Realtor Jill J

12/30/2025

What do you all think about this property?!?

11/10/2025

Hmm. Interesting. 🧐

For homebuyers, a 50-year mortgage would offer lower monthly payments compared to a standard 30-year loan, but total interest paid would be much higher over the lifetime of the loan, and homeowners would gain equity at a slower pace.

11/10/2025

Here's a look at the prices of homes sold in New Castle County in August 2025.

11/10/2025

Agents, your clients need to hear this 🗣️

The year’s final weeks give buyers serious leverage.

Brave the timing and the payoff can be huge: lower borrowing costs, stronger negotiating power, and financial perks you won’t get if you wait until January.

How to prepare: https://rltor.cm/vrBvWz

11/10/2025

11/10/2025

📢 Big News in the Mortgage World! 🏡💰

Starting November 16th, Fannie Mae is officially removing its minimum 620 credit-score requirement for conventional loans!

✅ What this means:
Fannie Mae’s automated underwriting system (called Desktop Underwriter) will now look at your overall financial profile — things like income, debt-to-income ratio, payment history, and more — instead of automatically disqualifying you for being under 620.

⚠️ What it doesn’t mean:
This doesn’t guarantee approval for everyone, and lenders can still have their own credit requirements. But it’s a huge step toward making homeownership more accessible, especially for buyers who’ve been working to build or re-establish credit.

If you’ve been holding off because you thought your credit score wasn’t high enough, now’s the time to check your options!

💬 Contact your lender for specific details who can walk you through what this update could mean for you.

Let’s get you closer to that front-door key! 🔑🏠✨

11/08/2025

50s bathroom tile

10/28/2025

Have 3 styles available for sale!

03/20/2025

This 2300 square feet Single Family home has 5 bedrooms and 4 bathrooms. It is located at 127 Nursery Dr, Bear, DE.

10/01/2024

The future of real estate:

08/23/2024