09/08/2026
Americans Earning $109,152 Can Afford Homeownership
The latest numbers show that home affordability in the U.S. has taken another hit—now, it takes an annual income of $109,152 to purchase a median-priced home at $446,400. Even with some recent income growth and a small dip in rates, the average 6.57% mortgage continues to challenge many buyers. As someone who believes 'The Buck Starts and Stops Here,' I’m committed to providing you with straightforward facts and honest guidance, so you can navigate these market realities with confidence. Whether you're buying your first place or looking to move up, understanding the numbers is the first step toward a seamless real estate transition.