Tonya Toney, Realtor with EXP Realty Williamsburg

Tonya Toney, Realtor with EXP Realty Williamsburg Licensed realtor w/ eXp Realty in Williamsburg, VA

09/28/2026

U.S. Housing Market Rebalances Slowly
As someone who’s spent years helping clients navigate the ins and outs of real estate, I keep a close eye on how the market shifts—especially when things move at a more gradual pace, like we’re seeing now. Active inventory has risen about 4% nationwide compared to last year, but that growth has just started to slow after a steady five-week climb. For buyers, that means there’s a bit more breathing room, though we’re not seeing a flood of new options. Homes are taking about 61 days to go under contract, which lines up with what’s typical for late Q3—especially after a busier start to 2026. New listings have dipped by about 1% year over year, bringing us back to where we were in 2025, as affordability concerns keep some would-be buyers and sellers on the sidelines. The median listing price is now $419,000, down about 1% from last year, and the price per square foot has slipped to $222, the lowest it’s been since early this year. With inventory up and mortgage rates still high, the market is gently tilting toward buyers, but overall things are moving steadily rather than changing overnight. Having worked with countless buyers and sellers—whether relocating, staging, or listing—I know how important it is to read these subtle shifts and help you find the right fit, at the right time.

Move up buyers are making two housing decisions at the same time. There is the home they want to buy and the home they m...
09/28/2026

Move up buyers are making two housing decisions at the same time. There is the home they want to buy and the home they may need to sell. Treating those as separate plans can create unnecessary pressure.

I prefer to think in sequence. Which decision needs to happen first? How much overlap would feel comfortable? Is temporary housing acceptable? Would a longer transition be better than forcing both sides of the move into the same week?

There is no universal order that works for every household. The right sequence depends on timing, flexibility, local conditions, financing, and personal tolerance for uncertainty.

The important part is deciding the preferred path before a new listing creates urgency. A move up purchase should feel like a coordinated transition, not two unrelated transactions happening at once.

Here's how much a house could cost in 2030 — and how to start saving for itWith projections showing the median U.S. home...
09/27/2026

Here's how much a house could cost in 2030 — and how to start saving for it
With projections showing the median U.S. home price could climb to $382,000 by 2030, it’s no wonder many future homeowners are wondering how to prepare. Over the years—whether supporting real estate teams behind the scenes or guiding clients as they take exciting steps forward—I’ve seen how early planning makes all the difference. Factors like supply, demand, interest rates, and wages all play a part in home values. If you’re thinking ahead, starting to save now, and exploring options like high-yield savings or investments, you’ll be setting yourself up for success. Helping people navigate these decisions is what I love most about my work.
https://www.housing-trends.com/agent-news/tonya-toney/1956361-Here%27s-how-much-a-house-could-cost-in-2030-%E2%80%94-and-how-to-star

The way a home handles sunlight can shape comfort just as much as the room layout. Orientation, window placement, covere...
09/27/2026

The way a home handles sunlight can shape comfort just as much as the room layout. Orientation, window placement, covered patios, porches, trees, and roof overhangs all affect how bright or exposed different areas feel throughout the day.

I like to notice which rooms receive strong morning light, which spaces may take on afternoon heat, and whether outdoor areas have enough shade to be useful when the sun is high.

This is one reason the same floor plan can feel very different on two lots.

A showing gives you a snapshot, not a full day. If natural light matters to you, I would ask how the home feels at other times and pay attention to the direction the main living spaces face. Architecture does not stop at the walls. The relationship between the house, the lot, and the sun matters too.

Top 9 Destinations To Purchase a Vacation Home In Puerto RicoDreaming of a getaway spot in Puerto Rico? With 300 miles o...
09/26/2026

Top 9 Destinations To Purchase a Vacation Home In Puerto Rico
Dreaming of a getaway spot in Puerto Rico? With 300 miles of stunning coastline, year-round sunshine, and a wide range of properties—from beachfront villas to condos averaging $150K—Puerto Rico is an appealing choice for a vacation home. The diversity of real estate, coupled with attractive tax incentives, makes areas like Vieques, Dorado, and San Juan especially popular. If you’re considering making this move, it’s important to take into account financing options, seek sound legal guidance, and be mindful of weather-related risks. Having spent years helping clients navigate important decisions and transitions, I understand how exciting (and sometimes overwhelming) these choices can be. If a second home in paradise is on your mind, let’s make sure you’re prepared to find just the right fit.
https://www.housing-trends.com/agent-news/tonya-toney/1551976-Top-9-Destinations-To-Purchase-a-Vacation-Home-In-Puerto-Ric

Modern cottage style works best when the home feels collected, not decorated around a theme. In 2026, I am seeing more i...
09/26/2026

Modern cottage style works best when the home feels collected, not decorated around a theme. In 2026, I am seeing more interest in warmth, craftsmanship, and familiar architectural details without turning every room into a literal cottage look.

Think simple millwork, inset cabinetry, natural wood, small scale pattern, aged metal finishes, built in shelves, and a mix of old and new shapes. The room can feel comfortable and established while still looking clean.

The trick is choosing a few permanent details and letting the rest stay flexible.

I would rather see one beautiful built in cabinet or thoughtfully trimmed doorway than ten decorative pieces trying to create the same effect. Character has more staying power when it feels connected to the architecture.

The closer a seller gets to listing, the more tempting it can be to make one final design decision based on personal tas...
09/25/2026

The closer a seller gets to listing, the more tempting it can be to make one final design decision based on personal taste. That is usually the moment to simplify the goal.

The home does not need to become generic, but it should be easy for a broad range of buyers to understand. If an update is highly specific, permanent, or difficult to reverse, I would think carefully before adding it right before a sale.

A useful filter is this:

“Does this improve the home, or does it mainly express my style?”

Fresh condition, clean surfaces, functioning fixtures, and a cohesive presentation can support the listing. A very personal tile pattern, unusual built in, or dramatic finish may create another decision for the next owner.

Preparing to sell is less about finishing your design story and more about making room for someone else to imagine theirs.

Moving to Williamsburg, VA: A neighborhood-by-neighborhood relocation guideAs someone who’s spent over 20 years helping ...
09/25/2026

Moving to Williamsburg, VA: A neighborhood-by-neighborhood relocation guide
As someone who’s spent over 20 years helping families find just the right place to call home, I’m excited to share some insights for anyone considering a move to Williamsburg, VA. This area truly offers something for everyone—whether you’re drawn to the charm of historic neighborhoods or prefer the convenience of newer communities. Williamsburg’s neighborhoods are known for their welcoming vibe, excellent schools, rich cultural life, and affordability, making it a great fit for military families, professionals, retirees, and remote workers alike. When planning your move, don’t forget to factor in things like traffic patterns, flood zones, and school boundaries to ensure your new home matches your lifestyle perfectly. My background in both hospitality and real estate has taught me that these details can make all the difference in feeling settled and at home.
https://www.housing-trends.com/agent-news/tonya-toney/1978344-Moving-to-Williamsburg%2C-VA%3A-A-neighborhood-by-neighborhood-r

A neighborhood pool, clubhouse, gate, trail system, or shared green space can look like an instant lifestyle upgrade. Th...
09/24/2026

A neighborhood pool, clubhouse, gate, trail system, or shared green space can look like an instant lifestyle upgrade. The better question is whether the amenity actually fits the way you live.

I encourage buyers to look beyond the photo and understand the structure around shared features. How are they maintained? Are there use rules? Is access seasonal? Does the community setup create convenience or add responsibilities that do not matter to you?

The same amenity can feel valuable to one buyer and unnecessary to another.

Before deciding that a community feature belongs on the must have list, I would ask how often it would realistically be used and whether the overall neighborhood experience matches the routine you want. Lifestyle is personal. A long amenity list only matters when the features support yours.

09/24/2026

What Smaller U.S. Homes Could Mean for Buyers
Over the past decade, we've seen a notable shift in the size of new single-family homes across the U.S. The average new build has gone from 2,700 square feet down to 2,400, even as the price per square foot jumped nearly 72%. By 2025, about one in four new homes sold measured under 1,800 square feet—a big change from a decade ago, when it was closer to one in six. Larger homes (3,000+ square feet) have become less common, dropping from about one in three new builds to just one in five. Builders have leaned into smaller designs to help keep prices approachable, especially as mortgage rates hover between 6% and 7%, and land, labor, and material costs continue to rise. For many first-time and budget-conscious buyers, these more modest homes can make the dream of homeownership feel a bit more reachable, with lower down payments and monthly costs—even if the price per square foot remains high. After years of working closely with buyers and sellers, I know how much every square foot—and every dollar—matters when you’re making a move.

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4175 Ironbound Road, Suite 200A
Williamsburg, VA
23188

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