Jason Timme - Realtor

Jason Timme - Realtor Jason has lived in Cecil County, MD for over 40 years and is very familiar with the county and the surrounding areas.

Rest easy in the knowledge that he can successfully handle all your real estate needs!

10/26/2022

Three words that just made my day. Clear To Close!!! Thank you Jenel Davis, Megan Mcray, Grace Mascioli and Judy Malinowski for a smooth transaction.

10/14/2022

It's a great morning when your clients offer gets accepted!!!

We often talk about the ๐˜ƒ๐—ฎ๐—น๐˜‚๐—ฒ of our home. However, what we donโ€™t often look at is our ๐—ฒ๐—พ๐˜‚๐—ถ๐˜๐˜† ๐—ฝ๐—ผ๐˜€๐—ถ๐˜๐—ถ๐—ผ๐—ป. Home equity is t...
05/03/2022

We often talk about the ๐˜ƒ๐—ฎ๐—น๐˜‚๐—ฒ of our home. However, what we donโ€™t often look at is our ๐—ฒ๐—พ๐˜‚๐—ถ๐˜๐˜† ๐—ฝ๐—ผ๐˜€๐—ถ๐˜๐—ถ๐—ผ๐—ป. Home equity is the current market value of your property less what is owed. Across the country, homeowners are experiencing sizable equity gains because of increased property values (historic double-digit growth figures).

There are a number of ways you can build equity (wealth) in your home on top of typical appreciation.

โž€ Make additional payments toward the principal of your loan. Paying down your mortgage combined with the appreciation of your home is a powerful combination.

โž Sign up for bi-weekly mortgage payments. Making 26 half payments over the course of a year actually translates into an "extra" 13th payment.

โž‚ Make key home improvements that will increase the value of your property. Hint: ask your agent!

โžƒ Refinance to a shorter-term / modified loan product.

When was the last time you checked your home equity position?

Iโ€™m always available, as your real estate expert, to provide a ๐—™๐—ฅ๐—˜๐—˜ ๐—ฃ๐—ฟ๐—ผ๐—ฝ๐—ฒ๐—ฟ๐˜๐˜† ๐—˜๐—พ๐˜‚๐—ถ๐˜๐˜† ๐—ฅ๐—ฒ๐—ฝ๐—ผ๐—ฟ๐˜.
Message me today, and let's start the conversation so we can build your wealth together.

โœ”๏ธ  ส€แด‡แดษชษดแด…แด‡ส€:  your monthly homeowner to-do list!As you prepare your home for the warmer weather, itโ€™s not uncommon to s...
05/02/2022

โœ”๏ธ ส€แด‡แดษชษดแด…แด‡ส€: your monthly homeowner to-do list!

As you prepare your home for the warmer weather, itโ€™s not uncommon to see pesky bugs make their first appearance of the season. ๐Ÿœ
.. ส™แดœแด› แด…ษชแด… สแดแดœ แด‹ษดแดแดก? Many pests, including termites, are practically invisible, which is why it is so important to have regular pest inspections and routine management. If you live in an older home, most pest control companies recommend quarterly inspections / treatments. Protect your home and family by being proactive instead of reactive.

Save this post for later and pick 1 or 2 off the list every weekend!

Buying a home can bring a lot of uncertainty, especially when a seller doesn't have much knowledge about the home or the...
04/28/2022

Buying a home can bring a lot of uncertainty, especially when a seller doesn't have much knowledge about the home or the age of the mechanicals and other big-ticket items. ๐—œ๐˜'๐˜€ ๐—ถ๐—บ๐—ฝ๐—ผ๐—ฟ๐˜๐—ฎ๐—ป๐˜ ๐—ฎ๐˜€ ๐—ฎ ๐—ฏ๐˜‚๐˜†๐—ฒ๐—ฟ ๐˜๐—ผ ๐—ฝ๐—ฒ๐—ฟ๐—ณ๐—ผ๐—ฟ๐—บ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฑ๐˜‚๐—ฒ ๐—ฑ๐—ถ๐—น๐—ถ๐—ด๐—ฒ๐—ป๐—ฐ๐—ฒ!

Let's be real โ€” even if a seller has knowledge about the home, we would definitely want to get the opinion from an unbiased source who is an expert in their field.

Here are the most common inspections:

โ€ข Visual & Mechanical (General Home Inspection)
โ€ข Structural (Engineering)
โ€ข Wood Destroying Insect / Termite
โ€ข Radon Gas
โ€ข Mold (Air Quality + Labs)
โ€ข Lead-Based Paint (If Older)
โ€ข Sewer (Septic / Hydraulic + Sewer Line)
โ€ข Water (Well, Pump, Filtration, Labs)
โ€ข Pool (Visual, Mechanical, Dye)
โ€ข Stucco (Moisture Probe / Invasive)
โ€ข Insurance (Flood, Prior Claims)

โ†’ Make sure to take the time to attend the inspections with the professionals. This way you get first-hand knowledge on your new home and you can ask questions on maintenance items. Every home is going to have issues, so it's important to prioritize what is most important and plan for the rest.

PRO TIP: Even if you waive the right to a home inspection to win a multiple offer situation, it is important that you still have one, even if it is after you move in!

๐—ก๐—ฒ๐—ฒ๐—ฑ ๐—ฎ ๐˜๐—ฟ๐˜‚๐˜€๐˜๐—ฒ๐—ฑ ๐—›๐—ผ๐—บ๐—ฒ ๐—œ๐—ป๐˜€๐—ฝ๐—ฒ๐—ฐ๐˜๐—ผ๐—ฟ ๐—ผ๐—ฟ ๐—Ÿ๐—ถ๐—ฐ๐—ฒ๐—ป๐˜€๐—ฒ๐—ฑ ๐—–๐—ผ๐—ป๐˜๐—ฟ๐—ฎ๐—ฐ๐˜๐—ผ๐—ฟ? I have great connections available for my clients, friends, and family.

Monday Motivation โœจWe all have big dreams and our idealized lifestyle โ€” the way our life would be if we were living it a...
04/25/2022

Monday Motivation โœจ

We all have big dreams and our idealized lifestyle โ€” the way our life would be if we were living it at the highest level. Many people can envision this, but very few actually act upon it every single day in order to make it a reality. Itโ€™s not about the things you do every once in a while that are going to greatly affect your life. It's what you practice every day.

Remain focused on what brings you a sense of fulfillment and success so that your world can continue to be a reflection of how you ideally choose to experience it. ๐—ฆ๐˜๐—ฎ๐˜† ๐˜๐—ต๐—ฒ ๐—ฐ๐—ผ๐˜‚๐—ฟ๐˜€๐—ฒ!

๐™ท๐šŠ๐š™๐š™๐šข ๐™ด๐šŠ๐š›๐š๐š‘ ๐™ณ๐šŠ๐šข!  ๐ŸŒŽToday is a day to reflect on just how fragile our planet is and why it's important to protect it.  Be...
04/22/2022

๐™ท๐šŠ๐š™๐š™๐šข ๐™ด๐šŠ๐š›๐š๐š‘ ๐™ณ๐šŠ๐šข! ๐ŸŒŽ

Today is a day to reflect on just how fragile our planet is and why it's important to protect it.

Below are 8 easy things you can do at home to make a positive impact on our planet:
โฃ
โ€ข Use cold water when washing clothes (HE washers and modern detergents make hot water optional)โฃ
โ€ข Repair leaky faucets (5 drips a minute equals 262 gallons a year!)
โ€ข Use reusable grocery bags
โ€ข Cancel catalogs and junk mail lists to reduce waste
โ€ข Sign up for paperless statements where possible
โ€ข RECYCLE! โ™ป๏ธ
โ€ข Purchase a smart thermostat and set it back to a lower temperature when away from the house and/or sleeping
โ€ข Use homemade cleaning products to cut down on harmful chemicals

If you've been looking to secure that "right home" in our current market, you know that there are a lot of factors to co...
04/21/2022

If you've been looking to secure that "right home" in our current market, you know that there are a lot of factors to consider when submitting an offer. Although many people think that the highest offer wins, that is not always the case. Here are a few reasons why a seller may NOT choose the highest offer:โฃ
โฃ
1. ๐™ฐ๐š•๐š• ๐šŒ๐šŠ๐šœ๐š‘ ๐š˜๐š๐š๐šŽ๐š›๐šœ
If a buyer brings an all cash offer, the seller doesn't have to worry about the deal falling through because of financing issues or an appraisal coming in too low (which can be a concern if there are multiple offers above the asking price).

2. ๐™ต๐š’๐š—๐šŠ๐š—๐šŒ๐š’๐š—๐š
One buyer may offer more, but another buyer could be more qualified with more cash for a downpayment or pre-approved with a more favorable loan program (such as conventional versus FHA financing, which can sometimes be seen as a "riskier loan"). Choosing the buyer with stronger financing helps avoid fallouts before settlement.

3. ๐™ฒ๐š˜๐š—๐š๐š’๐š—๐š๐šŽ๐š—๐šŒ๐š’๐šŽ๐šœ
If a buyer doesnโ€™t elect contingencies. A common contingency is that a buyer must sell his or her home before buying. The other main contingencies are mortgage (financing) and inspection contingencies.
Sellers love when an offer is free and clear of contingencies that could potentially cause a sale to fall through or cost them money. Did you know that inspections are the main reason a sale will fall through?

Sellers are looking for a competitive offer โ€” an offer that is clean and with the least amount of contingencies.

If you are looking to buy a home and want an aggressive agent on your side, shoot me a message! I'd love to help you WIN in this market... experience and creativity matter in the market of the moment.

"๐™ท๐š˜๐š–๐šŽ ๐š‚๐šŠ๐š๐šŽ๐š๐šข" โ€“ you might instantly think about a security system, but what about your ๐™ท๐š˜๐š–๐šŽ ๐™ท๐šŽ๐šŠ๐š•๐š๐š‘?  With the way in whi...
04/18/2022

"๐™ท๐š˜๐š–๐šŽ ๐š‚๐šŠ๐š๐šŽ๐š๐šข" โ€“ you might instantly think about a security system, but what about your ๐™ท๐š˜๐š–๐šŽ ๐™ท๐šŽ๐šŠ๐š•๐š๐š‘?

With the way in which the workforce adapted, we're spending more time at home than ever before, and it's important that we think about our health and safety at home. Here are a few things to consider to help keep your family and your home SAFE:

โ€ข Smoke Detectors โ€” you should replace these every 10 years. Are they yellow? Replace. Don't know how old they are? Replace. You should also have one in every bedroom and on every floor!

โ€ข Carbon Monoxide Detectors โ€” Don't forget about these. You can even get smoke detectors that have combined CO detectors. Look for the ones with the 10-year lithium battery.

โ€ข Radon Test & Remediation โ€” Did you know that radon is the leading cause of lung cancer among non-smokers? It's critical that you have your home tested for radon every 5-10 years!

โ€ข Dryer Vent Cleaning โ€” Not only will this increase efficiency, but it can also save your life! Studies show that over 15,000 fires are caused by clogged dryer vents every year!

๐Ÿฐ  HAPPY EASTER from your favorite local Real Estate Agent!  โฃThankful, especially this year, for what Easter signifies ...
04/17/2022

๐Ÿฐ HAPPY EASTER from your favorite local Real Estate Agent!
โฃ
Thankful, especially this year, for what Easter signifies โ€” a symbol of transformation, hope, renewal, and new life. โœจ

If you're thinking that this may be the year for you to hop into the housing market, reach out and let's put a plan in place!

๐ŸŒผ๐ŸŒธ๐Ÿค This might be the perfect season for you to swoop in and secure your dream home or focus on a smart stepping stone t...
04/16/2022

๐ŸŒผ๐ŸŒธ๐Ÿค This might be the perfect season for you to swoop in and secure your dream home or focus on a smart stepping stone to work towards that forever home.

Let's start looking for that new nest.

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Wilmington, DE

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