Xavier Guerrero Real Estate Professional

04/25/2025

Help is on the way for condo owners …

The Florida House on Wednesday approved in a near-unanimous vote this year’s condominium bill, which Gov. Ron DeSantis has criticized as part of his feud with the chamber’s leadership. With a little more than a week until the scheduled end of the session, House lawmakers approved Miami Republica...

03/29/2025

Get rid of credit card debt & other high-interest debt with a Home Equity Line of Credit (HELOC). When used wisely, it's a great way to regain control of your finances. Let me help you. Contact me for more information.

Consumer credit delinquencies have reached their highest level in five years, according to the January 2025 edition of CreditGauge from VantageScore. The report signals growing financial strain among borrowers, some of which is driven by mortgage debt.

03/29/2025

If you are not a "permanent resident," time is of the essence for FHA financing. After May 24, 2025 FHA will no longer provide financing for the purchase of a home.

https://nationalmortgageprofessional.com/news/no-fha-insured-loans-non-permanent-us-residents?utm_source=National+Mortgage+Professional&utm_campaign=a6c3bdae27-EMAIL_CAMPAIGN_2025_03_27_01_35&utm_medium=email&utm_term=0_-a6c3bdae27-71587417
“If you have a borrower who is not a permanent [resident] and is looking for a home with FHA financing, they need to be under contract and have a case number ordered on or before May 24, 2025, or they will no longer be eligible for financing,” noted Delmar Mortgage Senior Vice President Kelly Hendricks, addressing the updated FHA borrower eligibility requirements.

In a policy shift announced today, non-permanent U.S. residents will no longer be eligible for mortgages insured by the Federal Housing Administration (FHA), part of the U.S. Department of Housing and Urban Development (HUD). The change, detailed in a March 26 letter HUD issued, is effective May 25,...

03/25/2025

Don't let this happen to you...Let me help you..

08/30/2023

https://www.floridarealtors.org/news-media/news-articles/2023/08/what-do-7-mortgage-rates-mean-homebuyers?utm_campaign=8-21-23+Florida+Realtors+News&utm_medium=email&utm_source=iPost

Some discouraged buyers should stop looking for their “forever home” and start looking for their “get my foot in the door to start building equity” home.

03/28/2023

There are good deals to be found in the current market, let me help you sell at a good price or make a good value purchase on your new home ..

February showed signs of sales ticking back up as the market entered the spring-buying season and mortgage rates started to stabilize.

03/23/2023

Timing ⏱️ is everything.. understanding the market you’re in and making the best business moves take knowledge..let me help & guide you to the best moves in the current market..

03/23/2023

If you need to sell or you’re looking to purchase, I can help you meet your goals… my team and I can guide you through every facet of the negotiation..

For sellers wondering if there is an ideal time to list their home, new data suggests that the best time to put to do so is around the corner.

03/22/2023

Being a homeowner has its benefits, specially during tax season..

There are a few categories of deductible expenses when it comes to homeownership: home mortgage interest, real estate taxes, and more.

03/16/2023

It's a good time to negotiate better terms from the seller..If you qualify now, don't wait until later, take advantage of the sellers having less options at the moment...call me or DM

A record 13% of home sales include a price cut and a final sale price below the list price in addition to concessions, which often include money toward repairs

03/03/2023

Interest rates are lower with plenty of opportunities to purchase your dream home ! Let me help you through the process…

A jump in pending home sales in January indicates consumers are wading back into the market as rates settle in the 6% range.

01/14/2023

Don’t get burned your first time buying a home! Have me by your side every step of the way and let's make it memorable!