06/28/2018
The difference between water and flood damage??
There are two types of coverage that cover damage from water. They are hazard(homeowners) and flood.
Most homeowners policies cover sudden damage like a broken pipe, wind or storm driven water, or melting snow. Water damage caused by poor home maintenance is not usually covered.
Flood insurance is purchased from the FEMA. A flood is defined as a rising and overflowing of a body of water onto normally dry land. The key word to remember here is rising.
For more information contact your insurance company or Trident Insurance Company.