our Realtor partners: This is a great reminder that every market creates opportunities—and having the right lending partner can help your clients understand their options.

Have questions about what’s happening with mortgage rates? Talk to your local UHM Loan Officer. We’re here to help make sense of the market!

09/11/2026

08/27/2026

Thanks to Travis Tomlinson - Realtor

08/25/2026

Great news for USDA buyers! USDA income limits have increased for 2026, which means more buyers may now qualify.

Wondering if USDA is an option for you? Let’s review your numbers and explore what’s possible!

08/06/2026

July closings in the books! Nothing beats the feeling of helping families secure their new homes.

Big thanks to everyone who made it possible—let’s keep building dreams together.