09/23/2026
A first-time buyer has great income and rental history, but assumes they need $40,000+ saved up before they can even talk to a lender.
The Solution: Tailored low-down-payment programs and Down Payment Assistance (DPA).
Waiting years to save a massive 20% down payment often costs buyers more in lost appreciation than getting into the market early. Between 3% down conventional programs, FHA options, and Down Payment Assistance, there are multiple avenues designed to get you across the finish line sooner.
o Programs requiring as little as 3% to 3.5% down.
o Potential assistance funds to help cover upfront costs.
o Customized budgeting so your monthly payment stays comfortable.
You might be much closer to buying your first home than you think. Drop me a DM to run your numbers!