Tommy Winston, Real Estate Agent

10/08/2025

www.buyorsellyourhomewithtommywinston.com

There’s a lot to digest when it comes to understanding how mortgage rates shift and change over time, and we aren’t going to get into all of that today. But if there’s one thing to watch on where they’re likely headed, it’s the 10-year treasury yield.

Basically, the 10-year treasury yield is a widely watched benchmark for long-term interest rates. And as the yield goes up or down, mortgage rates tend to follow.

The good news is – the gap between the two is starting to narrow. And with experts saying the 10-year yield should come down going into next year, that means there’s room for mortgage rates to come down too.

I know this is a lot to keep track of. And that’s exactly why you should have an expert on your side. I’ll do the heavy lifting for you and will keep you posted as new data comes out and as rates fall further.

DM me the ideal mortgage rate you’re looking for, and when we hit that number, I’ll be the first to let you know.

10/03/2025

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What Buyers Say They Need Most (And How the Market’s Responding)

Both of the top concerns for buyers are seeing some movement. Prices are moderating. Rates are easing. And both trends could stick around going into 2026.

If you’re considering a move, let’s connect walk you through what’s happening in our area – and what it means for your plans.

www.buyorsellyourhomewithtommywinston.com

A recent survey from Bank of America asked would-be homebuyers what would help them feel better about making a move, and it’s no surprise the answers have a clear theme.

10/02/2025

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Home Sales Are Expected To Rise Next Year

Home sales are expected to pick up next year. If you want to be ready to move when the market picks up, let’s build your plan now.

www.buyorsellyourhomewithtommywinston.com

10/02/2025

www.buyorsellyourhomewithtommywinston.com

Why October Is the Best Time To Buy a Home in 2025

If you're serious about buying, getting prepped for this October window is a smart play.

Want help lining up your strategy? Let's have a quick conversation so you've got the information you need to be ready for this prime buying time.

If you’ve been watching from the sidelines, now’s the time to lean in. It’s officially the best time to buy this year. 

10/02/2025

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Why October Is the Best Time To Buy a Home in 2025

If you're serious about buying, getting prepped for this October window is a smart play.

Want help lining up your strategy? Let's have a quick conversation so you've got the information you need to be ready for this prime buying time.

www.buyorsellyourhomewithtommywinston.com

If you’ve been watching from the sidelines, now’s the time to lean in. It’s officially the best time to buy this year. 

10/02/2025

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Closing Costs Unpacked: State-by-State Breakdowns for Today’s Buyers

Closing costs are a key part of buying a home, but they can vary more than most people realize. Knowing your numbers (and how to potentially bring them down) can go a long way and help you feel confident about your purchase.

Let’s look at typical closing costs in our area and get you a personalized estimate, so you can craft your ideal budget.

www.buyorsellyourhomewithtommywinston.com

If you’re planning to buy a home this year, there’s one expense you can’t afford to overlook: closing costs. 

10/01/2025

www.buyorsellyourhomewithtommywinston.com

What would make you feel more comfortable making a move?

63% of would-be homebuyers say lower home prices.
50% say lower mortgage rates.

If that’s what you want too, here’s the update you’ve been looking for.

Experts are projecting single-digit price increases in many markets this year. Some areas will even experience slight declines. That’s a far cry from the 20% rise we saw just a few years ago.

At the same time, mortgage rates have eased from their recent highs.

While it’s not enough to completely change the game on affordability, both trends should stick around going into 2026.

If you want to talk through how this helps your budget, DM me.

09/26/2025

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Why Buyers and Sellers Face Very Different Conditions Today

Want to know what conditions look like in your neighborhood?

If you want to understand which side of the market you’re on, let’s connect. We can walk through the numbers and what they mean for your next move.

www.buyorsellyourhomewithtommywinston.com

There’s a new divide in housing right now. In some states, buyers are gaining ground. In others, sellers still have the upper hand. It all depends on where you live.

09/25/2025

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79% of Homeowners Wish They Sold Sooner

79% of homeowners wish they sold sooner. Let’s talk about why now may be the right time to act.

www.buyorsellyourhomewithtommywinston.com

09/25/2025

www.buyorsellyourhomewithtommywinston.com

Did you know? A record 40% of U.S. homeowners now own their homes free and clear. That’s the highest share ever recorded.

And that’s an important stat if you’re considering downsizing.

Think about it. If you’ve been in your house for a long time, you may be able to sell and buy your next home in cash.

You could get a smaller, less expensive home that better fits your lifestyle today with lower bills, less upkeep, and no new mortgage in retirement.

Want to find out if this could be a possibility for you too? DM me.

09/25/2025

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3 Reasons Affordability Is Showing Signs of Improvement This Fall

Have you been wondering if it’s worth taking another look at buying?

Let’s run the numbers together. We can go over your budget, see what’s changed, and figure out if this fall is the time to turn window-shopping into key-turning.

www.buyorsellyourhomewithtommywinston.com

For the past couple of years, it’s been tough for a lot of homebuyers to make the numbers work.

09/25/2025

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Downsizing Without Debt: How More Homeowners Are Buying Their Next House in Cash

You’ve worked hard for your home. Now it might be time for it to work hard for you.

Let’s talk about what your house is worth, and what it could unlock for you today. What would your ideal home look like if you were to downsize right now?

www.buyorsellyourhomewithtommywinston.com

If you’ve been thinking about downsizing to lower your expenses, be closer to family, or just make life easier, here's a trend worth paying attention to