Oscar Gile, Lic Associate R.E. Broker

08/11/2023

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04/19/2023

Here are ten popular tourist attractions in Tompkins County, NY:
1. Cornell University - a renowned Ivy League university with a beautiful campus that includes iconic landmarks such as the clock tower and the arts quad.
2. Ithaca Falls - a picturesque waterfall located within walking distance of downtown Ithaca.
3. The Ithaca Commons - a pedestrian shopping and dining district in downtown Ithaca with many independent shops and restaurants.
4. The Cayuga Lake Wine Trail - a scenic trail that takes visitors through over a dozen wineries, vineyards, and tasting rooms in the area.
5. Taughannock Falls State Park - a state park located on the west shore of Cayuga Lake with a stunning 215-foot waterfall and hiking trails.
6. Robert Treman State Park - a state park with swimming holes, waterfalls, and hiking trails along the gorge of Enfield Creek.
7. The Johnson Museum of Art - a world-class museum located on the Cornell University campus with an extensive collection of art from diverse cultures and time periods.
8. Buttermilk Falls State Park - a state park with a series of cascading waterfalls and a natural swimming pool.
9. The Hangar Theatre - a professional theatre company in Ithaca that produces a variety of plays and musicals during the summer months.
10. The Finger Lakes - a region known for its natural beauty, wineries, and outdoor activities such as boating, fishing, and hiking.

Source: ChatGPT

04/01/2023

A mortgage assumption takes place when the buyer takes over the seller’s existing mortgage at closing in lieu of getting a new loan.
Currently, the only loans with a standard qualifying assumption clause are VA, FHA and USDA loans.
Veteran-to-veteran assumptions of VA loans allow buyers to substitute their VA entitlement onto the loan and release the seller’s entitlement for use on a future VA loan.
Credit NAR

02/25/2023

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Mortgage Rates Rise on Signs of Strong Economic Growth
February 23, 2023Mortgage FinancingBy: Melissa Dittmann Tracey
As borrowing costs increase, rate dispersion among lenders is growing. Your clients could save up to $1,200 annually by shopping around, experts say.
Mortgage rates are inching up, with the 30-year fixed-rate loan increasing to a 6.5% average this week, Freddie Mac reports. Homeownership remains attainable for Americans who can afford a 20% down payment and a monthly mortgage payment of $1,880 on a median-priced home, says Nadia Evangelou, senior economist and director of real estate research at the National Association of REALTORS®.

“The economy continues to show strength, and interest rates are repricing to account for the stronger than expected growth, tight labor market and the threat of sticky inflation,” says Sam Khater, Freddie Mac’s chief economist. “Our research shows that rate dispersion increases as mortgage rates trend up. This means home buyers can potentially save $600 to $1,200 annually by taking the time to shop among lenders to find a better rate.”

Freddie Mac reported the following national averages in mortgage rates for the week ending Feb. 23:

30-year fixed-rate mortgages: averaged 6.50%, rising from last week’s 6.32% average. Last year at this time, 30-year rates averaged 3.89%.
15-year fixed-rate mortgages: averaged 5.76%, increasing from last week’s 5.51% average. A year ago, 15-year rates averaged 3.14%.

02/09/2023

www.sellsyourproperty.com Click on this link to explore our website.

Top Producing Sales Team of the Southern Tier of NY

07/03/2022

"I am the Master of my Fate, I am the Captain of my Soul". W. C. Henley

06/24/2022

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06/02/2022

Cancer is a hard pill to swallow and harder to take when it’s just you and the doctor sitting in the office. I’m afraid that I have some very personal reasons for this post. It is in the most difficult moments of life you realize who your real family, friends or people are that really have your back. People's true colors come out when the attention isn’t on them. Unfortunately, some friends are going to press "like", but not really read it because it takes time to read this statement and when they see that it is long, they skip it.
Now I look at those who take the time to read this post until the end ..... (I think I will discover that 5 maybe 6 will). Cancer is very invasive and harmful, even after the end of treatment your body is still struggling to restore the damage caused by radiation/chemotherapy. Your mind reels, for a very long time. It is a very long process. (100% true)
Please, in honor of a family member, a friend who died, is still fighting cancer or even had cancer but beat it, Copy and paste (don’t just share) on your page.
So I can find out who read it, 😍 please write "done" so we can see together the power of Unity !!!
To all those who have lost someone or are in the battle against cancer, here’s a hug for each and every one of you and your loved ones 🙏🏻❤️
Cancer sucks.
Love your family and friends! ❤ ❤ ❤

04/28/2022

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Learn more about Willseyville's local real estate market expert.