John Gerardi, NMLS # 172331

John Gerardi, NMLS # 172331 Mortgage Loan Originator NMLS #172331/NY LIC # 172331 I appreciate your business and thank you for choosing me! loanDepot, LLC, NMLS #174457.

As your trusted mortgage loan officer, I will walk you through the loan process and support you from pre-approval through your closing/funding date. This website will be a useful resource for you throughout your loan process and provides many tools for you to utilize to ensure this is a stress-free experience. Whether you are a first time home buyer or seasoned buyer, you can trust me with all of

your home financing needs. loanDepot is America’s lender, offering home purchase and refinance loans, personal loans and home equity products nationwide. Our mission is to be your lender of choice by operating on sound principles of exceptional value, ethics and transparency. Licensed in all 50 states, loanDepot employs more than 6,000 people, and operates more than 180 lending stores nationwide. loanDepot.com, LLC, 26642 Towne Centre Drive, Foothill Ranch, CA 92610. All rights reserved. NMLS #174457 (www.nmlsconsumeraccess.org). For more licensing information, please visit www.loanDepot.com/licensing. loanDepot is a licensed Mortgage Banker-New York State Department of Financial Services.This site is not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the state of New York will be accepted through this site.

03/24/2026

πŸ” Are you keeping track of current rates? Don't let the shifting πŸ“ˆπŸ“‰ confuse you! Stay informed on loans 🏦 and mortgages 🏠 to make the smartest moves πŸ’Έ. Follow for updates and never miss a beat! 🎢

03/13/2026

🏠 Thinking of buying a home? Don't jump in without a solid plan! πŸ’° Let's talk about down payments, preapproval βœ… & budgeting πŸ“Š to make your purchase a success! Ready to start your journey? Give me a call! πŸ“ž

02/13/2026

🏠 Thinking about buying a home? Don't let myths hold you back! ❌ Discover the truth about down payments, credit scores, and pre-approval. πŸ’΅ Let’s turn your dream into reality! DM me for info! πŸ’ͺ

02/06/2026

🏠✨ Ever fallen in love with a house only to find it's out of reach? 😩 Don't let stress and uncertainty hold you back! Get pre-approved for a home loan and make your dream home a reality. Ready to move forward? Reach out today! πŸ“žπŸ’–

01/30/2026

Stop scrolling! 🚫 Are you falling for mortgage myths that could cost you thousands? πŸ’Έ Let's uncover the truth together! Ready to take the first step toward 🏑 homeownership? πŸ“ž Reach out today!

01/23/2026

Did you know when buying a home you can opt to pay the PMI πŸ›‘οΈ upfront as a πŸ’΅ lump sum? Save on your mortgage 🏑 payments by negotiating credits 🀝 from the seller for closing fees! Follow along for more tips πŸ“ and tricks πŸ” to make the most of your mortgage!

01/16/2026

Navigating the world of homeownership? 🏠 Let's simplify Private Mortgage Insurance (PMI) for you! Learn how to lower those payments πŸ’΅ and kick PMI to the curb 🚫. Want more tips? πŸ’‘ Follow along!

01/09/2026

✨ Ready to unlock the 🎁 gift of homeownership? 🏠 It’s super easy to get started! Let’s chat about taking the steps to secure your path πŸ›€οΈ to a new home. Happy holidays πŸŽ‰! DM me to get started!

12/19/2025

🏦 Exciting updates from the Fed meeting! πŸ“… They cut the federal fund rate and support πŸ’° the bond market, impacting mortgage 🏠 rates. πŸ“‰ Are you ready to buy or refinance? 🌟 DM me for strategies! 🧩

Why work with us?Out of so many answers I could give the one that rises to the top is that my team and I will work with ...
10/09/2025

Why work with us?
Out of so many answers I could give the one that rises to the top is that my team and I will work with you like a family member NOT just another loan number!
If you or anyone you know is looking to purchase a home OR refinance an existing mortgage please don’t hesitate to reach out!
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Address

One North Broadway Suite 603
White Plains, NY
10601

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