Erin Pierce - Loan Officer - NMLS 1104850

12/12/2025

Mortgage rates held mostly steady during the week ending December 5, 2025, as markets remained convinced the Fed will cut policy rates next week. ONE Presidential Mortgage is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

12/10/2025

📉 Big News! The Fed Just Cut Rates! 📉
Homeownership just got a little more affordable! With today's Federal Reserve rate cut, now could be the perfect time to lock in a lower mortgage rate or refinance your current loan. 💸

Don’t wait—opportunities like this don’t last forever. Reach out today to see how this rate cut could benefit you!

https://www.onepresidentialmtg.com/

12/08/2025

5.0 star review received on Experience.com for Erin Pierce by Leslie A M - Everyone was very easy to work with, pleasant, and knowledgeable. This can be quite a stressful time, but Erin and her team made it as easy as possible which is very much appreciated! L.

Click to see all 103 reviews of Erin Pierce, Loan Officer | NMLS 1104850

12/08/2025

Before You Jump at a Lower Rate… 🤔💡
A dip in rates can be tempting, but it’s not a one-size-fits-all opportunity. The right strategy depends on your budget, goals, and loan options.

Let's run your numbers before you commit. 🧮

12/04/2025

Your year-end financial reset starts now. 🔍✨

As 2025 wraps up, it’s the perfect moment to check in on your financial health—whether you’re already a homeowner or planning to become one in 2026. From evaluating your mortgage and home equity to strengthening your savings and getting pre-approved, a smart year-end checkup can set you up for a stronger, more confident year ahead.

👉 Learn how to position yourself for success—no matter where you are on your homeownership journey.

https://www.onepresidentialmtg.com/post/year-end-financial-checkup-for-homeowners-and-buyers-your-guide-to-a-strong-start-in-2026

12/01/2025

A potential rate dip by late 2025 is on the industry’s radar, giving prepared borrowers a possible advantage. Watching the market now—and understanding your options—could be the key to catching a lower rate when the opportunity hits. 💪

11/30/2025

VA Loans: Debunking Myths 🏡
Think you need perfect credit to qualify for a VA loan? Think again.
At ONE Presidential Mortgage, VA loan options are available starting at a 560 credit score — making homeownership more accessible for our veterans and military families.

Don’t let credit myths hold you back from your dream home! Read the full blog now!
https://www.onepresidentialmtg.com/post/va-loans-debunking-myths

11/28/2025

Rates improved during the week ending November 28, 2025, with markets increasingly confident the Fed will cut its policy rate in December. ONE Presidential Mortgage is an Equal Housing Lender.

Enjoy this quick update on what's going on in the housing and financial markets.

11/27/2025

There’s no place like home for the holidays. 🏠💛
We’re thankful for every family we’ve helped find their place to gather, grow, and give thanks.
From our team to yours — Happy Thanksgiving! 🦃

11/26/2025

Black Friday deals are tempting… but avoiding new debt could save you thousands on your mortgage! 💸🏡

Focus on financial readiness this season, not just retail savings. Let’s get your pre-approval started today! Read the blog post to learn more.

https://www.onepresidentialmtg.com/post/how-black-friday-spending-can-impact-your-mortgage-approval

11/25/2025

📣 New Conforming Loan Limit = More Opportunity

Today’s announcement brings the conforming loan limit up to $832,750, enhancing affordability for buyers and making larger homes accessible under standard lending guidelines.

This increase helps bridge the gap in higher-priced markets, offers smoother approvals, and can bring better terms compared to jumbo financing.

Whether you're upgrading, downsizing, or planning your first purchase — now is the time to see what this expanded limit means for your budget. 🔑💬